Compare New Underwood, SD Car Insurance Rates (2021)

Car insurance in New Underwood, SD averages $353 a month. New Underwood, South Dakota car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap New Underwood car insurance rates, compare quotes from the top car insurance companies in New Underwood, SD.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in New Underwood, SD are $4,240/year
  • The cheapest car insurance company in New Underwood is State Farm
  • The cheapest car insurance company in New Underwood for teen drivers is State Farm

If you need to buy New Underwood, South Dakota car insurance, the options can be confusing. Everything you need to know about car insurance in New Underwood, SD is right here.

You’ll find New Underwood car insurance rates, the cheapest New Underwood, SD car insurance companies, and information on South Dakota car insurance laws. You can also compare New Underwood, South Dakota car insurance rates to Vermillion car insurance rates, Pierre car insurance rates, and Huron car insurance rates.

Ready to find affordable New Underwood, SD car insurance today? Enter your ZIP code for fast, free New Underwood car insurance quotes.

Cheapest New Underwood, SD Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect New Underwood, SD car insurance rates? Every New Underwood, South Dakota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in New Underwood, South Dakota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,509 $2,561 $2,215 $2,370 $10,422 $12,452 $2,836 $3,097
American Family $2,671 $2,671 $2,378 $2,378 $5,673 $8,308 $2,671 $3,281
Farmers $2,305 $2,312 $2,029 $2,106 $10,141 $10,547 $2,578 $2,760
GEICO $2,189 $2,062 $2,090 $1,926 $4,505 $5,300 $1,919 $1,836
Liberty Mutual $4,886 $5,320 $3,854 $4,689 $18,627 $20,919 $5,142 $5,726
Nationwide $2,157 $2,221 $1,922 $2,061 $4,690 $6,095 $2,419 $2,640
Progressive $2,660 $2,640 $2,188 $2,247 $9,148 $10,441 $3,333 $3,468
State Farm $1,371 $1,371 $1,201 $1,201 $3,655 $4,649 $1,541 $1,748

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Minimum Car Insurance in New Underwood, SD

Every driver must carry the minimum car insurance in New Underwood, SD. Take a look at the South Dakota car insurance requirements.

Minimum Required Car Insurance Coverage in New Underwood, South Dakota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest New Underwood, SD Car Insurance Rates by Credit Score

Your credit affects car insurance costs in New Underwood, SD. Compare credit history car insurance rates in New Underwood from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in New Underwood, South Dakota

Insurance Company Poor Fair Good
Allstate $5,862 $4,584 $3,978
American Family $4,836 $3,484 $2,941
Farmers $4,920 $4,146 $3,976
GEICO $4,421 $2,244 $1,520
Liberty Mutual $12,534 $7,509 $5,894
Nationwide $3,667 $2,879 $2,531
Progressive $5,244 $4,324 $3,979
State Farm $3,044 $1,821 $1,411

Cheapest New Underwood, SD Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in New Underwood, SD to rates for a clean record with top companies.

Annual New Underwood, South Dakota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,980 $4,631 $6,160 $4,460
American Family $2,721 $4,023 $5,158 $3,112
Farmers $3,706 $4,677 $4,562 $4,443
GEICO $1,725 $2,913 $4,551 $1,725
Liberty Mutual $7,291 $9,038 $9,408 $8,844
Nationwide $2,174 $3,034 $4,363 $2,531
Progressive $3,902 $5,242 $4,211 $4,708
State Farm $1,941 $2,243 $2,092 $2,092

Cheapest New Underwood, SD Car Insurance for Teen Drivers

Teen car insurance in New Underwood, SD can be expensive. Take a look at rates from the top car insurance companies in New Underwood for teenagers.

Annual Car Insurance Rates for Teen Drivers in New Underwood, South Dakota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,422 $12,452
American Family $5,673 $8,308
Farmers $10,141 $10,547
GEICO $4,505 $5,300
Liberty Mutual $18,627 $20,919
Nationwide $4,690 $6,095
Progressive $9,148 $10,441
State Farm $3,655 $4,649

Cheapest New Underwood, SD Car Insurance for Seniors

Take a look at New Underwood, SD senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in New Underwood, South Dakota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,215 $2,370
American Family $2,378 $2,378
Farmers $2,029 $2,106
GEICO $2,090 $1,926
Liberty Mutual $3,854 $4,689
Nationwide $1,922 $2,061
Progressive $2,188 $2,247
State Farm $1,201 $1,201

Cheapest New Underwood, SD Car Insurance Rates After a DUI

A DUI in New Underwood, SD increases car insurance rates. Compare New Underwood, South Dakota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in New Underwood, South Dakota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,160
American Family $5,158
Farmers $4,562
GEICO $4,551
Liberty Mutual $9,408
Nationwide $4,363
Progressive $4,211
State Farm $2,092

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Cheapest New Underwood, SD Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in New Underwood, SD by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in New Underwood, South Dakota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,690 $4,925
American Family $3,709 $3,799
Farmers $4,347 $4,347
GEICO $2,695 $2,762
Liberty Mutual $8,645 $8,645
Nationwide $3,026 $3,026
Progressive $4,516 $4,516
State Farm $2,041 $2,143

The Best Cheap Car Insurance Companies in New Underwood, SD

Take a look at a side-by-side comparison of the top car insurance companies in New Underwood, SD to find the best option for your needs.

Average Annual Car Insurance Rates by Company in New Underwood, South Dakota

Insurance Company Average Annual Rates
Allstate $4,808
American Family $3,754
Farmers $4,347
GEICO $2,728
Liberty Mutual $8,645
Nationwide $3,026
Progressive $4,516
State Farm $2,092

Category Winners: Cheapest Car Insurance in New Underwood, South Dakota

Find the cheapest car insurance companies in New Underwood, SD for each category right here.

Best Annual Car Insurance Rates by Company in New Underwood, South Dakota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record GEICO
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest New Underwood, SD Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your New Underwood car insurance rates. Find the cheapest New Underwood, SD car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in New Underwood, South Dakota

Insurance Company Low Medium High
Allstate $4,655 $4,799 $4,970
American Family $3,756 $3,859 $3,646
Farmers $4,188 $4,307 $4,546
GEICO $2,638 $2,725 $2,822
Liberty Mutual $8,486 $8,632 $8,819
Nationwide $2,847 $3,013 $3,217
Progressive $4,416 $4,482 $4,650
State Farm $2,012 $2,094 $2,170

What affects car insurance rates in New Underwood, South Dakota?

What factors can have an impact on New Underwood, SD car insurance? There are several reasons why New Underwood car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in New Underwood, South Dakota.

Commute Time in New Underwood

The more time you spend in your car the higher the risk of an accident. The average commute length in New Underwood, SD is 25.1 minutes according to City-Data.

Compare Car Insurance Quotes in New Underwood, SD

Ready to find affordable New Underwood, South Dakota car insurance today? Enter your ZIP code for fast, free New Underwood, SD car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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