Compare Newark, IL Car Insurance Rates (2021)

Car insurance in Newark, IL averages $269 a month. Newark, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Newark car insurance rates, compare quotes from the top car insurance companies in Newark, IL.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Newark, IL after a DUI are $3,761/year
  • Average car insurance rates in Newark, IL are $3,233/year
  • The cheapest car insurance company in Newark for teen drivers is GEICO

If you need to buy Newark, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Newark, IL is right here.

You’ll find Newark car insurance rates, the cheapest Newark, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Newark, Illinois car insurance rates to Chicago car insurance rates, Cicero car insurance rates, and Joliet car insurance rates.

Ready to find affordable Newark, IL car insurance today? Enter your ZIP code for fast, free Newark car insurance quotes.

Cheapest Newark, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Newark, IL car insurance rates? Every Newark, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Newark, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,453 $3,468 $3,618 $3,618 $9,036 $11,754 $4,156 $4,493
American Family $2,528 $2,528 $2,317 $2,317 $7,224 $9,990 $2,528 $3,268
Farmers $2,510 $2,507 $2,221 $2,354 $11,035 $11,508 $2,868 $2,990
GEICO $1,489 $1,509 $1,429 $1,724 $4,524 $4,715 $1,873 $1,790
Liberty Mutual $1,377 $1,482 $1,143 $1,273 $4,748 $5,272 $1,441 $1,519
Nationwide $1,682 $1,706 $1,503 $1,585 $4,616 $5,894 $1,959 $2,114
Progressive $1,922 $1,799 $1,592 $1,669 $7,253 $8,112 $2,287 $2,463
State Farm $1,457 $1,457 $1,312 $1,312 $4,298 $5,443 $1,649 $1,899
Travelers $1,515 $1,596 $1,398 $1,488 $4,521 $5,712 $1,601 $1,685
USAA $1,524 $1,542 $1,420 $1,389 $4,992 $5,487 $2,000 $2,184

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Minimum Car Insurance in Newark, IL

Every driver must carry the minimum car insurance in Newark, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Newark, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Newark, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Newark, IL. Compare credit history car insurance rates in Newark from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Newark, Illinois

Insurance Company Poor Fair Good
Allstate $6,949 $5,012 $4,387
American Family $5,432 $3,700 $3,130
Farmers $5,385 $4,542 $4,320
GEICO $3,813 $1,870 $1,461
Liberty Mutual $3,225 $2,018 $1,603
Nationwide $3,134 $2,540 $2,224
Progressive $3,851 $3,276 $3,034
State Farm $3,419 $2,050 $1,591
Travelers $2,968 $2,403 $1,947
USAA $3,410 $2,351 $1,941

Cheapest Newark, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Newark, IL to rates for a clean record with top companies.

Annual Newark, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,867 $6,647 $6,171 $5,113
American Family $3,006 $4,255 $5,678 $3,410
Farmers $4,007 $5,177 $5,047 $4,766
GEICO $1,745 $2,359 $3,243 $2,179
Liberty Mutual $1,894 $2,704 $2,372 $2,157
Nationwide $2,133 $2,743 $3,213 $2,441
Progressive $2,785 $4,163 $3,088 $3,512
State Farm $2,142 $2,564 $2,353 $2,353
Travelers $1,938 $2,544 $2,846 $2,431
USAA $1,827 $2,636 $3,601 $2,205

Cheapest Newark, IL Car Insurance for Teen Drivers

Teen car insurance in Newark, IL can be expensive. Take a look at rates from the top car insurance companies in Newark for teenagers.

Annual Car Insurance Rates for Teen Drivers in Newark, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,036 $11,754
American Family $7,224 $9,990
Farmers $11,035 $11,508
GEICO $4,524 $4,715
Liberty Mutual $4,748 $5,272
Nationwide $4,616 $5,894
Progressive $7,253 $8,112
State Farm $4,298 $5,443
Travelers $4,521 $5,712
USAA $4,992 $5,487

Cheapest Newark, IL Car Insurance for Seniors

Take a look at Newark, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Newark, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,618 $3,618
American Family $2,317 $2,317
Farmers $2,221 $2,354
GEICO $1,429 $1,724
Liberty Mutual $1,143 $1,273
Nationwide $1,503 $1,585
Progressive $1,592 $1,669
State Farm $1,312 $1,312
Travelers $1,398 $1,488
USAA $1,420 $1,389

Cheapest Newark, IL Car Insurance Rates After a DUI

A DUI in Newark, IL increases car insurance rates. Compare Newark, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Newark, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,171
American Family $5,678
Farmers $5,047
GEICO $3,243
Liberty Mutual $2,372
Nationwide $3,213
Progressive $3,088
State Farm $2,353
Travelers $2,846
USAA $3,601

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Cheapest Newark, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Newark, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Newark, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,450 $5,450
American Family $4,035 $4,140
Farmers $4,749 $4,749
GEICO $2,338 $2,425
Liberty Mutual $2,282 $2,282
Nationwide $2,632 $2,632
Progressive $3,387 $3,387
State Farm $2,293 $2,414
Travelers $2,344 $2,535
USAA $2,495 $2,639

The Best Cheap Car Insurance Companies in Newark, IL

Take a look at a side-by-side comparison of the top car insurance companies in Newark, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Newark, Illinois

Insurance Company Average Annual Rates
Allstate $5,450
American Family $4,087
Farmers $4,749
GEICO $2,382
Liberty Mutual $2,282
Nationwide $2,632
Progressive $3,387
State Farm $2,353
Travelers $2,440
USAA $2,567

Category Winners: Cheapest Car Insurance in Newark, Illinois

Find the cheapest car insurance companies in Newark, IL for each category right here.

Best Annual Car Insurance Rates by Company in Newark, Illinois

Category Insurance Company
Teenagers GEICO
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

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Cheapest Newark, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Newark car insurance rates. Find the cheapest Newark, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Newark, Illinois

Insurance Company Low Medium High
Allstate $5,275 $5,444 $5,629
American Family $3,939 $4,237 $4,086
Farmers $4,510 $4,633 $5,104
GEICO $2,164 $2,374 $2,607
Liberty Mutual $2,163 $2,277 $2,405
Nationwide $2,596 $2,658 $2,643
Progressive $3,108 $3,370 $3,684
State Farm $2,212 $2,357 $2,491
Travelers $2,276 $2,436 $2,606
USAA $2,389 $2,565 $2,748

What affects car insurance rates in Newark, Illinois?

What factors can have an impact on Newark, IL car insurance? There are several reasons why Newark car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Newark, Illinois.

Commute Time in Newark

The more time you spend in your car the higher the risk of an accident. The average commute length in Newark, IL is 28.2 minutes according to City-Data.

Compare Car Insurance Quotes in Newark, IL

Ready to find affordable Newark, Illinois car insurance today? Enter your ZIP code for fast, free Newark, IL car insurance quotes.

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