Compare Newark, NJ Car Insurance Rates (2021)

Car insurance in Newark, NJ averages $709 a month. Newark, New Jersey car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Newark car insurance rates, compare quotes from the top car insurance companies in Newark, NJ.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Newark, NJ are $8,513/year
  • The cheapest ZIP code in Newark is 7102
  • The cheapest car insurance company in Newark for teen drivers is GEICO

If you need to buy Newark, New Jersey car insurance, the options can be confusing. Everything you need to know about car insurance in Newark, NJ is right here.

You’ll find Newark car insurance rates, the cheapest Newark, NJ car insurance companies, and information on New Jersey car insurance laws. You can also compare Newark, New Jersey car insurance rates to Clifton car insurance rates, Passaic car insurance rates, and Jersey City car insurance rates.

Ready to find affordable Newark, NJ car insurance today? Enter your ZIP code for fast, free Newark car insurance quotes.

Cheapest Newark, NJ Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Newark, NJ car insurance rates? Every Newark, New Jersey car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Newark, New Jersey

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,040 $5,017 $4,904 $4,904 $15,883 $19,232 $5,967 $6,087
Farmers $7,986 $8,059 $7,771 $7,586 $23,668 $27,232 $9,516 $9,668
GEICO $3,458 $3,394 $3,372 $3,372 $6,366 $6,357 $3,995 $3,885
Liberty Mutual $6,310 $6,310 $6,941 $6,941 $16,499 $18,734 $6,941 $7,981
Progressive $3,327 $3,056 $2,984 $3,083 $15,684 $17,187 $3,965 $3,757
State Farm $6,879 $6,879 $6,221 $6,221 $22,824 $29,333 $7,861 $8,788
Travelers $4,713 $4,529 $4,342 $4,358 $10,543 $11,756 $4,554 $4,482

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Minimum Car Insurance in Newark, NJ

Every driver must carry the minimum car insurance in Newark, NJ. Take a look at the New Jersey car insurance requirements.

Minimum Required Car Insurance Coverage in Newark, New Jersey

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Newark, NJ Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Newark, NJ. Compare credit history car insurance rates in Newark from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Newark, New Jersey

Insurance Company Poor Fair Good
Allstate $11,789 $7,474 $5,875
Farmers $15,180 $11,779 $11,098
GEICO $6,496 $3,688 $2,640
Liberty Mutual $12,177 $8,996 $7,573
Progressive $7,456 $6,476 $5,959
State Farm $17,236 $10,349 $8,042
Travelers $8,359 $6,056 $4,064

Cheapest Newark, NJ Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Newark, NJ to rates for a clean record with top companies.

Annual Newark, New Jersey Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $6,290 $10,479 $9,098 $7,649
Farmers $9,790 $16,746 $13,605 $10,603
GEICO $3,298 $4,374 $6,129 $3,298
Liberty Mutual $9,197 $10,546 $9,389 $9,197
Progressive $5,659 $7,694 $6,520 $6,650
State Farm $6,399 $11,748 $18,961 $10,395
Travelers $4,701 $7,083 $6,814 $6,042

Cheapest Newark, NJ Car Insurance for Teen Drivers

Teen car insurance in Newark, NJ can be expensive. Take a look at rates from the top car insurance companies in Newark for teenagers.

Annual Car Insurance Rates for Teen Drivers in Newark, New Jersey

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $15,883 $19,232
Farmers $23,668 $27,232
GEICO $6,366 $6,357
Liberty Mutual $16,499 $18,734
Progressive $15,684 $17,187
State Farm $22,824 $29,333
Travelers $10,543 $11,756

Cheapest Newark, NJ Car Insurance for Seniors

Take a look at Newark, NJ senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Newark, New Jersey

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,904 $4,904
Farmers $7,771 $7,586
GEICO $3,372 $3,372
Liberty Mutual $6,941 $6,941
Progressive $2,984 $3,083
State Farm $6,221 $6,221
Travelers $4,342 $4,358

Cheapest Newark, NJ Car Insurance Rates After a DUI

A DUI in Newark, NJ increases car insurance rates. Compare Newark, New Jersey DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Newark, New Jersey

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $9,098
Farmers $13,605
GEICO $6,129
Liberty Mutual $9,389
Progressive $6,520
State Farm $18,961
Travelers $6,814

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Cheapest Newark, NJ Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Newark, NJ by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Newark, New Jersey

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $8,365 $8,393
Farmers $12,686 $12,686
GEICO $4,238 $4,311
Liberty Mutual $9,488 $9,676
Progressive $6,630 $6,630
State Farm $11,564 $12,188
Travelers $6,160 $6,160

Cheapest Newark, NJ Car Insurance Rates by ZIP Code

Newark car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Newark, NJ.

Annual Car Insurance Rates by ZIP Code in Newark, New Jersey

ZIP Code Average Annual Rates
7102 $8,049
7103 $8,049
7104 $8,049
7105 $8,049
7106 $8,049
7107 $8,049
7108 $8,049
7112 $8,049
7114 $8,049

The Best Cheap Car Insurance Companies in Newark, NJ

Take a look at a side-by-side comparison of the top car insurance companies in Newark, NJ to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Newark, New Jersey

Insurance Company Average Annual Rates
Allstate $8,379
Farmers $12,686
GEICO $4,275
Liberty Mutual $9,582
Progressive $6,630
State Farm $11,876
Travelers $6,160

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Category Winners: Cheapest Car Insurance in Newark, New Jersey

Find the cheapest car insurance companies in Newark, NJ for each category right here.

Best Annual Car Insurance Rates by Company in Newark, New Jersey

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

Cheapest Newark, NJ Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Newark car insurance rates. Find the cheapest Newark, NJ car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Newark, New Jersey

Insurance Company Low Medium High
Allstate $7,695 $8,507 $8,937
Farmers $11,379 $12,608 $14,071
GEICO $3,820 $4,353 $4,652
Liberty Mutual $8,535 $9,880 $10,332
Progressive $5,994 $6,740 $7,157
State Farm $11,011 $12,033 $12,583
Travelers $5,652 $6,155 $6,671

What affects car insurance rates in Newark, New Jersey?

What factors can have an impact on Newark, NJ car insurance? There are several reasons why Newark car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Newark, New Jersey.

Commute Time in Newark

The more time you spend in your car the higher the risk of an accident. The average commute length in Newark, NJ is 33.4 minutes according to City-Data.

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Compare Car Insurance Quotes in Newark, NJ

Ready to find affordable Newark, New Jersey car insurance today? Enter your ZIP code for fast, free Newark, NJ car insurance quotes.

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