Compare New Ulm, MN Car Insurance Rates (2021)

Car insurance in New Ulm, MN averages $336 a month. New Ulm, Minnesota car insurance requirements are 30/60/10, but you might need full coverage insurance if your car is financed. To find cheap New Ulm car insurance rates, compare quotes from the top car insurance companies in New Ulm, MN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in New Ulm, MN after a DUI are $5,473/year
  • Average car insurance rates in New Ulm, MN are $4,027/year
  • The cheapest car insurance company in New Ulm for teen drivers is State Farm

If you need to buy New Ulm, Minnesota car insurance, the options can be confusing. Everything you need to know about car insurance in New Ulm, MN is right here.

You’ll find New Ulm car insurance rates, the cheapest New Ulm, MN car insurance companies, and information on Minnesota car insurance laws. You can also compare New Ulm, Minnesota car insurance rates to Duluth car insurance rates, Rochester car insurance rates, and St. Cloud car insurance rates.

Ready to find affordable New Ulm, MN car insurance today? Enter your ZIP code for fast, free New Ulm car insurance quotes.

Cheapest New Ulm, MN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect New Ulm, MN car insurance rates? Every New Ulm, Minnesota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in New Ulm, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,652 $2,652 $2,547 $2,547 $6,120 $8,922 $3,224 $3,397
American Family $2,018 $2,018 $1,830 $1,830 $5,443 $7,901 $2,018 $2,278
Farmers $1,831 $1,827 $1,762 $1,861 $5,203 $5,240 $2,393 $2,327
GEICO $2,420 $2,401 $2,313 $2,248 $5,064 $6,431 $2,267 $2,347
Liberty Mutual $8,649 $8,649 $8,564 $8,564 $17,050 $25,601 $8,649 $12,054
Nationwide $1,823 $1,831 $1,625 $1,722 $4,678 $5,684 $2,143 $2,228
State Farm $1,246 $1,246 $1,110 $1,110 $2,700 $3,341 $1,448 $1,189
USAA $1,636 $1,631 $1,484 $1,494 $4,214 $4,636 $2,134 $2,282

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Minimum Car Insurance in New Ulm, MN

Every driver must carry the minimum car insurance in New Ulm, MN. Take a look at the Minnesota car insurance requirements.

Minimum Required Car Insurance Coverage in New Ulm, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest New Ulm, MN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in New Ulm, MN. Compare credit history car insurance rates in New Ulm from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in New Ulm, Minnesota

Insurance Company Poor Fair Good
Allstate $5,879 $3,189 $2,956
American Family $4,298 $2,878 $2,324
Farmers $3,508 $2,537 $2,371
GEICO $3,826 $3,128 $2,606
Liberty Mutual $17,039 $11,018 $8,610
Nationwide $3,229 $2,609 $2,314
State Farm $2,439 $1,493 $1,090
USAA $3,838 $1,866 $1,613

Cheapest New Ulm, MN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in New Ulm, MN to rates for a clean record with top companies.

Annual New Ulm, Minnesota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,897 $4,223 $5,104 $3,808
American Family $2,117 $3,882 $4,270 $2,399
Farmers $2,402 $3,026 $3,067 $2,727
GEICO $2,114 $3,362 $5,005 $2,265
Liberty Mutual $8,985 $12,304 $17,909 $9,691
Nationwide $2,163 $2,861 $3,286 $2,558
State Farm $1,538 $1,809 $1,674 $1,674
USAA $1,818 $2,300 $3,473 $2,165

Cheapest New Ulm, MN Car Insurance for Teen Drivers

Teen car insurance in New Ulm, MN can be expensive. Take a look at rates from the top car insurance companies in New Ulm for teenagers.

Annual Car Insurance Rates for Teen Drivers in New Ulm, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,120 $8,922
American Family $5,443 $7,901
Farmers $5,203 $5,240
GEICO $5,064 $6,431
Liberty Mutual $17,050 $25,601
Nationwide $4,678 $5,684
State Farm $2,700 $3,341
USAA $4,214 $4,636

Cheapest New Ulm, MN Car Insurance for Seniors

Take a look at New Ulm, MN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in New Ulm, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,547 $2,547
American Family $1,830 $1,830
Farmers $1,762 $1,861
GEICO $2,313 $2,248
Liberty Mutual $8,564 $8,564
Nationwide $1,625 $1,722
State Farm $1,110 $1,110
USAA $1,484 $1,494

Cheapest New Ulm, MN Car Insurance Rates After a DUI

A DUI in New Ulm, MN increases car insurance rates. Compare New Ulm, Minnesota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in New Ulm, Minnesota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,104
American Family $4,270
Farmers $3,067
GEICO $5,005
Liberty Mutual $17,909
Nationwide $3,286
State Farm $1,674
USAA $3,473

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Cheapest New Ulm, MN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in New Ulm, MN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in New Ulm, Minnesota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,008 $4,008
American Family $3,130 $3,204
Farmers $2,806 $2,806
GEICO $3,144 $3,229
Liberty Mutual $11,863 $12,582
Nationwide $2,717 $2,717
State Farm $1,629 $1,718
USAA $2,407 $2,471

The Best Cheap Car Insurance Companies in New Ulm, MN

Take a look at a side-by-side comparison of the top car insurance companies in New Ulm, MN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in New Ulm, Minnesota

Insurance Company Average Annual Rates
Allstate $4,008
American Family $3,167
Farmers $2,806
GEICO $3,186
Liberty Mutual $12,222
Nationwide $2,717
State Farm $1,674
USAA $2,439

Category Winners: Cheapest Car Insurance in New Ulm, Minnesota

Find the cheapest car insurance companies in New Ulm, MN for each category right here.

Best Annual Car Insurance Rates by Company in New Ulm, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest New Ulm, MN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your New Ulm car insurance rates. Find the cheapest New Ulm, MN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in New Ulm, Minnesota

Insurance Company Low Medium High
Allstate $3,955 $4,004 $4,064
American Family $3,160 $3,254 $3,086
Farmers $2,701 $2,817 $2,899
GEICO $3,092 $3,185 $3,283
Liberty Mutual $11,943 $12,230 $12,494
Nationwide $2,572 $2,736 $2,843
State Farm $1,608 $1,679 $1,735
USAA $2,373 $2,437 $2,506

What affects car insurance rates in New Ulm, Minnesota?

What factors can have an impact on New Ulm, MN car insurance? There are several reasons why New Ulm car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in New Ulm, Minnesota.

Commute Time in New Ulm

The more time you spend in your car the higher the risk of an accident. The average commute length in New Ulm, MN is 13.3 minutes according to City-Data.

Compare Car Insurance Quotes in New Ulm, MN

Ready to find affordable New Ulm, Minnesota car insurance today? Enter your ZIP code for fast, free New Ulm, MN car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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