Compare Norman, OK Car Insurance Rates (2021)

Car insurance in Norman, OK averages $358 a month. Norman, Oklahoma car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Norman car insurance rates, compare quotes from the top car insurance companies in Norman, OK.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Norman is State Farm
  • The cheapest car insurance company in Norman for teen drivers is State Farm
  • Average car insurance rates in Norman, OK after a DUI are $4,867/year

If you need to buy Norman, Oklahoma car insurance, the options can be confusing. Everything you need to know about car insurance in Norman, OK is right here.

You’ll find Norman car insurance rates, the cheapest Norman, OK car insurance companies, and information on Oklahoma car insurance laws. You can also compare Norman, Oklahoma car insurance rates to Moore car insurance rates, Norman car insurance rates, and Midwest City car insurance rates.

Ready to find affordable Norman, OK car insurance today? Enter your ZIP code for fast, free Norman car insurance quotes.

Cheapest Norman, OK Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Norman, OK car insurance rates? Every Norman, Oklahoma car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Norman, Oklahoma

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,417 $2,422 $2,237 $2,345 $7,439 $8,730 $2,596 $2,728
Farmers $2,438 $2,413 $2,183 $2,326 $9,888 $10,125 $2,755 $2,844
GEICO $2,242 $2,469 $2,424 $2,776 $6,832 $7,288 $1,972 $1,979
Liberty Mutual $4,641 $4,903 $4,084 $4,457 $13,378 $14,709 $4,823 $4,989
Progressive $2,886 $2,744 $2,381 $2,517 $11,447 $12,827 $3,376 $3,529
State Farm $1,866 $1,866 $1,663 $1,663 $5,163 $6,482 $1,974 $2,226
USAA $1,932 $1,924 $1,865 $1,872 $6,383 $7,097 $2,479 $2,706

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Minimum Car Insurance in Norman, OK

Every driver must carry the minimum car insurance in Norman, OK. Take a look at the Oklahoma car insurance requirements.

Minimum Required Car Insurance Coverage in Norman, Oklahoma

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Norman, OK Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Norman, OK. Compare credit history car insurance rates in Norman from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Norman, Oklahoma

Insurance Company Poor Fair Good
Allstate $4,782 $3,620 $3,191
Farmers $5,007 $4,157 $3,951
GEICO $4,215 $3,498 $2,780
Liberty Mutual $10,033 $6,146 $4,815
Progressive $5,917 $5,038 $4,685
State Farm $3,984 $2,551 $2,053
USAA $4,841 $2,781 $2,225

Cheapest Norman, OK Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Norman, OK to rates for a clean record with top companies.

Annual Norman, Oklahoma Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,323 $3,892 $4,503 $3,739
Farmers $3,684 $4,758 $4,644 $4,399
GEICO $2,527 $3,910 $4,396 $3,159
Liberty Mutual $4,686 $7,902 $8,930 $6,474
Progressive $4,060 $7,546 $4,482 $4,765
State Farm $2,633 $3,093 $2,863 $2,863
USAA $2,416 $3,486 $4,250 $2,977

Cheapest Norman, OK Car Insurance for Teen Drivers

Teen car insurance in Norman, OK can be expensive. Take a look at rates from the top car insurance companies in Norman for teenagers.

Annual Car Insurance Rates for Teen Drivers in Norman, Oklahoma

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,439 $8,730
Farmers $9,888 $10,125
GEICO $6,832 $7,288
Liberty Mutual $13,378 $14,709
Progressive $11,447 $12,827
State Farm $5,163 $6,482
USAA $6,383 $7,097

Cheapest Norman, OK Car Insurance for Seniors

Take a look at Norman, OK senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Norman, Oklahoma

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,237 $2,345
Farmers $2,183 $2,326
GEICO $2,424 $2,776
Liberty Mutual $4,084 $4,457
Progressive $2,381 $2,517
State Farm $1,663 $1,663
USAA $1,865 $1,872

Cheapest Norman, OK Car Insurance Rates After a DUI

A DUI in Norman, OK increases car insurance rates. Compare Norman, Oklahoma DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Norman, Oklahoma

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,503
Farmers $4,644
GEICO $4,396
Liberty Mutual $8,930
Progressive $4,482
State Farm $2,863
USAA $4,250

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Cheapest Norman, OK Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Norman, OK by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Norman, Oklahoma

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,864 $3,864
Farmers $4,371 $4,371
GEICO $3,434 $3,561
Liberty Mutual $6,998 $6,998
Progressive $5,213 $5,213
State Farm $2,814 $2,911
USAA $3,243 $3,322

Cheapest Norman, OK Car Insurance Rates by ZIP Code

Norman car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Norman, OK.

Annual Car Insurance Rates by ZIP Code in Norman, Oklahoma

ZIP Code Average Annual Rates
73019 $4,325
73026 $4,383
73069 $4,193
73071 $4,294
73072 $4,285

The Best Cheap Car Insurance Companies in Norman, OK

Take a look at a side-by-side comparison of the top car insurance companies in Norman, OK to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Norman, Oklahoma

Insurance Company Average Annual Rates
Allstate $3,864
Farmers $4,371
GEICO $3,498
Liberty Mutual $6,998
Progressive $5,213
State Farm $2,863
USAA $3,282

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Category Winners: Cheapest Car Insurance in Norman, Oklahoma

Find the cheapest car insurance companies in Norman, OK for each category right here.

Best Annual Car Insurance Rates by Company in Norman, Oklahoma

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

Cheapest Norman, OK Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Norman car insurance rates. Find the cheapest Norman, OK car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Norman, Oklahoma

Insurance Company Low Medium High
Allstate $3,603 $3,847 $4,143
Farmers $4,136 $4,309 $4,669
GEICO $3,221 $3,509 $3,763
Liberty Mutual $6,626 $6,972 $7,395
Progressive $4,825 $5,180 $5,636
State Farm $2,663 $2,843 $3,083
USAA $3,139 $3,272 $3,436

What affects car insurance rates in Norman, Oklahoma?

What factors can have an impact on Norman, OK car insurance? There are several reasons why Norman car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Norman, Oklahoma.

Commute Time in Norman

The more time you spend in your car the higher the risk of an accident. The average commute length in Norman, OK is 22.5 minutes according to City-Data.

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Compare Car Insurance Quotes in Norman, OK

Ready to find affordable Norman, Oklahoma car insurance today? Enter your ZIP code for fast, free Norman, OK car insurance quotes.

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