Compare New Ulm, TX Car Insurance Rates (2021)

Car insurance in New Ulm, TX averages $320 a month. New Ulm, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap New Ulm car insurance rates, compare quotes from the top car insurance companies in New Ulm, TX.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in New Ulm, TX after a DUI are $4,340/year
  • The cheapest car insurance company in New Ulm is USAA
  • Average car insurance rates in New Ulm, TX are $3,843/year

If you need to buy New Ulm, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in New Ulm, TX is right here.

You’ll find New Ulm car insurance rates, the cheapest New Ulm, TX car insurance companies, and information on Texas car insurance laws. You can also compare New Ulm, Texas car insurance rates to Fort Worth car insurance rates, Arlington car insurance rates, and San Antonio car insurance rates.

Ready to find affordable New Ulm, TX car insurance today? Enter your ZIP code for fast, free New Ulm car insurance quotes.

Cheapest New Ulm, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect New Ulm, TX car insurance rates? Every New Ulm, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in New Ulm, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,344 $3,373 $3,302 $3,302 $8,825 $10,647 $4,132 $4,304
American Family $3,329 $3,745 $3,182 $3,684 $9,539 $12,442 $4,931 $5,632
GEICO $2,124 $2,287 $2,042 $2,312 $4,615 $4,776 $2,297 $2,290
Nationwide $2,140 $2,177 $1,893 $2,004 $6,027 $7,731 $2,509 $2,713
Progressive $2,487 $2,355 $2,217 $2,258 $10,609 $11,828 $2,946 $2,987
State Farm $1,858 $1,858 $1,644 $1,644 $4,291 $5,441 $2,009 $2,075
USAA $1,520 $1,531 $1,451 $1,442 $4,265 $4,651 $2,028 $2,178

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Minimum Car Insurance in New Ulm, TX

Every driver must carry the minimum car insurance in New Ulm, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in New Ulm, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest New Ulm, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in New Ulm, TX. Compare credit history car insurance rates in New Ulm from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in New Ulm, Texas

Insurance Company Poor Fair Good
Allstate $6,550 $4,801 $4,110
American Family $7,875 $5,103 $4,453
GEICO $4,372 $2,488 $1,669
Nationwide $4,074 $3,275 $2,848
Progressive $5,291 $4,586 $4,255
State Farm $3,688 $2,293 $1,826
USAA $3,502 $2,022 $1,626

Cheapest New Ulm, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in New Ulm, TX to rates for a clean record with top companies.

Annual New Ulm, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,002 $6,171 $6,440 $4,002
American Family $5,272 $6,775 $5,922 $5,272
GEICO $2,416 $3,180 $2,668 $3,107
Nationwide $2,952 $2,952 $4,361 $3,331
Progressive $4,105 $5,325 $4,793 $4,620
State Farm $2,329 $2,650 $3,102 $2,329
USAA $1,778 $2,621 $3,093 $2,041

Cheapest New Ulm, TX Car Insurance for Teen Drivers

Teen car insurance in New Ulm, TX can be expensive. Take a look at rates from the top car insurance companies in New Ulm for teenagers.

Annual Car Insurance Rates for Teen Drivers in New Ulm, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,825 $10,647
American Family $9,539 $12,442
GEICO $4,615 $4,776
Nationwide $6,027 $7,731
Progressive $10,609 $11,828
State Farm $4,291 $5,441
USAA $4,265 $4,651

Cheapest New Ulm, TX Car Insurance for Seniors

Take a look at New Ulm, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in New Ulm, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,302 $3,302
American Family $3,182 $3,684
GEICO $2,042 $2,312
Nationwide $1,893 $2,004
Progressive $2,217 $2,258
State Farm $1,644 $1,644
USAA $1,451 $1,442

Cheapest New Ulm, TX Car Insurance Rates After a DUI

A DUI in New Ulm, TX increases car insurance rates. Compare New Ulm, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in New Ulm, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,440
American Family $5,922
GEICO $2,668
Nationwide $4,361
Progressive $4,793
State Farm $3,102
USAA $3,093

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Cheapest New Ulm, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in New Ulm, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in New Ulm, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,030 $5,277
American Family $5,810 $5,810
GEICO $2,790 $2,896
Nationwide $3,399 $3,399
Progressive $4,711 $4,711
State Farm $2,603 $2,603
USAA $2,353 $2,414

The Best Cheap Car Insurance Companies in New Ulm, TX

Take a look at a side-by-side comparison of the top car insurance companies in New Ulm, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in New Ulm, Texas

Insurance Company Average Annual Rates
Allstate $5,154
American Family $5,810
GEICO $2,843
Nationwide $3,399
Progressive $4,711
State Farm $2,603
USAA $2,383

Category Winners: Cheapest Car Insurance in New Ulm, Texas

Find the cheapest car insurance companies in New Ulm, TX for each category right here.

Best Annual Car Insurance Rates by Company in New Ulm, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Cheapest New Ulm, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your New Ulm car insurance rates. Find the cheapest New Ulm, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in New Ulm, Texas

Insurance Company Low Medium High
Allstate $5,032 $5,108 $5,321
American Family $5,344 $5,558 $6,529
GEICO $2,693 $2,809 $3,026
Nationwide $3,675 $3,255 $3,267
Progressive $4,498 $4,688 $4,946
State Farm $2,479 $2,595 $2,733
USAA $2,305 $2,374 $2,471

Compare Car Insurance Quotes in New Ulm, TX

Ready to find affordable New Ulm, Texas car insurance today? Enter your ZIP code for fast, free New Ulm, TX car insurance quotes.

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