Compare North Kingstown, RI Car Insurance Rates (2021)

Car insurance in North Kingstown, RI averages $385 a month. North Kingstown, Rhode Island car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap North Kingstown car insurance rates, compare quotes from the top car insurance companies in North Kingstown, RI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in North Kingstown, RI are $4,626/year
  • The cheapest car insurance company in North Kingstown is State Farm
  • Average car insurance rates in North Kingstown, RI after a DUI are $5,554/year

If you need to buy North Kingstown, Rhode Island car insurance, the options can be confusing. Everything you need to know about car insurance in North Kingstown, RI is right here.

You’ll find North Kingstown car insurance rates, the cheapest North Kingstown, RI car insurance companies, and information on Rhode Island car insurance laws. You can also compare North Kingstown, Rhode Island car insurance rates to Hopkinton car insurance rates, Foster car insurance rates, and Cumberland car insurance rates.

Ready to find affordable North Kingstown, RI car insurance today? Enter your ZIP code for fast, free North Kingstown car insurance quotes.

Cheapest North Kingstown, RI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect North Kingstown, RI car insurance rates? Every North Kingstown, Rhode Island car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in North Kingstown, Rhode Island

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,779 $3,709 $3,756 $3,920 $6,623 $7,811 $3,958 $4,078
GEICO $2,733 $2,800 $2,800 $2,738 $8,526 $11,139 $2,827 $2,951
Liberty Mutual $3,557 $3,557 $3,393 $3,393 $8,535 $13,290 $3,557 $4,819
Nationwide $2,811 $2,859 $2,472 $2,624 $7,276 $9,374 $3,333 $3,623
Progressive $2,600 $2,468 $2,389 $2,375 $11,659 $13,115 $3,178 $3,239
State Farm $1,296 $1,296 $1,144 $1,144 $3,550 $4,730 $1,423 $1,695
Travelers $1,628 $1,647 $1,659 $1,651 $16,890 $26,747 $1,676 $1,855
USAA $1,952 $1,925 $1,874 $1,833 $9,023 $10,316 $2,664 $2,789

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Minimum Car Insurance in North Kingstown, RI

Every driver must carry the minimum car insurance in North Kingstown, RI. Take a look at the Rhode Island car insurance requirements.

Minimum Required Car Insurance Coverage in North Kingstown, Rhode Island

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest North Kingstown, RI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in North Kingstown, RI. Compare credit history car insurance rates in North Kingstown from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in North Kingstown, Rhode Island

Insurance Company Poor Fair Good
Allstate $5,886 $4,535 $3,691
GEICO $5,115 $4,437 $4,141
Liberty Mutual $7,241 $4,818 $4,479
Nationwide $4,984 $4,105 $3,801
Progressive $5,740 $4,995 $4,648
State Farm $2,731 $1,848 $1,525
Travelers $7,048 $6,567 $6,542
USAA $5,994 $3,416 $2,731

Cheapest North Kingstown, RI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in North Kingstown, RI to rates for a clean record with top companies.

Annual North Kingstown, Rhode Island Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,998 $4,795 $5,497 $4,527
GEICO $2,956 $3,886 $7,707 $3,708
Liberty Mutual $5,085 $5,884 $5,998 $5,085
Nationwide $3,964 $4,368 $4,742 $4,112
Progressive $4,183 $6,642 $4,698 $4,988
State Farm $1,888 $2,475 $1,888 $1,888
Travelers $6,023 $6,228 $7,765 $6,860
USAA $2,938 $3,992 $6,140 $3,119

Cheapest North Kingstown, RI Car Insurance for Teen Drivers

Teen car insurance in North Kingstown, RI can be expensive. Take a look at rates from the top car insurance companies in North Kingstown for teenagers.

Annual Car Insurance Rates for Teen Drivers in North Kingstown, Rhode Island

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,623 $7,811
GEICO $8,526 $11,139
Liberty Mutual $8,535 $13,290
Nationwide $7,276 $9,374
Progressive $11,659 $13,115
State Farm $3,550 $4,730
Travelers $16,890 $26,747
USAA $9,023 $10,316

Cheapest North Kingstown, RI Car Insurance for Seniors

Take a look at North Kingstown, RI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in North Kingstown, Rhode Island

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,756 $3,920
GEICO $2,800 $2,738
Liberty Mutual $3,393 $3,393
Nationwide $2,472 $2,624
Progressive $2,389 $2,375
State Farm $1,144 $1,144
Travelers $1,659 $1,651
USAA $1,874 $1,833

Cheapest North Kingstown, RI Car Insurance Rates After a DUI

A DUI in North Kingstown, RI increases car insurance rates. Compare North Kingstown, Rhode Island DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in North Kingstown, Rhode Island

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,497
GEICO $7,707
Liberty Mutual $5,998
Nationwide $4,742
Progressive $4,698
State Farm $1,888
Travelers $7,765
USAA $6,140

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Cheapest North Kingstown, RI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in North Kingstown, RI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in North Kingstown, Rhode Island

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,671 $4,737
GEICO $4,472 $4,656
Liberty Mutual $5,336 $5,690
Nationwide $4,297 $4,297
Progressive $5,128 $5,128
State Farm $1,973 $2,096
Travelers $6,719 $6,719
USAA $4,009 $4,086

The Best Cheap Car Insurance Companies in North Kingstown, RI

Take a look at a side-by-side comparison of the top car insurance companies in North Kingstown, RI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in North Kingstown, Rhode Island

Insurance Company Average Annual Rates
Allstate $4,704
GEICO $4,564
Liberty Mutual $5,513
Nationwide $4,297
Progressive $5,128
State Farm $2,035
Travelers $6,719
USAA $4,047

Category Winners: Cheapest Car Insurance in North Kingstown, Rhode Island

Find the cheapest car insurance companies in North Kingstown, RI for each category right here.

Best Annual Car Insurance Rates by Company in North Kingstown, Rhode Island

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest North Kingstown, RI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your North Kingstown car insurance rates. Find the cheapest North Kingstown, RI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in North Kingstown, Rhode Island

Insurance Company Low Medium High
Allstate $4,482 $4,693 $4,938
GEICO $4,333 $4,552 $4,807
Liberty Mutual $5,181 $5,473 $5,885
Nationwide $4,437 $4,324 $4,129
Progressive $4,819 $5,095 $5,469
State Farm $1,927 $2,030 $2,146
Travelers $6,819 $6,842 $6,496
USAA $3,863 $4,051 $4,228

What affects car insurance rates in North Kingstown, Rhode Island?

What factors can have an impact on North Kingstown, RI car insurance? There are several reasons why North Kingstown car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in North Kingstown, Rhode Island.

Car Theft in North Kingstown

High levels of vehicle theft can make car insurance more expensive. North Kingstown, RI car theft statistics from the FBI indicate 16 vehicle thefts a year.

Compare Car Insurance Quotes in North Kingstown, RI

Ready to find affordable North Kingstown, Rhode Island car insurance today? Enter your ZIP code for fast, free North Kingstown, RI car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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