Compare North Adams, MI Car Insurance Rates (2021)

Car insurance in North Adams, MI averages $727 a month. North Adams, Michigan car insurance requirements are 20/40/10, but you might need full coverage insurance if your car is financed. To find cheap North Adams car insurance rates, compare quotes from the top car insurance companies in North Adams, MI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in North Adams for teen drivers is USAA
  • Average car insurance rates in North Adams, MI are $8,730/year
  • Average car insurance rates in North Adams, MI after a DUI are $14,714/year

If you need to buy North Adams, Michigan car insurance, the options can be confusing. Everything you need to know about car insurance in North Adams, MI is right here.

You’ll find North Adams car insurance rates, the cheapest North Adams, MI car insurance companies, and information on Michigan car insurance laws. You can also compare North Adams, Michigan car insurance rates to Troy car insurance rates, Detroit car insurance rates, and Livonia car insurance rates.

Ready to find affordable North Adams, MI car insurance today? Enter your ZIP code for fast, free North Adams car insurance quotes.

Cheapest North Adams, MI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect North Adams, MI car insurance rates? Every North Adams, Michigan car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in North Adams, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $15,951 $15,951 $14,843 $14,843 $39,155 $39,155 $16,797 $16,797
Farmers $3,725 $3,725 $3,477 $3,477 $8,171 $8,171 $4,175 $4,175
GEICO $3,712 $3,712 $3,766 $3,766 $10,291 $10,291 $3,547 $3,547
Liberty Mutual $13,638 $13,638 $13,501 $13,501 $32,257 $32,257 $13,638 $13,638
Nationwide $2,608 $2,608 $2,355 $2,355 $5,982 $5,982 $2,809 $2,809
Progressive $2,850 $2,670 $2,514 $2,792 $10,164 $10,851 $3,319 $3,101
State Farm $6,331 $6,331 $5,819 $5,819 $21,450 $21,450 $7,411 $7,411
Travelers $4,480 $4,480 $3,858 $3,858 $13,395 $13,395 $4,862 $4,862
USAA $2,424 $2,301 $2,279 $2,158 $5,807 $5,521 $2,946 $2,832

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Minimum Car Insurance in North Adams, MI

Every driver must carry the minimum car insurance in North Adams, MI. Take a look at the Michigan car insurance requirements.

Minimum Required Car Insurance Coverage in North Adams, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest North Adams, MI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in North Adams, MI. Compare credit history car insurance rates in North Adams from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in North Adams, Michigan

Insurance Company Poor Fair Good
Allstate $32,938 $18,226 $13,896
Farmers $6,442 $4,272 $3,947
GEICO $6,848 $5,038 $4,102
Liberty Mutual $28,872 $16,683 $9,220
Nationwide $4,285 $3,243 $2,788
Progressive $5,522 $4,640 $4,186
State Farm $16,613 $8,419 $5,726
Travelers $6,813 $6,608 $6,525
USAA $4,902 $2,806 $2,143

Cheapest North Adams, MI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in North Adams, MI to rates for a clean record with top companies.

Annual North Adams, Michigan Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $10,549 $14,133 $47,302 $14,763
Farmers $4,120 $5,228 $5,162 $5,038
GEICO $1,906 $3,976 $11,948 $3,485
Liberty Mutual $12,830 $15,436 $28,384 $16,383
Nationwide $2,971 $3,886 $3,573 $3,324
Progressive $4,064 $5,310 $4,790 $4,966
State Farm $6,677 $7,921 $16,627 $9,787
Travelers $4,510 $6,426 $10,331 $5,327
USAA $2,649 $3,292 $4,309 $2,884

Cheapest North Adams, MI Car Insurance for Teen Drivers

Teen car insurance in North Adams, MI can be expensive. Take a look at rates from the top car insurance companies in North Adams for teenagers.

Annual Car Insurance Rates for Teen Drivers in North Adams, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $39,155 $39,155
Farmers $8,171 $8,171
GEICO $10,291 $10,291
Liberty Mutual $32,257 $32,257
Nationwide $5,982 $5,982
Progressive $10,164 $10,851
State Farm $21,450 $21,450
Travelers $13,395 $13,395
USAA $5,807 $5,521

Cheapest North Adams, MI Car Insurance for Seniors

Take a look at North Adams, MI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in North Adams, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $14,843 $14,843
Farmers $3,477 $3,477
GEICO $3,766 $3,766
Liberty Mutual $13,501 $13,501
Nationwide $2,355 $2,355
Progressive $2,514 $2,792
State Farm $5,819 $5,819
Travelers $3,858 $3,858
USAA $2,279 $2,158

Cheapest North Adams, MI Car Insurance Rates After a DUI

A DUI in North Adams, MI increases car insurance rates. Compare North Adams, Michigan DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in North Adams, Michigan

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $47,302
Farmers $5,162
GEICO $11,948
Liberty Mutual $28,384
Nationwide $3,573
Progressive $4,790
State Farm $16,627
Travelers $10,331
USAA $4,309

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Cheapest North Adams, MI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in North Adams, MI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in North Adams, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $21,687 $21,687
Farmers $4,887 $4,887
GEICO $5,206 $5,452
Liberty Mutual $17,626 $18,891
Nationwide $3,438 $3,438
Progressive $4,783 $4,783
State Farm $9,982 $10,524
Travelers $6,611 $6,686
USAA $3,246 $3,321

The Best Cheap Car Insurance Companies in North Adams, MI

Take a look at a side-by-side comparison of the top car insurance companies in North Adams, MI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in North Adams, Michigan

Insurance Company Average Annual Rates
Allstate $21,687
Farmers $4,887
GEICO $5,329
Liberty Mutual $18,258
Nationwide $3,438
Progressive $4,783
State Farm $10,253
Travelers $6,649
USAA $3,284

Category Winners: Cheapest Car Insurance in North Adams, Michigan

Find the cheapest car insurance companies in North Adams, MI for each category right here.

Best Annual Car Insurance Rates by Company in North Adams, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Nationwide
With 1 Speeding Violation USAA

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Cheapest North Adams, MI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your North Adams car insurance rates. Find the cheapest North Adams, MI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in North Adams, Michigan

Insurance Company Low Medium High
Allstate $21,034 $21,744 $22,282
Farmers $4,766 $4,877 $5,018
GEICO $4,950 $5,279 $5,759
Liberty Mutual $17,781 $18,212 $18,782
Nationwide $3,583 $3,386 $3,347
Progressive $4,630 $4,790 $4,928
State Farm $9,786 $10,310 $10,663
Travelers $6,575 $6,656 $6,715
USAA $3,191 $3,291 $3,369

What affects car insurance rates in North Adams, Michigan?

What factors can have an impact on North Adams, MI car insurance? There are several reasons why North Adams car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in North Adams, Michigan.

Commute Time in North Adams

The more time you spend in your car the higher the risk of an accident. The average commute length in North Adams, MI is 28.9 minutes according to City-Data.

Compare Car Insurance Quotes in North Adams, MI

Ready to find affordable North Adams, Michigan car insurance today? Enter your ZIP code for fast, free North Adams, MI car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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