Compare Newcastle, TX Car Insurance Rates (2021)

Car insurance in Newcastle, TX averages $303 a month. Newcastle, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Newcastle car insurance rates, compare quotes from the top car insurance companies in Newcastle, TX.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Newcastle is USAA
  • Average car insurance rates in Newcastle, TX are $3,635/year
  • The cheapest car insurance company in Newcastle for teen drivers is USAA

If you need to buy Newcastle, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Newcastle, TX is right here.

You’ll find Newcastle car insurance rates, the cheapest Newcastle, TX car insurance companies, and information on Texas car insurance laws. You can also compare Newcastle, Texas car insurance rates to Fort Worth car insurance rates, Dallas car insurance rates, and Laredo car insurance rates.

Ready to find affordable Newcastle, TX car insurance today? Enter your ZIP code for fast, free Newcastle car insurance quotes.

Cheapest Newcastle, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Newcastle, TX car insurance rates? Every Newcastle, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Newcastle, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,243 $3,281 $3,201 $3,201 $8,560 $10,371 $4,031 $4,222
American Family $2,918 $3,194 $2,534 $2,858 $6,429 $8,496 $3,948 $4,479
GEICO $2,249 $2,414 $2,149 $2,411 $4,817 $5,042 $2,431 $2,444
Nationwide $2,382 $2,428 $2,101 $2,230 $6,721 $8,657 $2,794 $3,029
Progressive $2,484 $2,330 $2,211 $2,259 $10,399 $11,519 $2,905 $2,899
State Farm $1,757 $1,757 $1,555 $1,555 $4,046 $5,127 $1,899 $1,962
USAA $1,417 $1,430 $1,350 $1,345 $3,911 $4,274 $1,887 $2,033

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Minimum Car Insurance in Newcastle, TX

Every driver must carry the minimum car insurance in Newcastle, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Newcastle, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Newcastle, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Newcastle, TX. Compare credit history car insurance rates in Newcastle from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Newcastle, Texas

Insurance Company Poor Fair Good
Allstate $6,362 $4,676 $4,003
American Family $6,166 $3,699 $3,207
GEICO $4,612 $2,619 $1,753
Nationwide $4,554 $3,650 $3,174
Progressive $5,203 $4,501 $4,173
State Farm $3,481 $2,166 $1,725
USAA $3,249 $1,868 $1,500

Cheapest Newcastle, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Newcastle, TX to rates for a clean record with top companies.

Annual Newcastle, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,916 $5,973 $6,251 $3,916
American Family $4,001 $5,015 $4,411 $4,001
GEICO $2,545 $3,336 $2,819 $3,277
Nationwide $3,284 $3,284 $4,888 $3,715
Progressive $4,033 $5,227 $4,706 $4,537
State Farm $2,201 $2,501 $2,926 $2,201
USAA $1,651 $2,423 $2,856 $1,894

Cheapest Newcastle, TX Car Insurance for Teen Drivers

Teen car insurance in Newcastle, TX can be expensive. Take a look at rates from the top car insurance companies in Newcastle for teenagers.

Annual Car Insurance Rates for Teen Drivers in Newcastle, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,560 $10,371
American Family $6,429 $8,496
GEICO $4,817 $5,042
Nationwide $6,721 $8,657
Progressive $10,399 $11,519
State Farm $4,046 $5,127
USAA $3,911 $4,274

Cheapest Newcastle, TX Car Insurance for Seniors

Take a look at Newcastle, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Newcastle, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,201 $3,201
American Family $2,534 $2,858
GEICO $2,149 $2,411
Nationwide $2,101 $2,230
Progressive $2,211 $2,259
State Farm $1,555 $1,555
USAA $1,350 $1,345

Cheapest Newcastle, TX Car Insurance Rates After a DUI

A DUI in Newcastle, TX increases car insurance rates. Compare Newcastle, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Newcastle, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,251
American Family $4,411
GEICO $2,819
Nationwide $4,888
Progressive $4,706
State Farm $2,926
USAA $2,856

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Cheapest Newcastle, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Newcastle, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Newcastle, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,898 $5,129
American Family $4,357 $4,357
GEICO $2,936 $3,053
Nationwide $3,793 $3,793
Progressive $4,626 $4,626
State Farm $2,457 $2,457
USAA $2,178 $2,234

The Best Cheap Car Insurance Companies in Newcastle, TX

Take a look at a side-by-side comparison of the top car insurance companies in Newcastle, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Newcastle, Texas

Insurance Company Average Annual Rates
Allstate $5,014
American Family $4,357
GEICO $2,994
Nationwide $3,793
Progressive $4,626
State Farm $2,457
USAA $2,206

Category Winners: Cheapest Car Insurance in Newcastle, Texas

Find the cheapest car insurance companies in Newcastle, TX for each category right here.

Best Annual Car Insurance Rates by Company in Newcastle, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Cheapest Newcastle, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Newcastle car insurance rates. Find the cheapest Newcastle, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Newcastle, Texas

Insurance Company Low Medium High
Allstate $4,930 $4,983 $5,129
American Family $4,157 $4,254 $4,660
GEICO $2,851 $2,958 $3,175
Nationwide $4,105 $3,629 $3,645
Progressive $4,349 $4,595 $4,935
State Farm $2,342 $2,451 $2,579
USAA $2,138 $2,198 $2,281

What affects car insurance rates in Newcastle, Texas?

What factors can have an impact on Newcastle, TX car insurance? There are several reasons why Newcastle car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Newcastle, Texas.

Commute Time in Newcastle

The more time you spend in your car the higher the risk of an accident. The average commute length in Newcastle, TX is 15.2 minutes according to City-Data.

Traffic in Newcastle

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Newcastle, TX traffic data from INRIX ranks Newcastle as the 249th-most congested in the world.

Compare Car Insurance Quotes in Newcastle, TX

Ready to find affordable Newcastle, Texas car insurance today? Enter your ZIP code for fast, free Newcastle, TX car insurance quotes.

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