Compare Newport Coast, CA Car Insurance Rates (2021)

Car insurance in Newport Coast, CA averages $316 a month. Newport Coast, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Newport Coast car insurance rates, compare quotes from the top car insurance companies in Newport Coast, CA.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Newport Coast for teen drivers is Liberty Mutual
  • The cheapest car insurance company in Newport Coast is Liberty Mutual
  • Average car insurance rates in Newport Coast, CA are $3,795/year

If you need to buy Newport Coast, California car insurance, the options can be confusing. Everything you need to know about car insurance in Newport Coast, CA is right here.

You’ll find Newport Coast car insurance rates, the cheapest Newport Coast, CA car insurance companies, and information on California car insurance laws. You can also compare Newport Coast, California car insurance rates to Oakland car insurance rates, San Jose car insurance rates, and San Francisco car insurance rates.

Ready to find affordable Newport Coast, CA car insurance today? Enter your ZIP code for fast, free Newport Coast car insurance quotes.

Cheapest Newport Coast, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Newport Coast, CA car insurance rates? Every Newport Coast, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Newport Coast, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,898 $2,889 $2,124 $2,132 $8,176 $10,265 $3,678 $4,001
Farmers $2,440 $2,440 $2,223 $2,223 $7,740 $12,532 $2,889 $3,220
GEICO $1,934 $1,935 $1,818 $1,818 $5,921 $6,032 $2,784 $2,847
Liberty Mutual $2,139 $2,011 $2,010 $1,940 $4,634 $4,983 $2,393 $2,431
Nationwide $3,605 $3,436 $3,153 $2,967 $9,270 $10,218 $4,303 $4,251
Progressive $2,084 $2,153 $1,753 $2,099 $5,608 $6,813 $3,012 $3,254
State Farm $3,259 $3,259 $2,915 $2,915 $6,069 $7,535 $3,612 $3,723
Travelers $2,523 $2,435 $2,239 $2,215 $5,316 $6,036 $3,294 $3,208
USAA $2,242 $2,121 $2,187 $2,195 $5,159 $5,202 $3,128 $2,953

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Newport Coast, CA

Every driver must carry the minimum car insurance in Newport Coast, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Newport Coast, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Newport Coast, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Newport Coast, CA to rates for a clean record with top companies.

Annual Newport Coast, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,731 $4,574 $7,197 $3,579
Farmers $3,309 $4,499 $5,586 $4,460
GEICO $2,190 $3,393 $4,243 $2,717
Liberty Mutual $2,447 $3,274 $2,958 $2,593
Nationwide $3,593 $4,604 $7,800 $4,604
Progressive $2,187 $3,718 $4,334 $3,149
State Farm $2,974 $3,544 $6,677 $3,449
Travelers $2,256 $3,724 $4,302 $3,352
USAA $2,087 $3,114 $5,104 $2,288

Cheapest Newport Coast, CA Car Insurance for Teen Drivers

Teen car insurance in Newport Coast, CA can be expensive. Take a look at rates from the top car insurance companies in Newport Coast for teenagers.

Annual Car Insurance Rates for Teen Drivers in Newport Coast, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,176 $10,265
Farmers $7,740 $12,532
GEICO $5,921 $6,032
Liberty Mutual $4,634 $4,983
Nationwide $9,270 $10,218
Progressive $5,608 $6,813
State Farm $6,069 $7,535
Travelers $5,316 $6,036
USAA $5,159 $5,202

Cheapest Newport Coast, CA Car Insurance for Seniors

Take a look at Newport Coast, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Newport Coast, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,124 $2,132
Farmers $2,223 $2,223
GEICO $1,818 $1,818
Liberty Mutual $2,010 $1,940
Nationwide $3,153 $2,967
Progressive $1,753 $2,099
State Farm $2,915 $2,915
Travelers $2,239 $2,215
USAA $2,187 $2,195

Cheapest Newport Coast, CA Car Insurance Rates After a DUI

A DUI in Newport Coast, CA increases car insurance rates. Compare Newport Coast, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Newport Coast, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,197
Farmers $5,586
GEICO $4,243
Liberty Mutual $2,958
Nationwide $7,800
Progressive $4,334
State Farm $6,677
Travelers $4,302
USAA $5,104

Cheapest Newport Coast, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Newport Coast, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Newport Coast, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,076 $4,965
Farmers $4,048 $4,878
GEICO $2,849 $3,423
Liberty Mutual $2,587 $3,048
Nationwide $4,539 $5,762
Progressive $3,038 $3,656
State Farm $4,009 $4,312
Travelers $3,067 $3,749
USAA $2,900 $3,396

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

The Best Cheap Car Insurance Companies in Newport Coast, CA

Take a look at a side-by-side comparison of the top car insurance companies in Newport Coast, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Newport Coast, California

Insurance Company Average Annual Rates
Allstate $4,520
Farmers $4,463
GEICO $3,136
Liberty Mutual $2,818
Nationwide $5,150
Progressive $3,347
State Farm $4,161
Travelers $3,408
USAA $3,148

Category Winners: Cheapest Car Insurance in Newport Coast, California

Find the cheapest car insurance companies in Newport Coast, CA for each category right here.

Best Annual Car Insurance Rates by Company in Newport Coast, California

Category Insurance Company
Teenagers Liberty Mutual
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Newport Coast, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Newport Coast car insurance rates. Find the cheapest Newport Coast, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Newport Coast, California

Insurance Company Low Medium High
Allstate $4,265 $4,562 $4,734
Farmers $4,103 $4,503 $4,784
GEICO $2,865 $3,167 $3,376
Liberty Mutual $2,599 $2,846 $3,009
Nationwide $4,649 $5,238 $5,564
Progressive $3,049 $3,435 $3,557
State Farm $3,703 $4,245 $4,535
Travelers $2,934 $3,508 $3,784
USAA $2,880 $3,204 $3,361

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Compare Car Insurance Quotes in Newport Coast, CA

Ready to find affordable Newport Coast, California car insurance today? Enter your ZIP code for fast, free Newport Coast, CA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption