Compare New Troy, MI Car Insurance Rates (2021)

Car insurance in New Troy, MI averages $722 a month. New Troy, Michigan car insurance requirements are 20/40/10, but you might need full coverage insurance if your car is financed. To find cheap New Troy car insurance rates, compare quotes from the top car insurance companies in New Troy, MI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in New Troy, MI after a DUI are $14,335/year
  • The cheapest car insurance company in New Troy for teen drivers is USAA
  • The cheapest car insurance company in New Troy is USAA

If you need to buy New Troy, Michigan car insurance, the options can be confusing. Everything you need to know about car insurance in New Troy, MI is right here.

You’ll find New Troy car insurance rates, the cheapest New Troy, MI car insurance companies, and information on Michigan car insurance laws. You can also compare New Troy, Michigan car insurance rates to Ann Arbor car insurance rates, Livonia car insurance rates, and Lansing car insurance rates.

Ready to find affordable New Troy, MI car insurance today? Enter your ZIP code for fast, free New Troy car insurance quotes.

Cheapest New Troy, MI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect New Troy, MI car insurance rates? Every New Troy, Michigan car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in New Troy, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $14,600 $14,600 $13,590 $13,590 $36,020 $36,020 $15,375 $15,375
Farmers $3,826 $3,826 $3,568 $3,568 $8,635 $8,635 $4,310 $4,310
GEICO $3,306 $3,306 $3,398 $3,398 $9,596 $9,596 $3,165 $3,165
Liberty Mutual $12,179 $12,179 $12,062 $12,062 $28,240 $28,240 $12,179 $12,179
Nationwide $4,901 $4,901 $4,360 $4,360 $13,163 $13,163 $5,390 $5,390
Progressive $2,976 $2,764 $2,633 $2,937 $10,917 $11,633 $3,462 $3,197
State Farm $5,783 $5,783 $5,375 $5,375 $20,337 $20,337 $6,791 $6,791
Travelers $4,480 $4,480 $3,858 $3,858 $13,395 $13,395 $4,862 $4,862
USAA $2,721 $2,559 $2,563 $2,408 $6,659 $6,279 $3,302 $3,142

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Minimum Car Insurance in New Troy, MI

Every driver must carry the minimum car insurance in New Troy, MI. Take a look at the Michigan car insurance requirements.

Minimum Required Car Insurance Coverage in New Troy, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest New Troy, MI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in New Troy, MI. Compare credit history car insurance rates in New Troy from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in New Troy, Michigan

Insurance Company Poor Fair Good
Allstate $30,165 $16,740 $12,783
Farmers $6,683 $4,455 $4,116
GEICO $6,248 $4,601 $3,749
Liberty Mutual $25,550 $14,772 $8,173
Nationwide $8,730 $6,567 $5,565
Progressive $5,839 $4,920 $4,436
State Farm $15,499 $7,862 $5,353
Travelers $6,813 $6,608 $6,525
USAA $5,540 $3,168 $2,404

Cheapest New Troy, MI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in New Troy, MI to rates for a clean record with top companies.

Annual New Troy, Michigan Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $9,604 $12,880 $43,593 $13,507
Farmers $4,269 $5,444 $5,372 $5,253
GEICO $1,696 $3,632 $10,981 $3,155
Liberty Mutual $11,060 $13,540 $25,747 $14,313
Nationwide $5,932 $7,980 $7,214 $6,689
Progressive $4,294 $5,640 $5,073 $5,252
State Farm $6,061 $7,282 $15,830 $9,114
Travelers $4,510 $6,426 $10,331 $5,327
USAA $2,977 $3,723 $4,873 $3,244

Cheapest New Troy, MI Car Insurance for Teen Drivers

Teen car insurance in New Troy, MI can be expensive. Take a look at rates from the top car insurance companies in New Troy for teenagers.

Annual Car Insurance Rates for Teen Drivers in New Troy, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $36,020 $36,020
Farmers $8,635 $8,635
GEICO $9,596 $9,596
Liberty Mutual $28,240 $28,240
Nationwide $13,163 $13,163
Progressive $10,917 $11,633
State Farm $20,337 $20,337
Travelers $13,395 $13,395
USAA $6,659 $6,279

Cheapest New Troy, MI Car Insurance for Seniors

Take a look at New Troy, MI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in New Troy, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $13,590 $13,590
Farmers $3,568 $3,568
GEICO $3,398 $3,398
Liberty Mutual $12,062 $12,062
Nationwide $4,360 $4,360
Progressive $2,633 $2,937
State Farm $5,375 $5,375
Travelers $3,858 $3,858
USAA $2,563 $2,408

Cheapest New Troy, MI Car Insurance Rates After a DUI

A DUI in New Troy, MI increases car insurance rates. Compare New Troy, Michigan DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in New Troy, Michigan

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $43,593
Farmers $5,372
GEICO $10,981
Liberty Mutual $25,747
Nationwide $7,214
Progressive $5,073
State Farm $15,830
Travelers $10,331
USAA $4,873

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Cheapest New Troy, MI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in New Troy, MI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in New Troy, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $19,896 $19,896
Farmers $5,085 $5,085
GEICO $4,758 $4,974
Liberty Mutual $15,619 $16,711
Nationwide $6,954 $6,954
Progressive $5,065 $5,065
State Farm $9,317 $9,826
Travelers $6,611 $6,686
USAA $3,662 $3,747

The Best Cheap Car Insurance Companies in New Troy, MI

Take a look at a side-by-side comparison of the top car insurance companies in New Troy, MI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in New Troy, Michigan

Insurance Company Average Annual Rates
Allstate $19,896
Farmers $5,085
GEICO $4,866
Liberty Mutual $16,165
Nationwide $6,954
Progressive $5,065
State Farm $9,571
Travelers $6,649
USAA $3,704

Category Winners: Cheapest Car Insurance in New Troy, Michigan

Find the cheapest car insurance companies in New Troy, MI for each category right here.

Best Annual Car Insurance Rates by Company in New Troy, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI USAA
With 1 Speeding Violation GEICO

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Cheapest New Troy, MI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your New Troy car insurance rates. Find the cheapest New Troy, MI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in New Troy, Michigan

Insurance Company Low Medium High
Allstate $19,285 $19,950 $20,453
Farmers $4,977 $5,075 $5,202
GEICO $4,510 $4,818 $5,270
Liberty Mutual $15,685 $16,118 $16,693
Nationwide $7,234 $6,848 $6,779
Progressive $4,892 $5,073 $5,230
State Farm $9,102 $9,629 $9,983
Travelers $6,575 $6,656 $6,715
USAA $3,584 $3,715 $3,814

What affects car insurance rates in New Troy, Michigan?

What factors can have an impact on New Troy, MI car insurance? There are several reasons why New Troy car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in New Troy, Michigan.

Commute Time in New Troy

The more time you spend in your car the higher the risk of an accident. The average commute length in New Troy, MI is 21.0 minutes according to City-Data.

Compare Car Insurance Quotes in New Troy, MI

Ready to find affordable New Troy, Michigan car insurance today? Enter your ZIP code for fast, free New Troy, MI car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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