Compare Newton, IA Car Insurance Rates (2021)

Car insurance in Newton, IA averages $233 a month. Newton, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Newton car insurance rates, compare quotes from the top car insurance companies in Newton, IA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Newton for teen drivers is USAA
  • Average car insurance rates in Newton, IA are $2,790/year
  • The cheapest car insurance company in Newton is USAA

If you need to buy Newton, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Newton, IA is right here.

You’ll find Newton car insurance rates, the cheapest Newton, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Newton, Iowa car insurance rates to Ankeny car insurance rates, Cedar Rapids car insurance rates, and Ames car insurance rates.

Ready to find affordable Newton, IA car insurance today? Enter your ZIP code for fast, free Newton car insurance quotes.

Cheapest Newton, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Newton, IA car insurance rates? Every Newton, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Newton, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,862 $1,796 $1,647 $1,678 $5,208 $5,838 $2,040 $2,103
American Family $1,738 $1,738 $1,560 $1,560 $4,714 $6,560 $1,738 $2,087
Farmers $1,546 $1,575 $1,383 $1,513 $4,711 $5,019 $2,094 $2,240
GEICO $1,912 $1,712 $1,710 $1,564 $4,328 $4,022 $1,808 $1,672
Liberty Mutual $2,005 $2,172 $1,770 $2,150 $10,026 $11,277 $2,271 $2,501
Nationwide $1,560 $1,597 $1,394 $1,483 $3,615 $4,657 $1,769 $1,919
Progressive $1,567 $1,502 $1,294 $1,343 $3,981 $4,489 $1,885 $2,044
State Farm $1,376 $1,376 $1,215 $1,215 $3,809 $4,820 $1,549 $1,768
Travelers $2,194 $2,237 $2,143 $2,148 $9,930 $15,886 $2,286 $2,676
USAA $1,147 $1,160 $1,055 $1,075 $3,071 $3,260 $1,373 $1,516

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Minimum Car Insurance in Newton, IA

Every driver must carry the minimum car insurance in Newton, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in Newton, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Newton, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Newton, IA. Compare credit history car insurance rates in Newton from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Newton, Iowa

Insurance Company Poor Fair Good
Allstate $3,311 $2,636 $2,368
American Family $3,454 $2,540 $2,141
Farmers $2,880 $2,389 $2,262
GEICO $2,814 $2,341 $1,868
Liberty Mutual $6,078 $3,771 $2,965
Nationwide $2,725 $2,144 $1,879
Progressive $2,662 $2,163 $1,964
State Farm $3,048 $1,886 $1,488
Travelers $5,545 $4,743 $4,523
USAA $2,242 $1,543 $1,337

Cheapest Newton, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Newton, IA to rates for a clean record with top companies.

Annual Newton, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,371 $2,855 $3,222 $2,638
American Family $1,956 $2,879 $3,714 $2,297
Farmers $2,137 $2,655 $2,697 $2,551
GEICO $1,776 $2,476 $3,206 $1,905
Liberty Mutual $3,687 $4,571 $4,649 $4,179
Nationwide $1,638 $2,338 $3,173 $1,848
Progressive $1,816 $2,994 $1,971 $2,271
State Farm $1,976 $2,305 $2,141 $2,141
Travelers $3,595 $4,802 $6,432 $4,920
USAA $1,305 $1,751 $2,274 $1,498

Cheapest Newton, IA Car Insurance for Teen Drivers

Teen car insurance in Newton, IA can be expensive. Take a look at rates from the top car insurance companies in Newton for teenagers.

Annual Car Insurance Rates for Teen Drivers in Newton, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,208 $5,838
American Family $4,714 $6,560
Farmers $4,711 $5,019
GEICO $4,328 $4,022
Liberty Mutual $10,026 $11,277
Nationwide $3,615 $4,657
Progressive $3,981 $4,489
State Farm $3,809 $4,820
Travelers $9,930 $15,886
USAA $3,071 $3,260

Cheapest Newton, IA Car Insurance for Seniors

Take a look at Newton, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Newton, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,647 $1,678
American Family $1,560 $1,560
Farmers $1,383 $1,513
GEICO $1,710 $1,564
Liberty Mutual $1,770 $2,150
Nationwide $1,394 $1,483
Progressive $1,294 $1,343
State Farm $1,215 $1,215
Travelers $2,143 $2,148
USAA $1,055 $1,075

Cheapest Newton, IA Car Insurance Rates After a DUI

A DUI in Newton, IA increases car insurance rates. Compare Newton, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Newton, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,222
American Family $3,714
Farmers $2,697
GEICO $3,206
Liberty Mutual $4,649
Nationwide $3,173
Progressive $1,971
State Farm $2,141
Travelers $6,432
USAA $2,274

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Cheapest Newton, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Newton, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Newton, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,706 $2,837
American Family $2,680 $2,743
Farmers $2,510 $2,510
GEICO $2,294 $2,387
Liberty Mutual $4,271 $4,271
Nationwide $2,249 $2,249
Progressive $2,263 $2,263
State Farm $2,089 $2,193
Travelers $4,937 $4,937
USAA $1,645 $1,769

The Best Cheap Car Insurance Companies in Newton, IA

Take a look at a side-by-side comparison of the top car insurance companies in Newton, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Newton, Iowa

Insurance Company Average Annual Rates
Allstate $2,772
American Family $2,712
Farmers $2,510
GEICO $2,341
Liberty Mutual $4,271
Nationwide $2,249
Progressive $2,263
State Farm $2,141
Travelers $4,937
USAA $1,707

Category Winners: Cheapest Car Insurance in Newton, Iowa

Find the cheapest car insurance companies in Newton, IA for each category right here.

Best Annual Car Insurance Rates by Company in Newton, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Cheapest Newton, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Newton car insurance rates. Find the cheapest Newton, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Newton, Iowa

Insurance Company Low Medium High
Allstate $2,678 $2,775 $2,862
American Family $2,711 $2,863 $2,560
Farmers $2,401 $2,518 $2,611
GEICO $2,225 $2,341 $2,457
Liberty Mutual $4,096 $4,264 $4,454
Nationwide $2,335 $2,241 $2,171
Progressive $2,125 $2,271 $2,393
State Farm $2,031 $2,154 $2,238
Travelers $4,617 $5,014 $5,181
USAA $1,614 $1,713 $1,795

What affects car insurance rates in Newton, Iowa?

What factors can have an impact on Newton, IA car insurance? There are several reasons why Newton car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Newton, Iowa.

Commute Time in Newton

The more time you spend in your car the higher the risk of an accident. The average commute length in Newton, IA is 19.0 minutes according to City-Data.

Compare Car Insurance Quotes in Newton, IA

Ready to find affordable Newton, Iowa car insurance today? Enter your ZIP code for fast, free Newton, IA car insurance quotes.

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