Compare Niota, TN Car Insurance Rates (2021)

Car insurance in Niota, TN averages $291 a month. Niota, Tennessee car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Niota car insurance rates, compare quotes from the top car insurance companies in Niota, TN.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Niota, TN are $3,490/year
  • Average car insurance rates in Niota, TN after a DUI are $4,107/year
  • The cheapest car insurance company in Niota for teen drivers is Travelers

If you need to buy Niota, Tennessee car insurance, the options can be confusing. Everything you need to know about car insurance in Niota, TN is right here.

You’ll find Niota car insurance rates, the cheapest Niota, TN car insurance companies, and information on Tennessee car insurance laws. You can also compare Niota, Tennessee car insurance rates to Johnson City car insurance rates, Murfreesboro car insurance rates, and Clarksville car insurance rates.

Ready to find affordable Niota, TN car insurance today? Enter your ZIP code for fast, free Niota car insurance quotes.

Cheapest Niota, TN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Niota, TN car insurance rates? Every Niota, Tennessee car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Niota, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,630 $2,522 $2,368 $2,458 $9,928 $10,787 $2,797 $2,894
Farmers $2,027 $2,066 $1,826 $2,009 $8,339 $8,899 $2,739 $2,864
GEICO $2,226 $2,246 $2,050 $2,050 $6,796 $6,914 $2,264 $2,335
Liberty Mutual $3,238 $129 $2,670 $2,987 $13,192 $14,667 $3,464 $3,685
Nationwide $2,080 $2,100 $1,864 $1,897 $5,607 $7,245 $2,385 $2,596
Progressive $1,724 $1,628 $1,404 $1,466 $7,680 $8,648 $2,077 $2,267
State Farm $1,485 $1,485 $1,338 $1,338 $4,503 $5,636 $1,677 $1,947
Travelers $1,605 $1,686 $1,461 $1,552 $4,452 $5,495 $1,707 $1,795
USAA $1,508 $1,533 $1,363 $1,361 $5,395 $6,191 $1,969 $2,095

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Niota, TN

Every driver must carry the minimum car insurance in Niota, TN. Take a look at the Tennessee car insurance requirements.

Minimum Required Car Insurance Coverage in Niota, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Niota, TN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Niota, TN. Compare credit history car insurance rates in Niota from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Niota, Tennessee

Insurance Company Poor Fair Good
Allstate $5,802 $4,444 $3,398
Farmers $4,584 $3,575 $3,380
GEICO $3,812 $3,265 $3,003
Liberty Mutual $7,885 $4,839 $3,788
Nationwide $3,874 $3,072 $2,719
Progressive $3,784 $3,258 $3,043
State Farm $3,522 $2,114 $1,642
Travelers $3,139 $2,466 $1,803
USAA $3,878 $2,275 $1,877

Cheapest Niota, TN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Niota, TN to rates for a clean record with top companies.

Annual Niota, Tennessee Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,803 $4,536 $5,496 $4,356
Farmers $3,285 $4,057 $4,174 $3,869
GEICO $2,443 $3,272 $5,282 $2,443
Liberty Mutual $4,467 $6,434 $5,980 $5,136
Nationwide $2,787 $2,787 $4,187 $3,126
Progressive $2,963 $3,840 $3,155 $3,489
State Farm $2,214 $2,639 $2,426 $2,426
Travelers $2,008 $2,571 $2,832 $2,465
USAA $1,947 $2,918 $3,429 $2,414

Cheapest Niota, TN Car Insurance for Teen Drivers

Teen car insurance in Niota, TN can be expensive. Take a look at rates from the top car insurance companies in Niota for teenagers.

Annual Car Insurance Rates for Teen Drivers in Niota, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,928 $10,787
Farmers $8,339 $8,899
GEICO $6,796 $6,914
Liberty Mutual $13,192 $14,667
Nationwide $5,607 $7,245
Progressive $7,680 $8,648
State Farm $4,503 $5,636
Travelers $4,452 $5,495
USAA $5,395 $6,191

Cheapest Niota, TN Car Insurance for Seniors

Take a look at Niota, TN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Niota, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,368 $2,458
Farmers $1,826 $2,009
GEICO $2,050 $2,050
Liberty Mutual $2,670 $2,987
Nationwide $1,864 $1,897
Progressive $1,404 $1,466
State Farm $1,338 $1,338
Travelers $1,461 $1,552
USAA $1,363 $1,361

Cheapest Niota, TN Car Insurance Rates After a DUI

A DUI in Niota, TN increases car insurance rates. Compare Niota, Tennessee DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Niota, Tennessee

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,496
Farmers $4,174
GEICO $5,282
Liberty Mutual $5,980
Nationwide $4,187
Progressive $3,155
State Farm $2,426
Travelers $2,832
USAA $3,429

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Niota, TN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Niota, TN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Niota, Tennessee

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,548 $4,548
Farmers $3,846 $3,846
GEICO $3,339 $3,381
Liberty Mutual $5,504 $5,504
Nationwide $3,222 $3,222
Progressive $3,362 $3,362
State Farm $2,368 $2,484
Travelers $2,373 $2,565
USAA $2,602 $2,752

The Best Cheap Car Insurance Companies in Niota, TN

Take a look at a side-by-side comparison of the top car insurance companies in Niota, TN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Niota, Tennessee

Insurance Company Average Annual Rates
Allstate $4,548
Farmers $3,846
GEICO $3,360
Liberty Mutual $5,504
Nationwide $3,222
Progressive $3,362
State Farm $2,426
Travelers $2,469
USAA $2,677

Category Winners: Cheapest Car Insurance in Niota, Tennessee

Find the cheapest car insurance companies in Niota, TN for each category right here.

Best Annual Car Insurance Rates by Company in Niota, Tennessee

Category Insurance Company
Teenagers Travelers
Seniors State Farm
Clean Record USAA
With 1 Accident Travelers
With 1 DUI State Farm
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Niota, TN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Niota car insurance rates. Find the cheapest Niota, TN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Niota, Tennessee

Insurance Company Low Medium High
Allstate $4,380 $4,537 $4,727
Farmers $3,594 $3,823 $4,122
GEICO $3,180 $3,350 $3,551
Liberty Mutual $5,242 $5,501 $5,769
Nationwide $3,248 $3,150 $3,267
Progressive $3,156 $3,362 $3,568
State Farm $2,289 $2,437 $2,552
Travelers $2,328 $2,467 $2,612
USAA $2,592 $2,668 $2,771

What affects car insurance rates in Niota, Tennessee?

What factors can have an impact on Niota, TN car insurance? There are several reasons why Niota car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Niota, Tennessee.

Commute Time in Niota

The more time you spend in your car the higher the risk of an accident. The average commute length in Niota, TN is 20.9 minutes according to City-Data.

Compare Car Insurance Quotes in Niota, TN

Ready to find affordable Niota, Tennessee car insurance today? Enter your ZIP code for fast, free Niota, TN car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption