Compare North Chelmsford, MA Car Insurance Rates (2021)

Car insurance in North Chelmsford, MA averages $259 a month. North Chelmsford, Massachusetts car insurance requirements are 20/40/5, but you might need full coverage insurance if your car is financed. To find cheap North Chelmsford car insurance rates, compare quotes from the top car insurance companies in North Chelmsford, MA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in North Chelmsford, MA are $3,104/year
  • The cheapest car insurance company in North Chelmsford is USAA
  • Average car insurance rates in North Chelmsford, MA after a DUI are $3,767/year

If you need to buy North Chelmsford, Massachusetts car insurance, the options can be confusing. Everything you need to know about car insurance in North Chelmsford, MA is right here.

You’ll find North Chelmsford car insurance rates, the cheapest North Chelmsford, MA car insurance companies, and information on Massachusetts car insurance laws. You can also compare North Chelmsford, Massachusetts car insurance rates to Cambridge car insurance rates, Lynn car insurance rates, and Lowell car insurance rates.

Ready to find affordable North Chelmsford, MA car insurance today? Enter your ZIP code for fast, free North Chelmsford car insurance quotes.

Cheapest North Chelmsford, MA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect North Chelmsford, MA car insurance rates? Every North Chelmsford, Massachusetts car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in North Chelmsford, Massachusetts

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,004 $2,004 $2,004 $2,004 $7,124 $7,124 $2,245 $2,245
GEICO $2,295 $2,295 $2,140 $2,140 $5,731 $5,731 $2,363 $2,363
Liberty Mutual $2,503 $2,503 $2,181 $2,181 $8,226 $8,226 $2,618 $2,618
Progressive $2,698 $2,698 $2,592 $2,592 $10,278 $10,278 $2,911 $2,911
State Farm $1,434 $1,434 $1,434 $1,434 $3,222 $3,222 $1,434 $1,434
Travelers $2,520 $2,520 $2,235 $2,235 $5,118 $5,118 $2,796 $2,796
USAA $1,259 $1,259 $1,240 $1,240 $2,918 $2,918 $1,389 $1,389

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Minimum Car Insurance in North Chelmsford, MA

Every driver must carry the minimum car insurance in North Chelmsford, MA. Take a look at the Massachusetts car insurance requirements.

Minimum Required Car Insurance Coverage in North Chelmsford, Massachusetts

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest North Chelmsford, MA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in North Chelmsford, MA to rates for a clean record with top companies.

Annual North Chelmsford, Massachusetts Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,595 $3,847 $4,341 $2,595
GEICO $2,495 $3,454 $3,939 $2,641
Liberty Mutual $3,062 $4,174 $5,027 $3,267
Progressive $3,868 $5,483 $4,340 $4,788
State Farm $1,475 $2,036 $2,422 $1,592
Travelers $2,478 $3,414 $3,639 $3,137
USAA $1,214 $1,574 $2,661 $1,357

Cheapest North Chelmsford, MA Car Insurance for Teen Drivers

Teen car insurance in North Chelmsford, MA can be expensive. Take a look at rates from the top car insurance companies in North Chelmsford for teenagers.

Annual Car Insurance Rates for Teen Drivers in North Chelmsford, Massachusetts

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,124 $7,124
GEICO $5,731 $5,731
Liberty Mutual $8,226 $8,226
Progressive $10,278 $10,278
State Farm $3,222 $3,222
Travelers $5,118 $5,118
USAA $2,918 $2,918

Cheapest North Chelmsford, MA Car Insurance for Seniors

Take a look at North Chelmsford, MA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in North Chelmsford, Massachusetts

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,004 $2,004
GEICO $2,140 $2,140
Liberty Mutual $2,181 $2,181
Progressive $2,592 $2,592
State Farm $1,434 $1,434
Travelers $2,235 $2,235
USAA $1,240 $1,240

Cheapest North Chelmsford, MA Car Insurance Rates After a DUI

A DUI in North Chelmsford, MA increases car insurance rates. Compare North Chelmsford, Massachusetts DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in North Chelmsford, Massachusetts

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,341
GEICO $3,939
Liberty Mutual $5,027
Progressive $4,340
State Farm $2,422
Travelers $3,639
USAA $2,661

Cheapest North Chelmsford, MA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in North Chelmsford, MA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in North Chelmsford, Massachusetts

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,239 $3,449
GEICO $3,074 $3,190
Liberty Mutual $3,729 $4,036
Progressive $4,620 $4,620
State Farm $1,837 $1,926
Travelers $3,020 $3,314
USAA $1,655 $1,748

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The Best Cheap Car Insurance Companies in North Chelmsford, MA

Take a look at a side-by-side comparison of the top car insurance companies in North Chelmsford, MA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in North Chelmsford, Massachusetts

Insurance Company Average Annual Rates
Allstate $3,344
GEICO $3,132
Liberty Mutual $3,882
Progressive $4,620
State Farm $1,881
Travelers $3,167
USAA $1,701

Category Winners: Cheapest Car Insurance in North Chelmsford, Massachusetts

Find the cheapest car insurance companies in North Chelmsford, MA for each category right here.

Best Annual Car Insurance Rates by Company in North Chelmsford, Massachusetts

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Cheapest North Chelmsford, MA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your North Chelmsford car insurance rates. Find the cheapest North Chelmsford, MA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in North Chelmsford, Massachusetts

Insurance Company Low Medium High
Allstate $3,112 $3,395 $3,526
GEICO $2,878 $3,185 $3,333
Liberty Mutual $3,635 $3,933 $4,079
Progressive $4,208 $4,696 $4,954
State Farm $1,706 $1,914 $2,024
Travelers $2,867 $3,232 $3,402
USAA $1,577 $1,730 $1,798

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Compare Car Insurance Quotes in North Chelmsford, MA

Ready to find affordable North Chelmsford, Massachusetts car insurance today? Enter your ZIP code for fast, free North Chelmsford, MA car insurance quotes.

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