Compare North Charleston, SC Car Insurance Rates (2021)

Car insurance in North Charleston, SC averages $335 a month. North Charleston, South Carolina car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap North Charleston car insurance rates, compare quotes from the top car insurance companies in North Charleston, SC.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in North Charleston, SC after a DUI are $4,596/year
  • Average car insurance rates in North Charleston, SC are $4,018/year
  • The cheapest car insurance company in North Charleston is GEICO

If you need to buy North Charleston, South Carolina car insurance, the options can be confusing. Everything you need to know about car insurance in North Charleston, SC is right here.

You’ll find North Charleston car insurance rates, the cheapest North Charleston, SC car insurance companies, and information on South Carolina car insurance laws. You can also compare North Charleston, South Carolina car insurance rates to Florence car insurance rates, Rock Hill car insurance rates, and Hilton Head Island car insurance rates.

Ready to find affordable North Charleston, SC car insurance today? Enter your ZIP code for fast, free North Charleston car insurance quotes.

Cheapest North Charleston, SC Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect North Charleston, SC car insurance rates? Every North Charleston, South Carolina car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in North Charleston, South Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,858 $2,858 $2,734 $2,734 $7,390 $9,423 $3,168 $3,447
Farmers $3,165 $3,179 $3,047 $3,278 $8,608 $9,412 $3,471 $3,482
GEICO $2,415 $2,415 $2,206 $2,206 $6,050 $6,172 $2,829 $2,912
Nationwide $2,631 $2,662 $2,370 $2,456 $6,471 $8,325 $2,985 $3,251
Progressive $2,451 $2,245 $2,113 $2,215 $10,394 $11,462 $2,810 $2,912
State Farm $2,222 $2,222 $2,021 $2,021 $6,541 $8,234 $2,500 $2,805
USAA $1,979 $1,988 $1,823 $1,828 $7,779 $8,515 $2,596 $2,739

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Minimum Car Insurance in North Charleston, SC

Every driver must carry the minimum car insurance in North Charleston, SC. Take a look at the South Carolina car insurance requirements.

Minimum Required Car Insurance Coverage in North Charleston, South Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest North Charleston, SC Car Insurance Rates by Credit Score

Your credit affects car insurance costs in North Charleston, SC. Compare credit history car insurance rates in North Charleston from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in North Charleston, South Carolina

Insurance Company Poor Fair Good
Allstate $5,436 $4,090 $3,453
Farmers $5,382 $4,559 $4,174
GEICO $5,187 $2,790 $2,226
Nationwide $4,625 $3,762 $3,295
Progressive $5,078 $4,470 $4,178
State Farm $5,135 $3,125 $2,452
USAA $5,693 $2,814 $2,461

Cheapest North Charleston, SC Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in North Charleston, SC to rates for a clean record with top companies.

Annual North Charleston, South Carolina Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,250 $5,176 $4,574 $4,306
Farmers $3,929 $5,434 $4,518 $4,939
GEICO $2,620 $3,356 $5,008 $2,620
Nationwide $3,104 $4,004 $5,052 $3,415
Progressive $3,737 $5,470 $4,582 $4,512
State Farm $3,232 $3,984 $3,533 $3,533
USAA $2,898 $3,575 $4,904 $3,247

Cheapest North Charleston, SC Car Insurance for Teen Drivers

Teen car insurance in North Charleston, SC can be expensive. Take a look at rates from the top car insurance companies in North Charleston for teenagers.

Annual Car Insurance Rates for Teen Drivers in North Charleston, South Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,390 $9,423
Farmers $8,608 $9,412
GEICO $6,050 $6,172
Nationwide $6,471 $8,325
Progressive $10,394 $11,462
State Farm $6,541 $8,234
USAA $7,779 $8,515

Cheapest North Charleston, SC Car Insurance for Seniors

Take a look at North Charleston, SC senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in North Charleston, South Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,734 $2,734
Farmers $3,047 $3,278
GEICO $2,206 $2,206
Nationwide $2,370 $2,456
Progressive $2,113 $2,215
State Farm $2,021 $2,021
USAA $1,823 $1,828

Cheapest North Charleston, SC Car Insurance Rates After a DUI

A DUI in North Charleston, SC increases car insurance rates. Compare North Charleston, South Carolina DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in North Charleston, South Carolina

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,574
Farmers $4,518
GEICO $5,008
Nationwide $5,052
Progressive $4,582
State Farm $3,533
USAA $4,904

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Cheapest North Charleston, SC Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in North Charleston, SC by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in North Charleston, South Carolina

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,234 $4,419
Farmers $4,705 $4,705
GEICO $3,380 $3,422
Nationwide $3,894 $3,894
Progressive $4,575 $4,575
State Farm $3,479 $3,663
USAA $3,617 $3,695

Cheapest North Charleston, SC Car Insurance Rates by ZIP Code

North Charleston car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in North Charleston, SC.

Annual Car Insurance Rates by ZIP Code in North Charleston, South Carolina

ZIP Code Average Annual Rates
29405 $3,781
29406 $3,737
29418 $3,878
29420 $3,678
29485 $3,589

The Best Cheap Car Insurance Companies in North Charleston, SC

Take a look at a side-by-side comparison of the top car insurance companies in North Charleston, SC to find the best option for your needs.

Average Annual Car Insurance Rates by Company in North Charleston, South Carolina

Insurance Company Average Annual Rates
Allstate $4,326
Farmers $4,705
GEICO $3,401
Nationwide $3,894
Progressive $4,575
State Farm $3,571
USAA $3,656

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Category Winners: Cheapest Car Insurance in North Charleston, South Carolina

Find the cheapest car insurance companies in North Charleston, SC for each category right here.

Best Annual Car Insurance Rates by Company in North Charleston, South Carolina

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

Cheapest North Charleston, SC Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your North Charleston car insurance rates. Find the cheapest North Charleston, SC car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in North Charleston, South Carolina

Insurance Company Low Medium High
Allstate $4,067 $4,306 $4,606
Farmers $4,163 $4,701 $5,252
GEICO $3,133 $3,361 $3,708
Nationwide $3,827 $3,900 $3,955
Progressive $4,190 $4,507 $5,028
State Farm $3,292 $3,570 $3,851
USAA $3,434 $3,650 $3,884

What affects car insurance rates in North Charleston, South Carolina?

What factors can have an impact on North Charleston, SC car insurance? There are several reasons why North Charleston car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in North Charleston, South Carolina.

Commute Time in North Charleston

The more time you spend in your car the higher the risk of an accident. The average commute length in North Charleston, SC is 24.0 minutes according to City-Data.

Traffic in North Charleston

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. North Charleston, SC traffic data from INRIX ranks North Charleston as the 919th-most congested in the world.

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Compare Car Insurance Quotes in North Charleston, SC

Ready to find affordable North Charleston, South Carolina car insurance today? Enter your ZIP code for fast, free North Charleston, SC car insurance quotes.

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