Compare Nora Springs, IA Car Insurance Rates (2021)

Car insurance in Nora Springs, IA averages $237 a month. Nora Springs, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Nora Springs car insurance rates, compare quotes from the top car insurance companies in Nora Springs, IA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Nora Springs, IA after a DUI are $3,441/year
  • Average car insurance rates in Nora Springs, IA are $2,848/year
  • The cheapest car insurance company in Nora Springs for teen drivers is USAA

If you need to buy Nora Springs, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Nora Springs, IA is right here.

You’ll find Nora Springs car insurance rates, the cheapest Nora Springs, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Nora Springs, Iowa car insurance rates to Waterloo car insurance rates, Sioux City car insurance rates, and Iowa City car insurance rates.

Ready to find affordable Nora Springs, IA car insurance today? Enter your ZIP code for fast, free Nora Springs car insurance quotes.

Cheapest Nora Springs, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Nora Springs, IA car insurance rates? Every Nora Springs, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Nora Springs, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,863 $1,798 $1,648 $1,680 $5,209 $5,839 $2,041 $2,105
American Family $1,831 $1,831 $1,639 $1,639 $4,890 $6,850 $1,831 $2,203
Farmers $1,483 $1,511 $1,327 $1,449 $4,490 $4,788 $2,009 $2,153
GEICO $1,912 $1,712 $1,710 $1,564 $4,328 $4,022 $1,808 $1,672
Liberty Mutual $2,045 $2,218 $1,800 $2,185 $10,036 $11,288 $2,318 $2,556
Nationwide $1,895 $1,952 $1,684 $1,806 $4,262 $5,552 $2,134 $2,330
Progressive $1,438 $1,382 $1,186 $1,230 $3,576 $4,032 $1,729 $1,872
State Farm $1,417 $1,417 $1,246 $1,246 $3,834 $4,865 $1,593 $1,811
Travelers $2,294 $2,343 $2,212 $2,221 $9,860 $15,672 $2,379 $2,841
USAA $1,271 $1,286 $1,166 $1,188 $3,450 $3,663 $1,527 $1,687

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Minimum Car Insurance in Nora Springs, IA

Every driver must carry the minimum car insurance in Nora Springs, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in Nora Springs, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Nora Springs, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Nora Springs, IA. Compare credit history car insurance rates in Nora Springs from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Nora Springs, Iowa

Insurance Company Poor Fair Good
Allstate $3,313 $2,637 $2,369
American Family $3,618 $2,661 $2,238
Farmers $2,752 $2,286 $2,166
GEICO $2,814 $2,341 $1,868
Liberty Mutual $6,137 $3,795 $2,985
Nationwide $3,294 $2,563 $2,249
Progressive $2,425 $1,963 $1,779
State Farm $3,102 $1,919 $1,514
Travelers $5,608 $4,777 $4,548
USAA $2,504 $1,720 $1,490

Cheapest Nora Springs, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Nora Springs, IA to rates for a clean record with top companies.

Annual Nora Springs, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,373 $2,856 $3,223 $2,640
American Family $2,048 $3,009 $3,891 $2,408
Farmers $2,047 $2,538 $2,573 $2,447
GEICO $1,776 $2,476 $3,206 $1,905
Liberty Mutual $3,719 $4,603 $4,690 $4,212
Nationwide $1,941 $2,811 $3,852 $2,204
Progressive $1,653 $2,711 $1,792 $2,067
State Farm $2,017 $2,340 $2,179 $2,179
Travelers $3,644 $4,832 $6,457 $4,978
USAA $1,454 $1,954 $2,541 $1,670

Cheapest Nora Springs, IA Car Insurance for Teen Drivers

Teen car insurance in Nora Springs, IA can be expensive. Take a look at rates from the top car insurance companies in Nora Springs for teenagers.

Annual Car Insurance Rates for Teen Drivers in Nora Springs, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,209 $5,839
American Family $4,890 $6,850
Farmers $4,490 $4,788
GEICO $4,328 $4,022
Liberty Mutual $10,036 $11,288
Nationwide $4,262 $5,552
Progressive $3,576 $4,032
State Farm $3,834 $4,865
Travelers $9,860 $15,672
USAA $3,450 $3,663

Cheapest Nora Springs, IA Car Insurance for Seniors

Take a look at Nora Springs, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Nora Springs, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,648 $1,680
American Family $1,639 $1,639
Farmers $1,327 $1,449
GEICO $1,710 $1,564
Liberty Mutual $1,800 $2,185
Nationwide $1,684 $1,806
Progressive $1,186 $1,230
State Farm $1,246 $1,246
Travelers $2,212 $2,221
USAA $1,166 $1,188

Cheapest Nora Springs, IA Car Insurance Rates After a DUI

A DUI in Nora Springs, IA increases car insurance rates. Compare Nora Springs, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Nora Springs, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,223
American Family $3,891
Farmers $2,573
GEICO $3,206
Liberty Mutual $4,690
Nationwide $3,852
Progressive $1,792
State Farm $2,179
Travelers $6,457
USAA $2,541

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Cheapest Nora Springs, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Nora Springs, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Nora Springs, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,707 $2,838
American Family $2,806 $2,872
Farmers $2,401 $2,401
GEICO $2,294 $2,387
Liberty Mutual $4,306 $4,306
Nationwide $2,702 $2,702
Progressive $2,056 $2,056
State Farm $2,126 $2,232
Travelers $4,978 $4,978
USAA $1,835 $1,974

The Best Cheap Car Insurance Companies in Nora Springs, IA

Take a look at a side-by-side comparison of the top car insurance companies in Nora Springs, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Nora Springs, Iowa

Insurance Company Average Annual Rates
Allstate $2,773
American Family $2,839
Farmers $2,401
GEICO $2,341
Liberty Mutual $4,306
Nationwide $2,702
Progressive $2,056
State Farm $2,179
Travelers $4,978
USAA $1,905

Category Winners: Cheapest Car Insurance in Nora Springs, Iowa

Find the cheapest car insurance companies in Nora Springs, IA for each category right here.

Best Annual Car Insurance Rates by Company in Nora Springs, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Cheapest Nora Springs, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Nora Springs car insurance rates. Find the cheapest Nora Springs, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Nora Springs, Iowa

Insurance Company Low Medium High
Allstate $2,679 $2,776 $2,864
American Family $2,851 $2,997 $2,670
Farmers $2,304 $2,409 $2,490
GEICO $2,225 $2,341 $2,457
Liberty Mutual $4,139 $4,299 $4,480
Nationwide $2,834 $2,682 $2,590
Progressive $1,942 $2,063 $2,162
State Farm $2,069 $2,191 $2,276
Travelers $4,703 $5,052 $5,178
USAA $1,809 $1,911 $1,995

What affects car insurance rates in Nora Springs, Iowa?

What factors can have an impact on Nora Springs, IA car insurance? There are several reasons why Nora Springs car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Nora Springs, Iowa.

Commute Time in Nora Springs

The more time you spend in your car the higher the risk of an accident. The average commute length in Nora Springs, IA is 21.8 minutes according to City-Data.

Compare Car Insurance Quotes in Nora Springs, IA

Ready to find affordable Nora Springs, Iowa car insurance today? Enter your ZIP code for fast, free Nora Springs, IA car insurance quotes.

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