Compare Niota, IL Car Insurance Rates (2021)

Car insurance in Niota, IL averages $252 a month. Niota, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Niota car insurance rates, compare quotes from the top car insurance companies in Niota, IL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Niota, IL are $3,024/year
  • Average car insurance rates in Niota, IL after a DUI are $3,534/year
  • The cheapest car insurance company in Niota for teen drivers is State Farm

If you need to buy Niota, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Niota, IL is right here.

You’ll find Niota car insurance rates, the cheapest Niota, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Niota, Illinois car insurance rates to Naperville car insurance rates, Springfield car insurance rates, and Cicero car insurance rates.

Ready to find affordable Niota, IL car insurance today? Enter your ZIP code for fast, free Niota car insurance quotes.

Cheapest Niota, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Niota, IL car insurance rates? Every Niota, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Niota, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,849 $2,862 $2,970 $2,970 $7,307 $9,512 $3,425 $3,701
American Family $2,367 $2,367 $2,158 $2,158 $6,493 $9,079 $2,367 $3,045
Farmers $2,341 $2,345 $2,087 $2,196 $9,413 $9,802 $2,662 $2,797
GEICO $1,621 $1,622 $1,521 $1,797 $4,847 $5,129 $2,028 $1,979
Liberty Mutual $1,293 $1,396 $1,077 $1,202 $4,080 $4,537 $1,354 $1,433
Nationwide $1,706 $1,740 $1,517 $1,611 $4,593 $5,910 $1,976 $2,143
Progressive $1,947 $1,877 $1,604 $1,661 $6,322 $7,125 $2,334 $2,521
State Farm $1,376 $1,376 $1,209 $1,209 $3,648 $4,656 $1,548 $1,761
Travelers $1,623 $1,712 $1,471 $1,568 $4,636 $5,777 $1,725 $1,818
USAA $1,640 $1,670 $1,527 $1,507 $5,289 $5,831 $2,160 $2,377

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Minimum Car Insurance in Niota, IL

Every driver must carry the minimum car insurance in Niota, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Niota, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Niota, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Niota, IL. Compare credit history car insurance rates in Niota from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Niota, Illinois

Insurance Company Poor Fair Good
Allstate $5,687 $4,088 $3,574
American Family $5,016 $3,389 $2,858
Farmers $4,800 $4,004 $3,812
GEICO $4,119 $2,014 $1,571
Liberty Mutual $2,893 $1,805 $1,442
Nationwide $3,164 $2,550 $2,235
Progressive $3,640 $3,064 $2,818
State Farm $3,051 $1,827 $1,417
Travelers $3,105 $2,492 $2,027
USAA $3,661 $2,516 $2,074

Cheapest Niota, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Niota, IL to rates for a clean record with top companies.

Annual Niota, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,211 $5,392 $5,008 $4,187
American Family $2,759 $3,921 $5,207 $3,132
Farmers $3,562 $4,565 $4,452 $4,244
GEICO $1,896 $2,518 $3,482 $2,376
Liberty Mutual $1,712 $2,409 $2,127 $1,938
Nationwide $2,134 $2,763 $3,250 $2,452
Progressive $2,635 $3,825 $2,906 $3,329
State Farm $1,937 $2,259 $2,098 $2,098
Travelers $2,024 $2,652 $2,948 $2,541
USAA $1,960 $2,818 $3,858 $2,364

Cheapest Niota, IL Car Insurance for Teen Drivers

Teen car insurance in Niota, IL can be expensive. Take a look at rates from the top car insurance companies in Niota for teenagers.

Annual Car Insurance Rates for Teen Drivers in Niota, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,307 $9,512
American Family $6,493 $9,079
Farmers $9,413 $9,802
GEICO $4,847 $5,129
Liberty Mutual $4,080 $4,537
Nationwide $4,593 $5,910
Progressive $6,322 $7,125
State Farm $3,648 $4,656
Travelers $4,636 $5,777
USAA $5,289 $5,831

Cheapest Niota, IL Car Insurance for Seniors

Take a look at Niota, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Niota, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,970 $2,970
American Family $2,158 $2,158
Farmers $2,087 $2,196
GEICO $1,521 $1,797
Liberty Mutual $1,077 $1,202
Nationwide $1,517 $1,611
Progressive $1,604 $1,661
State Farm $1,209 $1,209
Travelers $1,471 $1,568
USAA $1,527 $1,507

Cheapest Niota, IL Car Insurance Rates After a DUI

A DUI in Niota, IL increases car insurance rates. Compare Niota, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Niota, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,008
American Family $5,207
Farmers $4,452
GEICO $3,482
Liberty Mutual $2,127
Nationwide $3,250
Progressive $2,906
State Farm $2,098
Travelers $2,948
USAA $3,858

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Cheapest Niota, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Niota, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Niota, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,450 $4,450
American Family $3,705 $3,803
Farmers $4,205 $4,205
GEICO $2,519 $2,617
Liberty Mutual $2,047 $2,047
Nationwide $2,650 $2,650
Progressive $3,174 $3,174
State Farm $2,045 $2,151
Travelers $2,441 $2,641
USAA $2,673 $2,827

The Best Cheap Car Insurance Companies in Niota, IL

Take a look at a side-by-side comparison of the top car insurance companies in Niota, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Niota, Illinois

Insurance Company Average Annual Rates
Allstate $4,450
American Family $3,754
Farmers $4,205
GEICO $2,568
Liberty Mutual $2,047
Nationwide $2,650
Progressive $3,174
State Farm $2,098
Travelers $2,541
USAA $2,750

Category Winners: Cheapest Car Insurance in Niota, Illinois

Find the cheapest car insurance companies in Niota, IL for each category right here.

Best Annual Car Insurance Rates by Company in Niota, Illinois

Category Insurance Company
Teenagers State Farm
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

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Cheapest Niota, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Niota car insurance rates. Find the cheapest Niota, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Niota, Illinois

Insurance Company Low Medium High
Allstate $4,316 $4,445 $4,588
American Family $3,654 $3,890 $3,718
Farmers $4,025 $4,120 $4,470
GEICO $2,377 $2,564 $2,762
Liberty Mutual $1,940 $2,042 $2,158
Nationwide $2,654 $2,667 $2,629
Progressive $2,977 $3,166 $3,378
State Farm $2,000 $2,101 $2,193
Travelers $2,396 $2,539 $2,689
USAA $2,561 $2,747 $2,942

Compare Car Insurance Quotes in Niota, IL

Ready to find affordable Niota, Illinois car insurance today? Enter your ZIP code for fast, free Niota, IL car insurance quotes.

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