Compare North Houston, TX Car Insurance Rates (2021)

Car insurance in North Houston, TX averages $400 a month. North Houston, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap North Houston car insurance rates, compare quotes from the top car insurance companies in North Houston, TX.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in North Houston is USAA
  • Average car insurance rates in North Houston, TX are $4,800/year
  • The cheapest car insurance company in North Houston for teen drivers is USAA

If you need to buy North Houston, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in North Houston, TX is right here.

You’ll find North Houston car insurance rates, the cheapest North Houston, TX car insurance companies, and information on Texas car insurance laws. You can also compare North Houston, Texas car insurance rates to Fort Worth car insurance rates, El Paso car insurance rates, and Corpus Christi car insurance rates.

Ready to find affordable North Houston, TX car insurance today? Enter your ZIP code for fast, free North Houston car insurance quotes.

Cheapest North Houston, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect North Houston, TX car insurance rates? Every North Houston, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in North Houston, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,158 $4,189 $4,105 $4,105 $11,086 $13,373 $5,144 $5,349
American Family $3,009 $3,374 $2,866 $3,306 $8,473 $11,080 $4,422 $5,054
GEICO $3,131 $3,398 $3,025 $3,483 $6,941 $7,142 $3,396 $3,355
Nationwide $2,682 $2,723 $2,367 $2,504 $7,739 $9,931 $3,165 $3,424
Progressive $3,991 $3,825 $3,493 $3,587 $16,018 $17,886 $4,762 $4,847
State Farm $2,334 $2,334 $2,082 $2,082 $5,628 $7,176 $2,540 $2,613
USAA $1,753 $1,756 $1,682 $1,662 $4,997 $5,417 $2,332 $2,483

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Minimum Car Insurance in North Houston, TX

Every driver must carry the minimum car insurance in North Houston, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in North Houston, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest North Houston, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in North Houston, TX. Compare credit history car insurance rates in North Houston from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in North Houston, Texas

Insurance Company Poor Fair Good
Allstate $8,190 $5,994 $5,131
American Family $7,070 $4,541 $3,982
GEICO $6,570 $3,691 $2,440
Nationwide $5,182 $4,160 $3,609
Progressive $8,308 $7,077 $6,518
State Farm $4,735 $2,954 $2,357
USAA $4,038 $2,349 $1,894

Cheapest North Houston, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in North Houston, TX to rates for a clean record with top companies.

Annual North Houston, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,971 $7,744 $8,068 $4,971
American Family $4,734 $6,032 $5,291 $4,734
GEICO $3,582 $4,746 $3,960 $4,648
Nationwide $3,742 $3,742 $5,556 $4,229
Progressive $6,347 $8,182 $7,472 $7,203
State Farm $2,970 $3,414 $4,041 $2,970
USAA $2,050 $3,046 $3,591 $2,354

Cheapest North Houston, TX Car Insurance for Teen Drivers

Teen car insurance in North Houston, TX can be expensive. Take a look at rates from the top car insurance companies in North Houston for teenagers.

Annual Car Insurance Rates for Teen Drivers in North Houston, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,086 $13,373
American Family $8,473 $11,080
GEICO $6,941 $7,142
Nationwide $7,739 $9,931
Progressive $16,018 $17,886
State Farm $5,628 $7,176
USAA $4,997 $5,417

Cheapest North Houston, TX Car Insurance for Seniors

Take a look at North Houston, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in North Houston, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,105 $4,105
American Family $2,866 $3,306
GEICO $3,025 $3,483
Nationwide $2,367 $2,504
Progressive $3,493 $3,587
State Farm $2,082 $2,082
USAA $1,682 $1,662

Cheapest North Houston, TX Car Insurance Rates After a DUI

A DUI in North Houston, TX increases car insurance rates. Compare North Houston, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in North Houston, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $8,068
American Family $5,291
GEICO $3,960
Nationwide $5,556
Progressive $7,472
State Farm $4,041
USAA $3,591

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Cheapest North Houston, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in North Houston, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in North Houston, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,279 $6,598
American Family $5,198 $5,198
GEICO $4,148 $4,320
Nationwide $4,317 $4,317
Progressive $7,301 $7,301
State Farm $3,349 $3,349
USAA $2,725 $2,795

The Best Cheap Car Insurance Companies in North Houston, TX

Take a look at a side-by-side comparison of the top car insurance companies in North Houston, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in North Houston, Texas

Insurance Company Average Annual Rates
Allstate $6,439
American Family $5,198
GEICO $4,234
Nationwide $4,317
Progressive $7,301
State Farm $3,349
USAA $2,760

Category Winners: Cheapest Car Insurance in North Houston, Texas

Find the cheapest car insurance companies in North Houston, TX for each category right here.

Best Annual Car Insurance Rates by Company in North Houston, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest North Houston, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your North Houston car insurance rates. Find the cheapest North Houston, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in North Houston, Texas

Insurance Company Low Medium High
Allstate $6,288 $6,382 $6,646
American Family $4,791 $4,990 $5,812
GEICO $3,960 $4,161 $4,581
Nationwide $4,632 $4,132 $4,188
Progressive $6,916 $7,264 $7,722
State Farm $3,160 $3,336 $3,550
USAA $2,654 $2,747 $2,880

Compare Car Insurance Quotes in North Houston, TX

Ready to find affordable North Houston, Texas car insurance today? Enter your ZIP code for fast, free North Houston, TX car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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