Compare New Suffolk, NY Car Insurance Rates (2021)

Car insurance in New Suffolk, NY averages $426 a month. New Suffolk, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap New Suffolk car insurance rates, compare quotes from the top car insurance companies in New Suffolk, NY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in New Suffolk is GEICO
  • Average car insurance rates in New Suffolk, NY are $5,112/year
  • The cheapest car insurance company in New Suffolk for teen drivers is GEICO

If you need to buy New Suffolk, New York car insurance, the options can be confusing. Everything you need to know about car insurance in New Suffolk, NY is right here.

You’ll find New Suffolk car insurance rates, the cheapest New Suffolk, NY car insurance companies, and information on New York car insurance laws. You can also compare New Suffolk, New York car insurance rates to Mount Vernon car insurance rates, Albany car insurance rates, and New Rochelle car insurance rates.

Ready to find affordable New Suffolk, NY car insurance today? Enter your ZIP code for fast, free New Suffolk car insurance quotes.

Cheapest New Suffolk, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect New Suffolk, NY car insurance rates? Every New Suffolk, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in New Suffolk, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,775 $3,474 $3,551 $3,574 $11,169 $11,923 $3,605 $3,587
GEICO $1,938 $1,865 $1,884 $1,856 $4,160 $6,138 $1,742 $1,782
Liberty Mutual $6,047 $6,047 $5,633 $5,633 $11,845 $17,111 $6,047 $6,418
Nationwide $4,246 $4,246 $3,990 $3,990 $7,951 $11,985 $4,246 $5,511
Progressive $3,227 $2,910 $2,498 $2,567 $11,073 $12,074 $4,081 $3,831
State Farm $2,930 $2,930 $2,565 $2,565 $8,487 $10,429 $3,229 $3,396
Travelers $3,244 $3,266 $2,965 $3,173 $7,594 $9,079 $3,435 $3,571
USAA $2,290 $2,254 $2,085 $2,091 $9,224 $10,935 $2,946 $3,267

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Minimum Car Insurance in New Suffolk, NY

Every driver must carry the minimum car insurance in New Suffolk, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in New Suffolk, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest New Suffolk, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in New Suffolk, NY. Compare credit history car insurance rates in New Suffolk from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in New Suffolk, New York

Insurance Company Poor Fair Good
Allstate $8,088 $4,665 $3,994
GEICO $3,347 $2,458 $2,206
Liberty Mutual $11,345 $7,408 $5,540
Nationwide $5,770 $5,770 $5,770
Progressive $8,581 $4,222 $3,046
State Farm $6,443 $4,044 $3,212
Travelers $6,308 $3,925 $3,389
USAA $6,717 $3,426 $3,016

Cheapest New Suffolk, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in New Suffolk, NY to rates for a clean record with top companies.

Annual New Suffolk, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,705 $4,705 $6,943 $5,975
GEICO $2,067 $2,254 $4,294 $2,067
Liberty Mutual $6,367 $6,367 $13,289 $6,367
Nationwide $4,346 $4,346 $9,941 $4,450
Progressive $5,125 $5,125 $5,717 $5,162
State Farm $4,344 $4,344 $4,789 $4,789
Travelers $3,879 $4,850 $4,918 $4,517
USAA $3,912 $3,976 $5,682 $3,976

Cheapest New Suffolk, NY Car Insurance for Teen Drivers

Teen car insurance in New Suffolk, NY can be expensive. Take a look at rates from the top car insurance companies in New Suffolk for teenagers.

Annual Car Insurance Rates for Teen Drivers in New Suffolk, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,169 $11,923
GEICO $4,160 $6,138
Liberty Mutual $11,845 $17,111
Nationwide $7,951 $11,985
Progressive $11,073 $12,074
State Farm $8,487 $10,429
Travelers $7,594 $9,079
USAA $9,224 $10,935

Cheapest New Suffolk, NY Car Insurance for Seniors

Take a look at New Suffolk, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in New Suffolk, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,551 $3,574
GEICO $1,884 $1,856
Liberty Mutual $5,633 $5,633
Nationwide $3,990 $3,990
Progressive $2,498 $2,567
State Farm $2,565 $2,565
Travelers $2,965 $3,173
USAA $2,085 $2,091

Cheapest New Suffolk, NY Car Insurance Rates After a DUI

A DUI in New Suffolk, NY increases car insurance rates. Compare New Suffolk, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in New Suffolk, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,943
GEICO $4,294
Liberty Mutual $13,289
Nationwide $9,941
Progressive $5,717
State Farm $4,789
Travelers $4,918
USAA $5,682

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Cheapest New Suffolk, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in New Suffolk, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in New Suffolk, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,504 $5,661
GEICO $2,592 $2,749
Liberty Mutual $7,863 $8,332
Nationwide $5,770 $5,770
Progressive $5,283 $5,283
State Farm $4,398 $4,734
Travelers $4,541 $4,541
USAA $4,342 $4,431

The Best Cheap Car Insurance Companies in New Suffolk, NY

Take a look at a side-by-side comparison of the top car insurance companies in New Suffolk, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in New Suffolk, New York

Insurance Company Average Annual Rates
Allstate $5,582
GEICO $2,671
Liberty Mutual $8,098
Nationwide $5,770
Progressive $5,283
State Farm $4,566
Travelers $4,541
USAA $4,387

Category Winners: Cheapest Car Insurance in New Suffolk, New York

Find the cheapest car insurance companies in New Suffolk, NY for each category right here.

Best Annual Car Insurance Rates by Company in New Suffolk, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Cheapest New Suffolk, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your New Suffolk car insurance rates. Find the cheapest New Suffolk, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in New Suffolk, New York

Insurance Company Low Medium High
Allstate $5,264 $5,561 $5,923
GEICO $2,492 $2,653 $2,867
Liberty Mutual $7,665 $8,075 $8,553
Nationwide $5,355 $5,713 $6,243
Progressive $4,928 $5,235 $5,685
State Farm $4,299 $4,594 $4,805
Travelers $4,267 $4,484 $4,871
USAA $4,224 $4,357 $4,579

What affects car insurance rates in New Suffolk, New York?

What factors can have an impact on New Suffolk, NY car insurance? There are several reasons why New Suffolk car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in New Suffolk, New York.

Commute Time in New Suffolk

The more time you spend in your car the higher the risk of an accident. The average commute length in New Suffolk, NY is 24.7 minutes according to City-Data.

Compare Car Insurance Quotes in New Suffolk, NY

Ready to find affordable New Suffolk, New York car insurance today? Enter your ZIP code for fast, free New Suffolk, NY car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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