Compare Newcastle, CA Car Insurance Rates (2021)

Car insurance in Newcastle, CA averages $279 a month. Newcastle, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Newcastle car insurance rates, compare quotes from the top car insurance companies in Newcastle, CA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Newcastle for teen drivers is USAA
  • Average car insurance rates in Newcastle, CA are $3,344/year
  • The cheapest car insurance company in Newcastle is Progressive

If you need to buy Newcastle, California car insurance, the options can be confusing. Everything you need to know about car insurance in Newcastle, CA is right here.

You’ll find Newcastle car insurance rates, the cheapest Newcastle, CA car insurance companies, and information on California car insurance laws. You can also compare Newcastle, California car insurance rates to San Diego car insurance rates, San Jose car insurance rates, and Sacramento car insurance rates.

Ready to find affordable Newcastle, CA car insurance today? Enter your ZIP code for fast, free Newcastle car insurance quotes.

Cheapest Newcastle, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Newcastle, CA car insurance rates? Every Newcastle, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Newcastle, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,786 $2,782 $2,021 $2,036 $7,588 $9,510 $3,529 $3,853
Farmers $2,444 $2,444 $2,201 $2,201 $7,812 $12,825 $2,897 $3,227
GEICO $1,633 $1,633 $1,535 $1,535 $4,974 $5,050 $2,346 $2,393
Liberty Mutual $2,276 $2,150 $2,112 $2,045 $4,866 $5,210 $2,557 $2,592
Nationwide $2,749 $2,628 $2,405 $2,272 $6,896 $7,624 $3,272 $3,237
Progressive $1,481 $1,523 $1,268 $1,499 $3,936 $4,733 $2,133 $2,291
State Farm $3,122 $3,122 $2,788 $2,788 $5,739 $7,133 $3,453 $3,559
Travelers $2,281 $2,210 $2,017 $1,996 $4,673 $5,325 $2,952 $2,891
USAA $1,772 $1,679 $1,729 $1,736 $4,021 $4,039 $2,444 $2,311

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Minimum Car Insurance in Newcastle, CA

Every driver must carry the minimum car insurance in Newcastle, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Newcastle, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Newcastle, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Newcastle, CA to rates for a clean record with top companies.

Annual Newcastle, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,574 $4,305 $6,806 $3,367
Farmers $3,331 $4,536 $5,652 $4,506
GEICO $1,842 $2,852 $3,569 $2,285
Liberty Mutual $2,582 $3,460 $3,125 $2,737
Nationwide $2,714 $3,478 $5,872 $3,478
Progressive $1,546 $2,623 $3,039 $2,224
State Farm $2,827 $3,372 $6,372 $3,281
Travelers $2,040 $3,309 $3,835 $2,988
USAA $1,641 $2,438 $3,991 $1,796

Cheapest Newcastle, CA Car Insurance for Teen Drivers

Teen car insurance in Newcastle, CA can be expensive. Take a look at rates from the top car insurance companies in Newcastle for teenagers.

Annual Car Insurance Rates for Teen Drivers in Newcastle, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,588 $9,510
Farmers $7,812 $12,825
GEICO $4,974 $5,050
Liberty Mutual $4,866 $5,210
Nationwide $6,896 $7,624
Progressive $3,936 $4,733
State Farm $5,739 $7,133
Travelers $4,673 $5,325
USAA $4,021 $4,039

Cheapest Newcastle, CA Car Insurance for Seniors

Take a look at Newcastle, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Newcastle, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,021 $2,036
Farmers $2,201 $2,201
GEICO $1,535 $1,535
Liberty Mutual $2,112 $2,045
Nationwide $2,405 $2,272
Progressive $1,268 $1,499
State Farm $2,788 $2,788
Travelers $2,017 $1,996
USAA $1,729 $1,736

Cheapest Newcastle, CA Car Insurance Rates After a DUI

A DUI in Newcastle, CA increases car insurance rates. Compare Newcastle, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Newcastle, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,806
Farmers $5,652
GEICO $3,569
Liberty Mutual $3,125
Nationwide $5,872
Progressive $3,039
State Farm $6,372
Travelers $3,835
USAA $3,991

Cheapest Newcastle, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Newcastle, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Newcastle, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,833 $4,693
Farmers $4,089 $4,924
GEICO $2,395 $2,879
Liberty Mutual $2,730 $3,222
Nationwide $3,436 $4,334
Progressive $2,141 $2,575
State Farm $3,818 $4,109
Travelers $2,742 $3,344
USAA $2,273 $2,660

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The Best Cheap Car Insurance Companies in Newcastle, CA

Take a look at a side-by-side comparison of the top car insurance companies in Newcastle, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Newcastle, California

Insurance Company Average Annual Rates
Allstate $4,263
Farmers $4,506
GEICO $2,637
Liberty Mutual $2,976
Nationwide $3,885
Progressive $2,358
State Farm $3,963
Travelers $3,043
USAA $2,466

Category Winners: Cheapest Car Insurance in Newcastle, California

Find the cheapest car insurance companies in Newcastle, CA for each category right here.

Best Annual Car Insurance Rates by Company in Newcastle, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

Cheapest Newcastle, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Newcastle car insurance rates. Find the cheapest Newcastle, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Newcastle, California

Insurance Company Low Medium High
Allstate $3,977 $4,307 $4,505
Farmers $4,207 $4,541 $4,771
GEICO $2,367 $2,670 $2,875
Liberty Mutual $2,762 $3,001 $3,164
Nationwide $3,481 $3,951 $4,223
Progressive $2,103 $2,431 $2,540
State Farm $3,557 $4,033 $4,299
Travelers $2,646 $3,124 $3,359
USAA $2,234 $2,515 $2,651

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What affects car insurance rates in Newcastle, California?

What factors can have an impact on Newcastle, CA car insurance? There are several reasons why Newcastle car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Newcastle, California.

Commute Time in Newcastle

The more time you spend in your car the higher the risk of an accident. The average commute length in Newcastle, CA is 31.4 minutes according to City-Data.

Traffic in Newcastle

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Newcastle, CA traffic data from INRIX ranks Newcastle as the 249th-most congested in the world.

Compare Car Insurance Quotes in Newcastle, CA

Ready to find affordable Newcastle, California car insurance today? Enter your ZIP code for fast, free Newcastle, CA car insurance quotes.

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