Compare Nisland, SD Car Insurance Rates (2021)

Car insurance in Nisland, SD averages $352 a month. Nisland, South Dakota car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Nisland car insurance rates, compare quotes from the top car insurance companies in Nisland, SD.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Nisland, SD after a DUI are $5,062/year
  • Average car insurance rates in Nisland, SD are $4,229/year
  • The cheapest car insurance company in Nisland for teen drivers is State Farm

If you need to buy Nisland, South Dakota car insurance, the options can be confusing. Everything you need to know about car insurance in Nisland, SD is right here.

You’ll find Nisland car insurance rates, the cheapest Nisland, SD car insurance companies, and information on South Dakota car insurance laws. You can also compare Nisland, South Dakota car insurance rates to Huron car insurance rates, Spearfish car insurance rates, and Box Elder car insurance rates.

Ready to find affordable Nisland, SD car insurance today? Enter your ZIP code for fast, free Nisland car insurance quotes.

Cheapest Nisland, SD Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Nisland, SD car insurance rates? Every Nisland, South Dakota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Nisland, South Dakota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,641 $2,696 $2,329 $2,492 $11,007 $13,158 $2,988 $3,268
American Family $2,671 $2,671 $2,378 $2,378 $5,673 $8,308 $2,671 $3,281
Farmers $2,107 $2,106 $1,853 $1,930 $9,490 $9,844 $2,360 $2,516
GEICO $2,189 $2,062 $2,090 $1,926 $4,505 $5,300 $1,919 $1,836
Liberty Mutual $4,886 $5,320 $3,854 $4,689 $18,627 $20,919 $5,142 $5,726
Nationwide $2,157 $2,221 $1,922 $2,061 $4,690 $6,095 $2,419 $2,640
Progressive $2,581 $2,560 $2,121 $2,182 $8,975 $10,236 $3,237 $3,376
State Farm $1,431 $1,431 $1,249 $1,249 $3,765 $4,795 $1,606 $1,820

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Minimum Car Insurance in Nisland, SD

Every driver must carry the minimum car insurance in Nisland, SD. Take a look at the South Dakota car insurance requirements.

Minimum Required Car Insurance Coverage in Nisland, South Dakota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Nisland, SD Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Nisland, SD. Compare credit history car insurance rates in Nisland from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Nisland, South Dakota

Insurance Company Poor Fair Good
Allstate $6,187 $4,835 $4,195
American Family $4,836 $3,484 $2,941
Farmers $4,548 $3,844 $3,685
GEICO $4,421 $2,244 $1,520
Liberty Mutual $12,534 $7,509 $5,894
Nationwide $3,667 $2,879 $2,531
Progressive $5,115 $4,223 $3,887
State Farm $3,156 $1,887 $1,462

Cheapest Nisland, SD Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Nisland, SD to rates for a clean record with top companies.

Annual Nisland, South Dakota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,196 $4,882 $6,508 $4,704
American Family $2,721 $4,023 $5,158 $3,112
Farmers $3,426 $4,339 $4,232 $4,107
GEICO $1,725 $2,913 $4,551 $1,725
Liberty Mutual $7,291 $9,038 $9,408 $8,844
Nationwide $2,174 $3,034 $4,363 $2,531
Progressive $3,807 $5,125 $4,107 $4,595
State Farm $2,015 $2,322 $2,168 $2,168

Cheapest Nisland, SD Car Insurance for Teen Drivers

Teen car insurance in Nisland, SD can be expensive. Take a look at rates from the top car insurance companies in Nisland for teenagers.

Annual Car Insurance Rates for Teen Drivers in Nisland, South Dakota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,007 $13,158
American Family $5,673 $8,308
Farmers $9,490 $9,844
GEICO $4,505 $5,300
Liberty Mutual $18,627 $20,919
Nationwide $4,690 $6,095
Progressive $8,975 $10,236
State Farm $3,765 $4,795

Cheapest Nisland, SD Car Insurance for Seniors

Take a look at Nisland, SD senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Nisland, South Dakota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,329 $2,492
American Family $2,378 $2,378
Farmers $1,853 $1,930
GEICO $2,090 $1,926
Liberty Mutual $3,854 $4,689
Nationwide $1,922 $2,061
Progressive $2,121 $2,182
State Farm $1,249 $1,249

Cheapest Nisland, SD Car Insurance Rates After a DUI

A DUI in Nisland, SD increases car insurance rates. Compare Nisland, South Dakota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Nisland, South Dakota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,508
American Family $5,158
Farmers $4,232
GEICO $4,551
Liberty Mutual $9,408
Nationwide $4,363
Progressive $4,107
State Farm $2,168

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Cheapest Nisland, SD Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Nisland, SD by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Nisland, South Dakota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,948 $5,197
American Family $3,709 $3,799
Farmers $4,026 $4,026
GEICO $2,695 $2,762
Liberty Mutual $8,645 $8,645
Nationwide $3,026 $3,026
Progressive $4,408 $4,408
State Farm $2,116 $2,221

The Best Cheap Car Insurance Companies in Nisland, SD

Take a look at a side-by-side comparison of the top car insurance companies in Nisland, SD to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Nisland, South Dakota

Insurance Company Average Annual Rates
Allstate $5,072
American Family $3,754
Farmers $4,026
GEICO $2,728
Liberty Mutual $8,645
Nationwide $3,026
Progressive $4,408
State Farm $2,168

Category Winners: Cheapest Car Insurance in Nisland, South Dakota

Find the cheapest car insurance companies in Nisland, SD for each category right here.

Best Annual Car Insurance Rates by Company in Nisland, South Dakota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record GEICO
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Nisland, SD Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Nisland car insurance rates. Find the cheapest Nisland, SD car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Nisland, South Dakota

Insurance Company Low Medium High
Allstate $4,919 $5,063 $5,235
American Family $3,756 $3,859 $3,646
Farmers $3,867 $3,989 $4,221
GEICO $2,638 $2,725 $2,822
Liberty Mutual $8,486 $8,632 $8,819
Nationwide $2,847 $3,013 $3,217
Progressive $4,321 $4,379 $4,526
State Farm $2,089 $2,170 $2,246

What affects car insurance rates in Nisland, South Dakota?

What factors can have an impact on Nisland, SD car insurance? There are several reasons why Nisland car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Nisland, South Dakota.

Commute Time in Nisland

The more time you spend in your car the higher the risk of an accident. The average commute length in Nisland, SD is 24.5 minutes according to City-Data.

Compare Car Insurance Quotes in Nisland, SD

Ready to find affordable Nisland, South Dakota car insurance today? Enter your ZIP code for fast, free Nisland, SD car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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