Compare New Roads, LA Car Insurance Rates (2021)

Car insurance in New Roads, LA averages $478 a month. New Roads, Louisiana car insurance requirements are 15/30/25, but you might need full coverage insurance if your car is financed. To find cheap New Roads car insurance rates, compare quotes from the top car insurance companies in New Roads, LA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in New Roads, LA are $5,732/year
  • The cheapest car insurance company in New Roads is USAA
  • Average car insurance rates in New Roads, LA after a DUI are $6,622/year

If you need to buy New Roads, Louisiana car insurance, the options can be confusing. Everything you need to know about car insurance in New Roads, LA is right here.

You’ll find New Roads car insurance rates, the cheapest New Roads, LA car insurance companies, and information on Louisiana car insurance laws. You can also compare New Roads, Louisiana car insurance rates to New Orleans car insurance rates, Alexandria car insurance rates, and Kenner car insurance rates.

Ready to find affordable New Roads, LA car insurance today? Enter your ZIP code for fast, free New Roads car insurance quotes.

Cheapest New Roads, LA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect New Roads, LA car insurance rates? Every New Roads, Louisiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in New Roads, Louisiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,086 $4,086 $4,242 $4,242 $9,029 $11,373 $4,517 $4,896
GEICO $3,582 $4,139 $4,286 $5,233 $13,445 $14,190 $3,459 $3,354
Progressive $3,906 $3,644 $3,275 $3,531 $15,799 $17,567 $4,475 $4,592
State Farm $2,925 $2,925 $2,691 $2,691 $8,655 $10,842 $3,261 $3,661
USAA $2,837 $2,790 $2,779 $2,752 $8,420 $9,843 $3,464 $3,784

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Minimum Car Insurance in New Roads, LA

Every driver must carry the minimum car insurance in New Roads, LA. Take a look at the Louisiana car insurance requirements.

Minimum Required Car Insurance Coverage in New Roads, Louisiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest New Roads, LA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in New Roads, LA. Compare credit history car insurance rates in New Roads from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in New Roads, Louisiana

Insurance Company Poor Fair Good
Allstate $7,628 $5,233 $4,567
GEICO $7,688 $6,670 $5,026
Progressive $8,012 $6,879 $6,405
State Farm $6,518 $4,203 $3,399
USAA $6,322 $4,047 $3,381

Cheapest New Roads, LA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in New Roads, LA to rates for a clean record with top companies.

Annual New Roads, Louisiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,561 $7,031 $6,260 $5,384
GEICO $4,386 $7,091 $8,737 $5,630
Progressive $5,908 $7,952 $7,621 $6,913
State Farm $4,313 $5,100 $4,706 $4,706
USAA $3,504 $4,863 $5,783 $4,184

Cheapest New Roads, LA Car Insurance for Teen Drivers

Teen car insurance in New Roads, LA can be expensive. Take a look at rates from the top car insurance companies in New Roads for teenagers.

Annual Car Insurance Rates for Teen Drivers in New Roads, Louisiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,029 $11,373
GEICO $13,445 $14,190
Progressive $15,799 $17,567
State Farm $8,655 $10,842
USAA $8,420 $9,843

Cheapest New Roads, LA Car Insurance for Seniors

Take a look at New Roads, LA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in New Roads, Louisiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,242 $4,242
GEICO $4,286 $5,233
Progressive $3,275 $3,531
State Farm $2,691 $2,691
USAA $2,779 $2,752

Cheapest New Roads, LA Car Insurance Rates After a DUI

A DUI in New Roads, LA increases car insurance rates. Compare New Roads, Louisiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in New Roads, Louisiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,260
GEICO $8,737
Progressive $7,621
State Farm $4,706
USAA $5,783

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Cheapest New Roads, LA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in New Roads, LA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in New Roads, Louisiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,809 $5,809
GEICO $6,336 $6,586
Progressive $7,099 $7,099
State Farm $4,587 $4,826
USAA $4,440 $4,727

The Best Cheap Car Insurance Companies in New Roads, LA

Take a look at a side-by-side comparison of the top car insurance companies in New Roads, LA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in New Roads, Louisiana

Insurance Company Average Annual Rates
Allstate $5,809
GEICO $6,461
Progressive $7,099
State Farm $4,706
USAA $4,584

Category Winners: Cheapest Car Insurance in New Roads, Louisiana

Find the cheapest car insurance companies in New Roads, LA for each category right here.

Best Annual Car Insurance Rates by Company in New Roads, Louisiana

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest New Roads, LA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your New Roads car insurance rates. Find the cheapest New Roads, LA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in New Roads, Louisiana

Insurance Company Low Medium High
Allstate $5,020 $5,921 $6,487
GEICO $5,355 $6,483 $7,545
Progressive $5,974 $7,041 $8,280
State Farm $4,064 $4,694 $5,361
USAA $3,942 $4,659 $5,149

What affects car insurance rates in New Roads, Louisiana?

What factors can have an impact on New Roads, LA car insurance? There are several reasons why New Roads car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in New Roads, Louisiana.

Commute Time in New Roads

The more time you spend in your car the higher the risk of an accident. The average commute length in New Roads, LA is 27.0 minutes according to City-Data.

Compare Car Insurance Quotes in New Roads, LA

Ready to find affordable New Roads, Louisiana car insurance today? Enter your ZIP code for fast, free New Roads, LA car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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