Compare Nissan Versa Insurance Rates [Everything You Need to Know]

Getting Nissan Versa insurance quotes will cost on average $114 per month ($1,372 per year). Finding Nissan Versa teenager insurance coverage can cost on average $5,015 a year, so shop around to find cheap rates.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 25, 2020

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Key Takeaways:

  • Full coverage costs around $1,372 a year or $114 each month
  • A liability-only policy costs around $550 a year or $46 each month
  • Highest rates are for teenage drivers at around $5,015 a year or $418 each month
  • Good drivers can save as much as $566 a year by earning policy discounts
  • Nissan Versa insurance costs around $147 less per year than the average vehicle

Nissan Versa car insurance rates amount to an average of $1,372 a year, or $114 a month for full coverage. Some of the factors that determine Nissan Versa rates include the age and location of the driver, along with the model year of the car.

If you want to learn more about Nissan Versa insurance rates, keep reading through this helpful guide. It contains all the information you need to know.

You can start comparing quotes for Nissan Versa car insurance rates from some of the best car insurance companies by using our free online tool now.

Nissan Versa Insurance Cost

The average Nissan Versa car insurance rates are $1,372 a year or $114 a month.

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Are Nissan Versas Expensive to Insure?

The chart below details how Nissan Versa insurance rates compare to other sedans like the Toyota Camry, Lincoln MKZ, and Hyundai Sonata.

Vehicle Comprehensive Collision Liability Total
Nissan Versa $280 $562 $372 $1,372
Toyota Camry $294 $570 $390 $1,412
Lincoln MKZ $320 $686 $450 $1,636
Hyundai Sonata $294 $532 $420 $1,426
Toyota Avalon $320 $536 $338 $1,330
Volkswagen Passat $332 $600 $390 $1,480
Ford Fusion $336 $626 $372 $1,492
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However, there are a few things you can do to find the cheapest Nissan insurance rates online.

What Impacts the Cost of Nissan Versa Insurance?

You might have noticed that there is a multitude of factors that impact Nissan Versa car insurance rates. Your age, location, driving record, and model year all play a role in what you will ultimately pay to insure the Nissan Versa.

Age of the Vehicle

The average Nissan Versa auto insurance rates are higher for newer models. For example, auto insurance for a 2020 Nissan Versa costs $1,372, while 2010 Nissan Versa insurance costs are $1,130, a difference of $242.

Model Year Comprehensive Collision Liability Total
2020 Nissan Versa $280 $562 $372 $1,372
2019 Nissan Versa $268 $542 $390 $1,358
2018 Nissan Versa $256 $536 $398 $1,348
2017 Nissan Versa $248 $524 $416 $1,346
2016 Nissan Versa $240 $502 $430 $1,330
2015 Nissan Versa $226 $484 $442 $1,310
2014 Nissan Versa $218 $450 $452 $1,278
2013 Nissan Versa $208 $424 $456 $1,246
2012 Nissan Versa $200 $380 $460 $1,198
2011 Nissan Versa $188 $350 $460 $1,156
2010 Nissan Versa $180 $328 $464 $1,130
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Driver Age

Driver age can have a significant impact on the cost of Nissan Versa auto insurance. For example, 20-year-old drivers pay as much as $1,738 more each year for their Nissan Versa auto insurance than 40-year-old drivers.

Driver Location

Where you live can have a large impact on Nissan Versa insurance rates. For example, drivers in Phoenix may pay $754 a year less than drivers in Los Angeles.

Your Driving Record

Your driving record can have an impact on your Nissan Versa car insurance rates. Teens and drivers in their 20’s see the highest jump in their Nissan Versa car insurance with violations on their driving record.

Nissan Versa Safety Ratings

Your Nissan Versa car insurance rates are tied to the safety ratings of the Nissan Versa. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Not Tested
Small overlap front: passenger-side Not Tested
Moderate overlap front Good
Side Good
Roof strength Not Tested
Head restraints and seats Not Tested
Source: Insurance Institute for Highway Safety
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Nissan Versa Crash Test Ratings

Nissan Versa crash test ratings will affect your Nissan Versa car insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2020 Nissan Versa 4 DR FWD 5 stars 5 stars 5 stars 4 stars
2019 Nissan Versa Note SR 5 HB FWD N/R N/R N/R N/R
2019 Nissan Versa Note 5 HB FWD N/R N/R N/R 4 stars
2019 Nissan Versa 4 DR FWD 4 stars 4 stars 4 stars 4 stars
2018 Nissan Versa Note 5 HB FWD N/R 3 stars N/R 4 stars
2018 Nissan Versa 4 DR FWD 4 stars 4 stars 4 stars 4 stars
2017 Nissan Versa Note 5 HB FWD N/R 3 stars N/R 4 stars
2017 Nissan Versa 4 DR FWD N/R 4 stars N/R 4 stars
2016 Nissan Versa Note 5 HB FWD 4 stars 3 stars 5 stars 4 stars
2016 Nissan Versa 4 DR FWD 4 stars 4 stars 4 stars 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Nissan Versa Safety Features

The Nissan Versa safety features play a vital role in keeping passengers safe in crashes, but they can also help lower your Nissan Versa auto insurance rates. The Nissan Versa’s safety features include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • Rear Side Air Bag
  • 4-Wheel ABS
  • Front Disc/Rear Drum Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Traction Control
  • Lane Departure Warning

Nissan Versa Insurance Loss Probability

The lower percentage means lower Nissan Versa car insurance costs; higher percentages mean higher Nissan Versa car insurance costs. Compare the following Nissan Versa auto insurance loss probability rates for collision, property damage, comprehensive, PIP, MedPay, and bodily injury.

Insurance Coverage Category Loss Rate
Collision 16%
Property Damage 10%
Comprehensive -8%
Personal Injury 90%
Medical Payment 103%
Bodily Injury 38%
Source: Insurance Institute for Highway Safety
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Nissan Versa Finance and Insurance Cost

If you are financing a Nissan Versa, you will pay more if you purchase Nissan Versa car insurance at the dealership, so be sure to shop around and compare Nissan Versa car insurance quotes from the best companies using our FREE tool below.

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Ways to Save on Nissan Versa Insurance

Although it may seem like your Nissan Versa car insurance rates are set, there are a few measures that you can take to secure the best Nissan Versa car insurance rates possible. Take a look at the following five ways to save on Nissan Versa auto insurance.

  • Ask About Nissan Versa Low Mileage Discounts
  • Tell Your Insurer About Different Drivers or Uses for Your Nissan Versa
  • Improve Your Credit Score
  • Spy on Your Teen Driver
  • Reduce Your Coverage on an Older Nissan Versa

Top Nissan Versa Insurance Companies

Who is the best auto insurance company for Nissan Versa insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Nissan Versa auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Nissan Versa offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Nissan Versa Insurance Quotes Online

You can start comparing quotes for Nissan Versa insurance from some of the top car insurance companies by using our free online tool today.

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