Compare North Bergen, NJ Car Insurance Rates (2021)

Car insurance in North Bergen, NJ averages $683 a month. North Bergen, New Jersey car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap North Bergen car insurance rates, compare quotes from the top car insurance companies in North Bergen, NJ.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in North Bergen, NJ after a DUI are $9,662/year
  • The cheapest car insurance company in North Bergen is GEICO
  • Average car insurance rates in North Bergen, NJ are $8,199/year

If you need to buy North Bergen, New Jersey car insurance, the options can be confusing. Everything you need to know about car insurance in North Bergen, NJ is right here.

You’ll find North Bergen car insurance rates, the cheapest North Bergen, NJ car insurance companies, and information on New Jersey car insurance laws. You can also compare North Bergen, New Jersey car insurance rates to Trenton car insurance rates, Paterson car insurance rates, and Jersey City car insurance rates.

Ready to find affordable North Bergen, NJ car insurance today? Enter your ZIP code for fast, free North Bergen car insurance quotes.

Cheapest North Bergen, NJ Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect North Bergen, NJ car insurance rates? Every North Bergen, New Jersey car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in North Bergen, New Jersey

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,031 $5,009 $4,897 $4,897 $15,850 $19,168 $5,954 $6,071
Farmers $7,787 $7,861 $7,573 $7,386 $23,025 $26,476 $9,268 $9,416
GEICO $3,065 $3,017 $3,002 $3,002 $5,632 $5,543 $3,546 $3,411
Liberty Mutual $6,368 $6,368 $7,005 $7,005 $16,666 $18,926 $7,005 $8,056
Progressive $3,049 $2,800 $2,732 $2,827 $14,180 $15,525 $3,625 $3,430
State Farm $6,433 $6,433 $5,840 $5,840 $21,475 $27,566 $7,361 $8,227
Travelers $4,628 $4,455 $4,276 $4,295 $10,377 $11,608 $4,471 $4,398

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Minimum Car Insurance in North Bergen, NJ

Every driver must carry the minimum car insurance in North Bergen, NJ. Take a look at the New Jersey car insurance requirements.

Minimum Required Car Insurance Coverage in North Bergen, New Jersey

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest North Bergen, NJ Car Insurance Rates by Credit Score

Your credit affects car insurance costs in North Bergen, NJ. Compare credit history car insurance rates in North Bergen from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in North Bergen, New Jersey

Insurance Company Poor Fair Good
Allstate $11,754 $7,462 $5,863
Farmers $14,778 $11,465 $10,803
GEICO $5,726 $3,261 $2,344
Liberty Mutual $12,296 $9,082 $7,646
Progressive $6,781 $5,879 $5,404
State Farm $16,173 $9,715 $7,552
Travelers $8,234 $5,958 $3,998

Cheapest North Bergen, NJ Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in North Bergen, NJ to rates for a clean record with top companies.

Annual North Bergen, New Jersey Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $6,265 $10,458 $9,088 $7,628
Farmers $9,533 $16,299 $13,237 $10,327
GEICO $2,920 $3,864 $5,404 $2,920
Liberty Mutual $9,286 $10,648 $9,480 $9,286
Progressive $5,132 $6,980 $5,925 $6,047
State Farm $6,013 $11,032 $17,780 $9,762
Travelers $4,626 $6,966 $6,720 $5,942

Cheapest North Bergen, NJ Car Insurance for Teen Drivers

Teen car insurance in North Bergen, NJ can be expensive. Take a look at rates from the top car insurance companies in North Bergen for teenagers.

Annual Car Insurance Rates for Teen Drivers in North Bergen, New Jersey

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $15,850 $19,168
Farmers $23,025 $26,476
GEICO $5,632 $5,543
Liberty Mutual $16,666 $18,926
Progressive $14,180 $15,525
State Farm $21,475 $27,566
Travelers $10,377 $11,608

Cheapest North Bergen, NJ Car Insurance for Seniors

Take a look at North Bergen, NJ senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in North Bergen, New Jersey

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,897 $4,897
Farmers $7,573 $7,386
GEICO $3,002 $3,002
Liberty Mutual $7,005 $7,005
Progressive $2,732 $2,827
State Farm $5,840 $5,840
Travelers $4,276 $4,295

Cheapest North Bergen, NJ Car Insurance Rates After a DUI

A DUI in North Bergen, NJ increases car insurance rates. Compare North Bergen, New Jersey DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in North Bergen, New Jersey

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $9,088
Farmers $13,237
GEICO $5,404
Liberty Mutual $9,480
Progressive $5,925
State Farm $17,780
Travelers $6,720

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Cheapest North Bergen, NJ Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in North Bergen, NJ by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in North Bergen, New Jersey

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $8,345 $8,374
Farmers $12,349 $12,349
GEICO $3,745 $3,810
Liberty Mutual $9,580 $9,770
Progressive $6,021 $6,021
State Farm $10,850 $11,444
Travelers $6,063 $6,063

The Best Cheap Car Insurance Companies in North Bergen, NJ

Take a look at a side-by-side comparison of the top car insurance companies in North Bergen, NJ to find the best option for your needs.

Average Annual Car Insurance Rates by Company in North Bergen, New Jersey

Insurance Company Average Annual Rates
Allstate $8,360
Farmers $12,349
GEICO $3,777
Liberty Mutual $9,675
Progressive $6,021
State Farm $11,147
Travelers $6,063

Category Winners: Cheapest Car Insurance in North Bergen, New Jersey

Find the cheapest car insurance companies in North Bergen, NJ for each category right here.

Best Annual Car Insurance Rates by Company in North Bergen, New Jersey

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Cheapest North Bergen, NJ Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your North Bergen car insurance rates. Find the cheapest North Bergen, NJ car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in North Bergen, New Jersey

Insurance Company Low Medium High
Allstate $7,667 $8,489 $8,923
Farmers $11,112 $12,268 $13,667
GEICO $3,320 $3,856 $4,155
Liberty Mutual $8,628 $9,973 $10,423
Progressive $5,476 $6,110 $6,477
State Farm $10,282 $11,305 $11,854
Travelers $5,533 $6,057 $6,601

Compare Car Insurance Quotes in North Bergen, NJ

Ready to find affordable North Bergen, New Jersey car insurance today? Enter your ZIP code for fast, free North Bergen, NJ car insurance quotes.

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