Compare Niantic, CT Car Insurance Rates (2021)

Car insurance in Niantic, CT averages $337 a month. Niantic, Connecticut car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Niantic car insurance rates, compare quotes from the top car insurance companies in Niantic, CT.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Niantic, CT are $4,041/year
  • The cheapest car insurance company in Niantic is GEICO
  • The cheapest car insurance company in Niantic for teen drivers is GEICO

If you need to buy Niantic, Connecticut car insurance, the options can be confusing. Everything you need to know about car insurance in Niantic, CT is right here.

You’ll find Niantic car insurance rates, the cheapest Niantic, CT car insurance companies, and information on Connecticut car insurance laws. You can also compare Niantic, Connecticut car insurance rates to Bristol car insurance rates, New Haven car insurance rates, and Norwalk car insurance rates.

Ready to find affordable Niantic, CT car insurance today? Enter your ZIP code for fast, free Niantic car insurance quotes.

Cheapest Niantic, CT Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Niantic, CT car insurance rates? Every Niantic, Connecticut car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Niantic, Connecticut

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,309 $3,286 $3,038 $3,251 $10,031 $11,836 $3,479 $3,672
GEICO $1,911 $1,916 $1,773 $1,787 $4,386 $5,184 $1,842 $1,789
Liberty Mutual $3,152 $3,420 $2,426 $2,977 $15,694 $17,663 $3,199 $3,494
Nationwide $2,151 $2,175 $1,935 $2,028 $5,929 $7,512 $2,492 $2,677
Progressive $2,254 $2,104 $1,925 $2,001 $9,377 $10,394 $2,579 $2,895
State Farm $1,638 $1,638 $1,506 $1,506 $4,921 $6,180 $1,838 $2,108
Travelers $1,476 $1,497 $1,472 $1,466 $11,096 $17,804 $1,606 $1,808
USAA $1,855 $1,837 $1,727 $1,706 $5,822 $6,120 $2,481 $2,574

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Minimum Car Insurance in Niantic, CT

Every driver must carry the minimum car insurance in Niantic, CT. Take a look at the Connecticut car insurance requirements.

Minimum Required Car Insurance Coverage in Niantic, Connecticut

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Niantic, CT Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Niantic, CT. Compare credit history car insurance rates in Niantic from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Niantic, Connecticut

Insurance Company Poor Fair Good
Allstate $6,657 $5,046 $4,010
GEICO $3,740 $2,259 $1,722
Liberty Mutual $9,228 $5,753 $4,528
Nationwide $4,446 $2,991 $2,650
Progressive $4,561 $4,092 $3,920
State Farm $3,705 $2,378 $1,917
Travelers $5,423 $4,521 $4,391
USAA $3,987 $2,690 $2,369

Cheapest Niantic, CT Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Niantic, CT to rates for a clean record with top companies.

Annual Niantic, Connecticut Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,468 $5,498 $6,516 $4,468
GEICO $1,629 $2,133 $4,534 $1,998
Liberty Mutual $5,699 $7,133 $7,056 $6,124
Nationwide $2,743 $3,570 $4,084 $3,052
Progressive $3,575 $5,190 $3,758 $4,243
State Farm $2,485 $2,727 $2,727 $2,727
Travelers $3,852 $4,169 $6,059 $5,034
USAA $2,343 $2,941 $4,435 $2,343

Cheapest Niantic, CT Car Insurance for Teen Drivers

Teen car insurance in Niantic, CT can be expensive. Take a look at rates from the top car insurance companies in Niantic for teenagers.

Annual Car Insurance Rates for Teen Drivers in Niantic, Connecticut

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,031 $11,836
GEICO $4,386 $5,184
Liberty Mutual $15,694 $17,663
Nationwide $5,929 $7,512
Progressive $9,377 $10,394
State Farm $4,921 $6,180
Travelers $11,096 $17,804
USAA $5,822 $6,120

Cheapest Niantic, CT Car Insurance for Seniors

Take a look at Niantic, CT senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Niantic, Connecticut

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,038 $3,251
GEICO $1,773 $1,787
Liberty Mutual $2,426 $2,977
Nationwide $1,935 $2,028
Progressive $1,925 $2,001
State Farm $1,506 $1,506
Travelers $1,472 $1,466
USAA $1,727 $1,706

Cheapest Niantic, CT Car Insurance Rates After a DUI

A DUI in Niantic, CT increases car insurance rates. Compare Niantic, Connecticut DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Niantic, Connecticut

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,516
GEICO $4,534
Liberty Mutual $7,056
Nationwide $4,084
Progressive $3,758
State Farm $2,727
Travelers $6,059
USAA $4,435

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Cheapest Niantic, CT Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Niantic, CT by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Niantic, Connecticut

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,238 $5,238
GEICO $2,534 $2,613
Liberty Mutual $6,503 $6,503
Nationwide $3,362 $3,362
Progressive $4,191 $4,191
State Farm $2,602 $2,732
Travelers $4,778 $4,778
USAA $2,979 $3,051

The Best Cheap Car Insurance Companies in Niantic, CT

Take a look at a side-by-side comparison of the top car insurance companies in Niantic, CT to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Niantic, Connecticut

Insurance Company Average Annual Rates
Allstate $5,238
GEICO $2,574
Liberty Mutual $6,503
Nationwide $3,362
Progressive $4,191
State Farm $2,667
Travelers $4,778
USAA $3,015

Category Winners: Cheapest Car Insurance in Niantic, Connecticut

Find the cheapest car insurance companies in Niantic, CT for each category right here.

Best Annual Car Insurance Rates by Company in Niantic, Connecticut

Category Insurance Company
Teenagers GEICO
Seniors Travelers
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Niantic, CT Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Niantic car insurance rates. Find the cheapest Niantic, CT car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Niantic, Connecticut

Insurance Company Low Medium High
Allstate $4,983 $5,232 $5,498
GEICO $2,391 $2,544 $2,786
Liberty Mutual $6,274 $6,460 $6,775
Nationwide $3,424 $3,388 $3,276
Progressive $3,917 $4,156 $4,501
State Farm $2,504 $2,671 $2,826
Travelers $4,451 $4,748 $5,136
USAA $2,826 $3,018 $3,202

What affects car insurance rates in Niantic, Connecticut?

What factors can have an impact on Niantic, CT car insurance? There are several reasons why Niantic car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Niantic, Connecticut.

Commute Time in Niantic

The more time you spend in your car the higher the risk of an accident. The average commute length in Niantic, CT is 25.4 minutes according to City-Data.

Compare Car Insurance Quotes in Niantic, CT

Ready to find affordable Niantic, Connecticut car insurance today? Enter your ZIP code for fast, free Niantic, CT car insurance quotes.

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Average Monthly Car Insurance Rates by State