Compare Niagara, WI Car Insurance Rates (2021)

Car insurance in Niagara, WI averages $263 a month. Niagara, Wisconsin car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Niagara car insurance rates, compare quotes from the top car insurance companies in Niagara, WI.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Niagara is American Family
  • Average car insurance rates in Niagara, WI after a DUI are $3,502/year
  • The cheapest car insurance company in Niagara for teen drivers is American Family

If you need to buy Niagara, Wisconsin car insurance, the options can be confusing. Everything you need to know about car insurance in Niagara, WI is right here.

You’ll find Niagara car insurance rates, the cheapest Niagara, WI car insurance companies, and information on Wisconsin car insurance laws. You can also compare Niagara, Wisconsin car insurance rates to Kenosha car insurance rates, Milwaukee car insurance rates, and Oshkosh car insurance rates.

Ready to find affordable Niagara, WI car insurance today? Enter your ZIP code for fast, free Niagara car insurance quotes.

Cheapest Niagara, WI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Niagara, WI car insurance rates? Every Niagara, Wisconsin car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Niagara, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,404 $2,540 $2,212 $2,447 $7,645 $9,785 $2,454 $2,673
American Family $1,002 $1,052 $930 $943 $2,680 $2,970 $1,173 $1,252
Farmers $2,100 $2,102 $1,866 $1,965 $9,617 $9,968 $2,397 $2,535
GEICO $1,346 $1,485 $1,385 $1,583 $4,448 $4,798 $1,246 $1,290
Liberty Mutual $1,837 $2,008 $1,486 $1,690 $6,057 $6,797 $1,955 $2,122
Nationwide $4,260 $4,495 $3,503 $3,701 $8,447 $12,880 $5,161 $6,189
Progressive $1,875 $1,806 $1,532 $1,588 $6,825 $7,731 $2,262 $2,466
State Farm $1,469 $1,469 $1,282 $1,282 $3,860 $4,910 $1,649 $1,873
USAA $1,377 $1,374 $1,247 $1,269 $3,509 $4,070 $1,788 $1,963

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Niagara, WI

Every driver must carry the minimum car insurance in Niagara, WI. Take a look at the Wisconsin car insurance requirements.

Minimum Required Car Insurance Coverage in Niagara, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Niagara, WI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Niagara, WI. Compare credit history car insurance rates in Niagara from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Niagara, Wisconsin

Insurance Company Poor Fair Good
Allstate $5,286 $3,632 $3,142
American Family $2,007 $1,324 $1,170
Farmers $4,611 $3,881 $3,713
GEICO $2,886 $2,057 $1,651
Liberty Mutual $4,326 $2,604 $2,053
Nationwide $6,835 $5,701 $5,701
Progressive $3,735 $3,139 $2,908
State Farm $3,318 $1,904 $1,450
USAA $3,196 $1,684 $1,344

Cheapest Niagara, WI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Niagara, WI to rates for a clean record with top companies.

Annual Niagara, Wisconsin Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,289 $4,515 $4,208 $4,068
American Family $1,435 $1,522 $1,522 $1,522
Farmers $3,556 $4,473 $4,221 $4,025
GEICO $1,527 $2,465 $2,806 $1,992
Liberty Mutual $2,293 $3,248 $3,378 $3,059
Nationwide $5,139 $5,945 $7,288 $5,945
Progressive $2,992 $3,600 $3,097 $3,354
State Farm $2,067 $2,382 $2,224 $2,224
USAA $1,625 $2,048 $2,771 $1,855

Cheapest Niagara, WI Car Insurance for Teen Drivers

Teen car insurance in Niagara, WI can be expensive. Take a look at rates from the top car insurance companies in Niagara for teenagers.

Annual Car Insurance Rates for Teen Drivers in Niagara, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,645 $9,785
American Family $2,680 $2,970
Farmers $9,617 $9,968
GEICO $4,448 $4,798
Liberty Mutual $6,057 $6,797
Nationwide $8,447 $12,880
Progressive $6,825 $7,731
State Farm $3,860 $4,910
USAA $3,509 $4,070

Cheapest Niagara, WI Car Insurance for Seniors

Take a look at Niagara, WI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Niagara, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,212 $2,447
American Family $930 $943
Farmers $1,866 $1,965
GEICO $1,385 $1,583
Liberty Mutual $1,486 $1,690
Nationwide $3,503 $3,701
Progressive $1,532 $1,588
State Farm $1,282 $1,282
USAA $1,247 $1,269

Cheapest Niagara, WI Car Insurance Rates After a DUI

A DUI in Niagara, WI increases car insurance rates. Compare Niagara, Wisconsin DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Niagara, Wisconsin

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,208
American Family $1,522
Farmers $4,221
GEICO $2,806
Liberty Mutual $3,378
Nationwide $7,288
Progressive $3,097
State Farm $2,224
USAA $2,771

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Niagara, WI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Niagara, WI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Niagara, Wisconsin

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,923 $4,117
American Family $1,475 $1,525
Farmers $4,069 $4,069
GEICO $2,151 $2,244
Liberty Mutual $2,994 $2,994
Nationwide $6,079 $6,079
Progressive $3,261 $3,261
State Farm $2,171 $2,277
USAA $2,048 $2,102

The Best Cheap Car Insurance Companies in Niagara, WI

Take a look at a side-by-side comparison of the top car insurance companies in Niagara, WI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Niagara, Wisconsin

Insurance Company Average Annual Rates
Allstate $4,020
American Family $1,500
Farmers $4,069
GEICO $2,198
Liberty Mutual $2,994
Nationwide $6,079
Progressive $3,261
State Farm $2,224
USAA $2,075

Category Winners: Cheapest Car Insurance in Niagara, Wisconsin

Find the cheapest car insurance companies in Niagara, WI for each category right here.

Best Annual Car Insurance Rates by Company in Niagara, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record American Family
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Niagara, WI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Niagara car insurance rates. Find the cheapest Niagara, WI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Niagara, Wisconsin

Insurance Company Low Medium High
Allstate $3,858 $4,010 $4,191
American Family $1,487 $1,513 $1,501
Farmers $3,805 $4,041 $4,360
GEICO $2,061 $2,196 $2,336
Liberty Mutual $2,764 $3,022 $3,197
Nationwide $5,929 $6,077 $6,231
Progressive $3,122 $3,279 $3,381
State Farm $2,130 $2,229 $2,313
USAA $1,999 $2,077 $2,149

What affects car insurance rates in Niagara, Wisconsin?

What factors can have an impact on Niagara, WI car insurance? There are several reasons why Niagara car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Niagara, Wisconsin.

Car Theft in Niagara

High levels of vehicle theft can make car insurance more expensive. Niagara, WI car theft statistics from the FBI indicate 1 vehicle thefts a year.

Commute Time in Niagara

The more time you spend in your car the higher the risk of an accident. The average commute length in Niagara, WI is 17.7 minutes according to City-Data.

Traffic in Niagara

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Niagara, WI traffic data from INRIX ranks Niagara as the 741st-most congested in the world.

Compare Car Insurance Quotes in Niagara, WI

Ready to find affordable Niagara, Wisconsin car insurance today? Enter your ZIP code for fast, free Niagara, WI car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Average Monthly Car Insurance Rates by State