Compare North Babylon, NY Car Insurance Rates (2021)

Car insurance in North Babylon, NY averages $511 a month. North Babylon, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap North Babylon car insurance rates, compare quotes from the top car insurance companies in North Babylon, NY.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in North Babylon, NY after a DUI are $8,216/year
  • Average car insurance rates in North Babylon, NY are $6,129/year
  • The cheapest car insurance company in North Babylon is GEICO

If you need to buy North Babylon, New York car insurance, the options can be confusing. Everything you need to know about car insurance in North Babylon, NY is right here.

You’ll find North Babylon car insurance rates, the cheapest North Babylon, NY car insurance companies, and information on New York car insurance laws. You can also compare North Babylon, New York car insurance rates to Albany car insurance rates, Rochester car insurance rates, and Mount Vernon car insurance rates.

Ready to find affordable North Babylon, NY car insurance today? Enter your ZIP code for fast, free North Babylon car insurance quotes.

Cheapest North Babylon, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect North Babylon, NY car insurance rates? Every North Babylon, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in North Babylon, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,046 $4,617 $4,834 $4,876 $15,384 $16,300 $4,702 $4,607
GEICO $2,651 $2,547 $2,572 $2,534 $5,727 $8,466 $2,381 $2,429
Liberty Mutual $6,368 $6,368 $5,931 $5,931 $12,483 $18,034 $6,368 $6,758
Nationwide $4,246 $4,246 $3,990 $3,990 $7,951 $11,985 $4,246 $5,511
Progressive $3,721 $3,348 $2,869 $2,945 $12,619 $13,730 $4,689 $4,383
State Farm $3,880 $3,880 $3,406 $3,406 $11,436 $14,027 $4,292 $4,505
Travelers $4,667 $4,558 $4,244 $4,453 $10,966 $12,923 $4,879 $4,961
USAA $2,555 $2,512 $2,329 $2,331 $10,414 $12,337 $3,288 $3,645

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Minimum Car Insurance in North Babylon, NY

Every driver must carry the minimum car insurance in North Babylon, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in North Babylon, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest North Babylon, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in North Babylon, NY. Compare credit history car insurance rates in North Babylon from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in North Babylon, New York

Insurance Company Poor Fair Good
Allstate $11,204 $6,221 $5,212
GEICO $4,592 $3,372 $3,026
Liberty Mutual $11,955 $7,803 $5,832
Nationwide $5,770 $5,770 $5,770
Progressive $9,869 $4,799 $3,446
State Farm $8,619 $5,404 $4,289
Travelers $9,098 $5,535 $4,735
USAA $7,537 $3,851 $3,391

Cheapest North Babylon, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in North Babylon, NY to rates for a clean record with top companies.

Annual North Babylon, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $6,311 $6,311 $9,462 $8,098
GEICO $2,821 $3,077 $5,934 $2,821
Liberty Mutual $6,702 $6,702 $14,015 $6,702
Nationwide $4,346 $4,346 $9,941 $4,450
Progressive $5,857 $5,857 $6,537 $5,901
State Farm $5,797 $5,797 $6,411 $6,411
Travelers $5,443 $6,935 $7,031 $6,417
USAA $4,387 $4,459 $6,400 $4,459

Cheapest North Babylon, NY Car Insurance for Teen Drivers

Teen car insurance in North Babylon, NY can be expensive. Take a look at rates from the top car insurance companies in North Babylon for teenagers.

Annual Car Insurance Rates for Teen Drivers in North Babylon, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $15,384 $16,300
GEICO $5,727 $8,466
Liberty Mutual $12,483 $18,034
Nationwide $7,951 $11,985
Progressive $12,619 $13,730
State Farm $11,436 $14,027
Travelers $10,966 $12,923
USAA $10,414 $12,337

Cheapest North Babylon, NY Car Insurance for Seniors

Take a look at North Babylon, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in North Babylon, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,834 $4,876
GEICO $2,572 $2,534
Liberty Mutual $5,931 $5,931
Nationwide $3,990 $3,990
Progressive $2,869 $2,945
State Farm $3,406 $3,406
Travelers $4,244 $4,453
USAA $2,329 $2,331

Cheapest North Babylon, NY Car Insurance Rates After a DUI

A DUI in North Babylon, NY increases car insurance rates. Compare North Babylon, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in North Babylon, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $9,462
GEICO $5,934
Liberty Mutual $14,015
Nationwide $9,941
Progressive $6,537
State Farm $6,411
Travelers $7,031
USAA $6,400

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Cheapest North Babylon, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in North Babylon, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in North Babylon, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $7,437 $7,654
GEICO $3,556 $3,771
Liberty Mutual $8,283 $8,777
Nationwide $5,770 $5,770
Progressive $6,038 $6,038
State Farm $5,878 $6,330
Travelers $6,456 $6,456
USAA $4,876 $4,977

The Best Cheap Car Insurance Companies in North Babylon, NY

Take a look at a side-by-side comparison of the top car insurance companies in North Babylon, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in North Babylon, New York

Insurance Company Average Annual Rates
Allstate $7,546
GEICO $3,663
Liberty Mutual $8,530
Nationwide $5,770
Progressive $6,038
State Farm $6,104
Travelers $6,456
USAA $4,926

Category Winners: Cheapest Car Insurance in North Babylon, New York

Find the cheapest car insurance companies in North Babylon, NY for each category right here.

Best Annual Car Insurance Rates by Company in North Babylon, New York

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Cheapest North Babylon, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your North Babylon car insurance rates. Find the cheapest North Babylon, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in North Babylon, New York

Insurance Company Low Medium High
Allstate $6,614 $7,487 $8,536
GEICO $3,429 $3,642 $3,919
Liberty Mutual $8,070 $8,505 $9,015
Nationwide $5,355 $5,713 $6,243
Progressive $5,653 $5,988 $6,473
State Farm $5,733 $6,146 $6,433
Travelers $6,072 $6,377 $6,920
USAA $4,742 $4,893 $5,144

What affects car insurance rates in North Babylon, New York?

What factors can have an impact on North Babylon, NY car insurance? There are several reasons why North Babylon car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in North Babylon, New York.

Commute Time in North Babylon

The more time you spend in your car the higher the risk of an accident. The average commute length in North Babylon, NY is 33.4 minutes according to City-Data.

Compare Car Insurance Quotes in North Babylon, NY

Ready to find affordable North Babylon, New York car insurance today? Enter your ZIP code for fast, free North Babylon, NY car insurance quotes.

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