Compare Norfolk, VA Car Insurance Rates (2021)

Car insurance in Norfolk, VA averages $218 a month. Norfolk, Virginia car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Norfolk car insurance rates, compare quotes from the top car insurance companies in Norfolk, VA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Norfolk, VA are $2,613/year
  • The cheapest ZIP code in Norfolk is 23507
  • The cheapest car insurance company in Norfolk for teen drivers is Nationwide

If you need to buy Norfolk, Virginia car insurance, the options can be confusing. Everything you need to know about car insurance in Norfolk, VA is right here.

You’ll find Norfolk car insurance rates, the cheapest Norfolk, VA car insurance companies, and information on Virginia car insurance laws. You can also compare Norfolk, Virginia car insurance rates to Virginia Beach car insurance rates, Chesapeake car insurance rates, and Richmond car insurance rates.

Ready to find affordable Norfolk, VA car insurance today? Enter your ZIP code for fast, free Norfolk car insurance quotes.

Cheapest Norfolk, VA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Norfolk, VA car insurance rates? Every Norfolk, Virginia car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Norfolk, Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,157 $2,033 $2,144 $2,144 $6,701 $7,656 $2,790 $2,782
GEICO $1,650 $1,638 $1,566 $1,566 $3,614 $4,829 $1,922 $1,888
Nationwide $1,512 $1,519 $1,342 $1,375 $3,672 $4,720 $1,672 $1,815
Progressive $1,286 $1,218 $1,169 $1,170 $6,055 $6,796 $1,559 $1,587
State Farm $1,640 $1,640 $1,496 $1,496 $5,175 $6,491 $1,860 $2,140
USAA $1,344 $1,323 $1,261 $1,268 $4,172 $4,951 $1,730 $1,901

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Minimum Car Insurance in Norfolk, VA

Every driver must carry the minimum car insurance in Norfolk, VA. Take a look at the Virginia car insurance requirements.

Minimum Required Car Insurance Coverage in Norfolk, Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Norfolk, VA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Norfolk, VA. Compare credit history car insurance rates in Norfolk from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Norfolk, Virginia

Insurance Company Poor Fair Good
Allstate $4,311 $3,468 $2,873
GEICO $2,593 $2,204 $2,204
Nationwide $2,605 $2,098 $1,907
Progressive $2,894 $2,542 $2,379
State Farm $3,903 $2,417 $1,907
USAA $2,998 $2,045 $1,688

Cheapest Norfolk, VA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Norfolk, VA to rates for a clean record with top companies.

Annual Norfolk, Virginia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,648 $4,253 $3,885 $3,418
GEICO $1,779 $2,301 $3,477 $1,779
Nationwide $1,916 $1,916 $2,807 $2,174
Progressive $2,215 $2,964 $2,656 $2,586
State Farm $2,490 $2,995 $2,742 $2,742
USAA $1,735 $2,262 $2,979 $2,000

Cheapest Norfolk, VA Car Insurance for Teen Drivers

Teen car insurance in Norfolk, VA can be expensive. Take a look at rates from the top car insurance companies in Norfolk for teenagers.

Annual Car Insurance Rates for Teen Drivers in Norfolk, Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,701 $7,656
GEICO $3,614 $4,829
Nationwide $3,672 $4,720
Progressive $6,055 $6,796
State Farm $5,175 $6,491
USAA $4,172 $4,951

Cheapest Norfolk, VA Car Insurance for Seniors

Take a look at Norfolk, VA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Norfolk, Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,144 $2,144
GEICO $1,566 $1,566
Nationwide $1,342 $1,375
Progressive $1,169 $1,170
State Farm $1,496 $1,496
USAA $1,261 $1,268

Cheapest Norfolk, VA Car Insurance Rates After a DUI

A DUI in Norfolk, VA increases car insurance rates. Compare Norfolk, Virginia DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Norfolk, Virginia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,885
GEICO $3,477
Nationwide $2,807
Progressive $2,656
State Farm $2,742
USAA $2,979

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Cheapest Norfolk, VA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Norfolk, VA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Norfolk, Virginia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,441 $3,661
GEICO $2,291 $2,377
Nationwide $2,203 $2,203
Progressive $2,605 $2,605
State Farm $2,673 $2,812
USAA $2,160 $2,327

Cheapest Norfolk, VA Car Insurance Rates by ZIP Code

Norfolk car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Norfolk, VA.

Annual Car Insurance Rates by ZIP Code in Norfolk, Virginia

ZIP Code Average Annual Rates
23502 $2,254
23503 $2,359
23504 $2,318
23505 $2,311
23507 $2,165
23508 $2,269
23509 $2,301
23510 $2,182
23513 $2,317
23517 $2,199
23518 $2,268
23519 $2,294
23520 $2,252
23521 $2,292
23523 $2,199
23529 $2,199

The Best Cheap Car Insurance Companies in Norfolk, VA

Take a look at a side-by-side comparison of the top car insurance companies in Norfolk, VA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Norfolk, Virginia

Insurance Company Average Annual Rates
Allstate $3,551
GEICO $2,334
Nationwide $2,203
Progressive $2,605
State Farm $2,742
USAA $2,244

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Category Winners: Cheapest Car Insurance in Norfolk, Virginia

Find the cheapest car insurance companies in Norfolk, VA for each category right here.

Best Annual Car Insurance Rates by Company in Norfolk, Virginia

Category Insurance Company
Teenagers Nationwide
Seniors Progressive
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI Progressive
With 1 Speeding Violation GEICO

Cheapest Norfolk, VA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Norfolk car insurance rates. Find the cheapest Norfolk, VA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Norfolk, Virginia

Insurance Company Low Medium High
Allstate $3,431 $3,551 $3,670
GEICO $2,240 $2,331 $2,431
Nationwide $2,303 $2,183 $2,125
Progressive $2,484 $2,575 $2,757
State Farm $2,559 $2,740 $2,927
USAA $2,143 $2,248 $2,340

What affects car insurance rates in Norfolk, Virginia?

What factors can have an impact on Norfolk, VA car insurance? There are several reasons why Norfolk car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Norfolk, Virginia.

Commute Time in Norfolk

The more time you spend in your car the higher the risk of an accident. The average commute length in Norfolk, VA is 21.3 minutes according to City-Data.

Traffic in Norfolk

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Norfolk, VA traffic data from INRIX ranks Norfolk as the 498th-most congested in the world.

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Compare Car Insurance Quotes in Norfolk, VA

Ready to find affordable Norfolk, Virginia car insurance today? Enter your ZIP code for fast, free Norfolk, VA car insurance quotes.

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