Compare Niverville, NY Car Insurance Rates (2021)

Car insurance in Niverville, NY averages $304 a month. Niverville, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Niverville car insurance rates, compare quotes from the top car insurance companies in Niverville, NY.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Niverville, NY are $3,648/year
  • The cheapest ZIP code in Niverville is 12184
  • The cheapest car insurance company in Niverville is GEICO

If you need to buy Niverville, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Niverville, NY is right here.

You’ll find Niverville car insurance rates, the cheapest Niverville, NY car insurance companies, and information on New York car insurance laws. You can also compare Niverville, New York car insurance rates to Syracuse car insurance rates, Yonkers car insurance rates, and New Rochelle car insurance rates.

Ready to find affordable Niverville, NY car insurance today? Enter your ZIP code for fast, free Niverville car insurance quotes.

Cheapest Niverville, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Niverville, NY car insurance rates? Every Niverville, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Niverville, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,472 $2,335 $2,322 $2,366 $7,369 $7,967 $2,450 $2,479
GEICO $1,520 $1,464 $1,477 $1,456 $3,173 $4,623 $1,372 $1,408
Liberty Mutual $4,644 $4,644 $4,322 $4,322 $9,063 $14,728 $4,644 $4,936
Nationwide $2,433 $2,433 $2,295 $2,295 $4,336 $6,474 $2,433 $3,109
Progressive $1,810 $1,691 $1,457 $1,478 $6,272 $6,989 $2,345 $2,282
State Farm $2,291 $2,291 $1,993 $1,993 $6,653 $8,603 $2,512 $2,660
Travelers $2,687 $2,721 $2,431 $2,615 $6,050 $7,176 $2,849 $2,973
USAA $1,783 $1,754 $1,610 $1,615 $7,161 $8,549 $2,285 $2,526

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Minimum Car Insurance in Niverville, NY

Every driver must carry the minimum car insurance in Niverville, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Niverville, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Niverville, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Niverville, NY. Compare credit history car insurance rates in Niverville from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Niverville, New York

Insurance Company Poor Fair Good
Allstate $5,309 $3,135 $2,716
GEICO $2,583 $1,898 $1,703
Liberty Mutual $8,980 $5,868 $4,390
Nationwide $3,226 $3,226 $3,226
Progressive $4,790 $2,497 $1,835
State Farm $5,118 $3,209 $2,546
Travelers $5,084 $3,199 $2,781
USAA $5,284 $2,627 $2,319

Cheapest Niverville, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Niverville, NY to rates for a clean record with top companies.

Annual Niverville, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,141 $3,141 $4,619 $3,979
GEICO $1,626 $1,771 $3,225 $1,626
Liberty Mutual $5,126 $5,126 $10,273 $5,126
Nationwide $2,459 $2,459 $5,473 $2,515
Progressive $2,958 $2,958 $3,272 $2,975
State Farm $3,457 $3,457 $3,792 $3,792
Travelers $3,180 $3,924 $3,978 $3,669
USAA $3,036 $3,085 $4,436 $3,085

Cheapest Niverville, NY Car Insurance for Teen Drivers

Teen car insurance in Niverville, NY can be expensive. Take a look at rates from the top car insurance companies in Niverville for teenagers.

Annual Car Insurance Rates for Teen Drivers in Niverville, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,369 $7,967
GEICO $3,173 $4,623
Liberty Mutual $9,063 $14,728
Nationwide $4,336 $6,474
Progressive $6,272 $6,989
State Farm $6,653 $8,603
Travelers $6,050 $7,176
USAA $7,161 $8,549

Cheapest Niverville, NY Car Insurance for Seniors

Take a look at Niverville, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Niverville, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,322 $2,366
GEICO $1,477 $1,456
Liberty Mutual $4,322 $4,322
Nationwide $2,295 $2,295
Progressive $1,457 $1,478
State Farm $1,993 $1,993
Travelers $2,431 $2,615
USAA $1,610 $1,615

Cheapest Niverville, NY Car Insurance Rates After a DUI

A DUI in Niverville, NY increases car insurance rates. Compare Niverville, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Niverville, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,619
GEICO $3,225
Liberty Mutual $10,273
Nationwide $5,473
Progressive $3,272
State Farm $3,792
Travelers $3,978
USAA $4,436

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Cheapest Niverville, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Niverville, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Niverville, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,670 $3,770
GEICO $2,001 $2,122
Liberty Mutual $6,232 $6,593
Nationwide $3,226 $3,226
Progressive $3,041 $3,041
State Farm $3,497 $3,752
Travelers $3,688 $3,688
USAA $3,376 $3,445

Cheapest Niverville, NY Car Insurance Rates by ZIP Code

Niverville car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Niverville, NY.

Annual Car Insurance Rates by ZIP Code in Niverville, New York

ZIP Code Average Annual Rates
12130 $3,695
12184 $3,688

The Best Cheap Car Insurance Companies in Niverville, NY

Take a look at a side-by-side comparison of the top car insurance companies in Niverville, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Niverville, New York

Insurance Company Average Annual Rates
Allstate $3,720
GEICO $2,062
Liberty Mutual $6,413
Nationwide $3,226
Progressive $3,041
State Farm $3,624
Travelers $3,688
USAA $3,410

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Category Winners: Cheapest Car Insurance in Niverville, New York

Find the cheapest car insurance companies in Niverville, NY for each category right here.

Best Annual Car Insurance Rates by Company in Niverville, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

Cheapest Niverville, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Niverville car insurance rates. Find the cheapest Niverville, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Niverville, New York

Insurance Company Low Medium High
Allstate $3,537 $3,709 $3,914
GEICO $1,950 $2,053 $2,182
Liberty Mutual $6,132 $6,393 $6,714
Nationwide $3,031 $3,200 $3,448
Progressive $2,879 $3,025 $3,218
State Farm $3,442 $3,645 $3,786
Travelers $3,498 $3,650 $3,916
USAA $3,312 $3,393 $3,526

What affects car insurance rates in Niverville, New York?

What factors can have an impact on Niverville, NY car insurance? There are several reasons why Niverville car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Niverville, New York.

Commute Time in Niverville

The more time you spend in your car the higher the risk of an accident. The average commute length in Niverville, NY is 30.2 minutes according to City-Data.

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Compare Car Insurance Quotes in Niverville, NY

Ready to find affordable Niverville, New York car insurance today? Enter your ZIP code for fast, free Niverville, NY car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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