Compare Nichols, WI Car Insurance Rates (2021)

Car insurance in Nichols, WI averages $228 a month. Nichols, Wisconsin car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Nichols car insurance rates, compare quotes from the top car insurance companies in Nichols, WI.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Nichols, WI after a DUI are $3,027/year
  • The cheapest car insurance company in Nichols for teen drivers is American Family
  • Average car insurance rates in Nichols, WI are $2,731/year

If you need to buy Nichols, Wisconsin car insurance, the options can be confusing. Everything you need to know about car insurance in Nichols, WI is right here.

You’ll find Nichols car insurance rates, the cheapest Nichols, WI car insurance companies, and information on Wisconsin car insurance laws. You can also compare Nichols, Wisconsin car insurance rates to Eau Claire car insurance rates, Green Bay car insurance rates, and Madison car insurance rates.

Ready to find affordable Nichols, WI car insurance today? Enter your ZIP code for fast, free Nichols car insurance quotes.

Cheapest Nichols, WI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Nichols, WI car insurance rates? Every Nichols, Wisconsin car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Nichols, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,052 $2,160 $1,898 $2,094 $6,623 $8,477 $2,081 $2,257
American Family $1,002 $1,052 $930 $943 $2,680 $2,970 $1,173 $1,252
Farmers $1,753 $1,749 $1,552 $1,649 $8,509 $8,798 $2,000 $2,093
GEICO $1,201 $1,324 $1,249 $1,438 $3,980 $4,281 $1,112 $1,141
Liberty Mutual $1,419 $1,543 $1,147 $1,299 $5,092 $5,705 $1,506 $1,624
Nationwide $3,575 $3,773 $2,958 $3,122 $7,230 $11,068 $4,347 $5,185
Progressive $1,527 $1,440 $1,252 $1,314 $6,043 $6,798 $1,826 $1,977
State Farm $1,343 $1,343 $1,183 $1,183 $3,658 $4,644 $1,511 $1,715
USAA $1,141 $1,133 $1,046 $1,054 $2,969 $3,414 $1,470 $1,602

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Nichols, WI

Every driver must carry the minimum car insurance in Nichols, WI. Take a look at the Wisconsin car insurance requirements.

Minimum Required Car Insurance Coverage in Nichols, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Nichols, WI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Nichols, WI. Compare credit history car insurance rates in Nichols from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Nichols, Wisconsin

Insurance Company Poor Fair Good
Allstate $4,529 $3,123 $2,713
American Family $2,007 $1,324 $1,170
Farmers $3,969 $3,359 $3,210
GEICO $2,578 $1,840 $1,479
Liberty Mutual $3,471 $2,115 $1,664
Nationwide $5,798 $4,837 $4,837
Progressive $3,136 $2,682 $2,499
State Farm $3,091 $1,775 $1,351
USAA $2,634 $1,415 $1,138

Cheapest Nichols, WI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Nichols, WI to rates for a clean record with top companies.

Annual Nichols, Wisconsin Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,825 $3,873 $3,623 $3,499
American Family $1,435 $1,522 $1,522 $1,522
Farmers $3,063 $3,876 $3,653 $3,459
GEICO $1,363 $2,203 $2,527 $1,770
Liberty Mutual $1,842 $2,640 $2,723 $2,464
Nationwide $4,360 $5,044 $6,181 $5,044
Progressive $2,534 $3,086 $2,636 $2,833
State Farm $1,917 $2,228 $2,072 $2,072
USAA $1,352 $1,710 $2,309 $1,544

Cheapest Nichols, WI Car Insurance for Teen Drivers

Teen car insurance in Nichols, WI can be expensive. Take a look at rates from the top car insurance companies in Nichols for teenagers.

Annual Car Insurance Rates for Teen Drivers in Nichols, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,623 $8,477
American Family $2,680 $2,970
Farmers $8,509 $8,798
GEICO $3,980 $4,281
Liberty Mutual $5,092 $5,705
Nationwide $7,230 $11,068
Progressive $6,043 $6,798
State Farm $3,658 $4,644
USAA $2,969 $3,414

Cheapest Nichols, WI Car Insurance for Seniors

Take a look at Nichols, WI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Nichols, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,898 $2,094
American Family $930 $943
Farmers $1,552 $1,649
GEICO $1,249 $1,438
Liberty Mutual $1,147 $1,299
Nationwide $2,958 $3,122
Progressive $1,252 $1,314
State Farm $1,183 $1,183
USAA $1,046 $1,054

Cheapest Nichols, WI Car Insurance Rates After a DUI

A DUI in Nichols, WI increases car insurance rates. Compare Nichols, Wisconsin DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Nichols, Wisconsin

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,623
American Family $1,522
Farmers $3,653
GEICO $2,527
Liberty Mutual $2,723
Nationwide $6,181
Progressive $2,636
State Farm $2,072
USAA $2,309

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Nichols, WI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Nichols, WI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Nichols, Wisconsin

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,373 $3,538
American Family $1,475 $1,525
Farmers $3,513 $3,513
GEICO $1,925 $2,006
Liberty Mutual $2,417 $2,417
Nationwide $5,157 $5,157
Progressive $2,772 $2,772
State Farm $2,022 $2,123
USAA $1,707 $1,751

The Best Cheap Car Insurance Companies in Nichols, WI

Take a look at a side-by-side comparison of the top car insurance companies in Nichols, WI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Nichols, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,455
American Family $1,500
Farmers $3,513
GEICO $1,966
Liberty Mutual $2,417
Nationwide $5,157
Progressive $2,772
State Farm $2,072
USAA $1,729

Category Winners: Cheapest Car Insurance in Nichols, Wisconsin

Find the cheapest car insurance companies in Nichols, WI for each category right here.

Best Annual Car Insurance Rates by Company in Nichols, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record USAA
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Nichols, WI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Nichols car insurance rates. Find the cheapest Nichols, WI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Nichols, Wisconsin

Insurance Company Low Medium High
Allstate $3,313 $3,447 $3,605
American Family $1,487 $1,513 $1,501
Farmers $3,235 $3,485 $3,819
GEICO $1,826 $1,965 $2,106
Liberty Mutual $2,205 $2,443 $2,603
Nationwide $4,997 $5,155 $5,319
Progressive $2,571 $2,798 $2,948
State Farm $1,968 $2,078 $2,172
USAA $1,651 $1,730 $1,805

What affects car insurance rates in Nichols, Wisconsin?

What factors can have an impact on Nichols, WI car insurance? There are several reasons why Nichols car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Nichols, Wisconsin.

Commute Time in Nichols

The more time you spend in your car the higher the risk of an accident. The average commute length in Nichols, WI is 22.3 minutes according to City-Data.

Compare Car Insurance Quotes in Nichols, WI

Ready to find affordable Nichols, Wisconsin car insurance today? Enter your ZIP code for fast, free Nichols, WI car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Average Monthly Car Insurance Rates by State