Compare Newport, KY Car Insurance Rates (2021)

Car insurance in Newport, KY averages $327 a month. Newport, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Newport car insurance rates, compare quotes from the top car insurance companies in Newport, KY.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Newport, KY are $3,924/year
  • The cheapest car insurance company in Newport for teen drivers is USAA
  • Average car insurance rates in Newport, KY after a DUI are $4,663/year

If you need to buy Newport, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Newport, KY is right here.

You’ll find Newport car insurance rates, the cheapest Newport, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Newport, Kentucky car insurance rates to Hopkinsville car insurance rates, Covington car insurance rates, and Independence car insurance rates.

Ready to find affordable Newport, KY car insurance today? Enter your ZIP code for fast, free Newport car insurance quotes.

Cheapest Newport, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Newport, KY car insurance rates? Every Newport, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Newport, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,240 $3,214 $2,916 $3,114 $11,910 $13,392 $3,612 $3,827
GEICO $3,001 $2,776 $3,142 $2,846 $6,258 $7,405 $2,448 $2,107
Liberty Mutual $2,573 $2,782 $2,153 $2,408 $11,369 $12,617 $2,711 $2,851
Nationwide $2,365 $2,367 $2,153 $2,240 $5,248 $6,510 $2,673 $2,806
Progressive $1,903 $1,802 $1,719 $1,721 $9,504 $10,735 $2,355 $2,401
State Farm $1,595 $1,595 $1,428 $1,428 $4,676 $5,894 $1,782 $1,972
Travelers $1,999 $2,034 $1,967 $1,968 $9,437 $15,021 $2,093 $2,413
USAA $1,715 $1,706 $1,557 $1,567 $4,710 $4,940 $2,153 $2,340

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Minimum Car Insurance in Newport, KY

Every driver must carry the minimum car insurance in Newport, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Newport, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Newport, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Newport, KY. Compare credit history car insurance rates in Newport from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Newport, Kentucky

Insurance Company Poor Fair Good
Allstate $7,476 $5,169 $4,315
GEICO $6,162 $3,077 $2,004
Liberty Mutual $7,030 $4,342 $3,427
Nationwide $3,971 $3,159 $2,757
Progressive $4,462 $3,922 $3,669
State Farm $3,683 $2,222 $1,733
Travelers $5,147 $4,360 $4,342
USAA $3,824 $2,165 $1,770

Cheapest Newport, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Newport, KY to rates for a clean record with top companies.

Annual Newport, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,702 $6,115 $6,504 $5,291
GEICO $2,237 $3,974 $6,040 $2,740
Liberty Mutual $4,114 $6,330 $4,922 $4,366
Nationwide $2,661 $3,384 $4,227 $2,910
Progressive $3,324 $4,929 $3,787 $4,030
State Farm $2,327 $2,766 $2,546 $2,546
Travelers $4,025 $4,141 $5,981 $4,319
USAA $1,947 $2,749 $3,300 $2,348

Cheapest Newport, KY Car Insurance for Teen Drivers

Teen car insurance in Newport, KY can be expensive. Take a look at rates from the top car insurance companies in Newport for teenagers.

Annual Car Insurance Rates for Teen Drivers in Newport, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,910 $13,392
GEICO $6,258 $7,405
Liberty Mutual $11,369 $12,617
Nationwide $5,248 $6,510
Progressive $9,504 $10,735
State Farm $4,676 $5,894
Travelers $9,437 $15,021
USAA $4,710 $4,940

Cheapest Newport, KY Car Insurance for Seniors

Take a look at Newport, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Newport, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,916 $3,114
GEICO $3,142 $2,846
Liberty Mutual $2,153 $2,408
Nationwide $2,153 $2,240
Progressive $1,719 $1,721
State Farm $1,428 $1,428
Travelers $1,967 $1,968
USAA $1,557 $1,567

Cheapest Newport, KY Car Insurance Rates After a DUI

A DUI in Newport, KY increases car insurance rates. Compare Newport, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Newport, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,504
GEICO $6,040
Liberty Mutual $4,922
Nationwide $4,227
Progressive $3,787
State Farm $2,546
Travelers $5,981
USAA $3,300

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Cheapest Newport, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Newport, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Newport, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,653 $5,653
GEICO $3,713 $3,783
Liberty Mutual $4,933 $4,933
Nationwide $3,295 $3,295
Progressive $4,018 $4,018
State Farm $2,481 $2,612
Travelers $4,616 $4,616
USAA $2,492 $2,680

Cheapest Newport, KY Car Insurance Rates by ZIP Code

Newport car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Newport, KY.

Annual Car Insurance Rates by ZIP Code in Newport, Kentucky

ZIP Code Average Annual Rates
41071 $3,387
41099 $3,669

The Best Cheap Car Insurance Companies in Newport, KY

Take a look at a side-by-side comparison of the top car insurance companies in Newport, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Newport, Kentucky

Insurance Company Average Annual Rates
Allstate $5,653
GEICO $3,748
Liberty Mutual $4,933
Nationwide $3,295
Progressive $4,018
State Farm $2,546
Travelers $4,616
USAA $2,586

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Category Winners: Cheapest Car Insurance in Newport, Kentucky

Find the cheapest car insurance companies in Newport, KY for each category right here.

Best Annual Car Insurance Rates by Company in Newport, Kentucky

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Cheapest Newport, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Newport car insurance rates. Find the cheapest Newport, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Newport, Kentucky

Insurance Company Low Medium High
Allstate $5,284 $5,632 $6,043
GEICO $3,508 $3,734 $4,002
Liberty Mutual $4,736 $4,909 $5,154
Nationwide $3,289 $3,267 $3,330
Progressive $3,696 $3,977 $4,380
State Farm $2,387 $2,545 $2,706
Travelers $4,403 $4,643 $4,804
USAA $2,461 $2,580 $2,717

What affects car insurance rates in Newport, Kentucky?

What factors can have an impact on Newport, KY car insurance? There are several reasons why Newport car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Newport, Kentucky.

Commute Time in Newport

The more time you spend in your car the higher the risk of an accident. The average commute length in Newport, KY is 22.2 minutes according to City-Data.

Traffic in Newport

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Newport, KY traffic data from INRIX ranks Newport as the 343rd-most congested in the world.

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Compare Car Insurance Quotes in Newport, KY

Ready to find affordable Newport, Kentucky car insurance today? Enter your ZIP code for fast, free Newport, KY car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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