Compare North Liberty, IN Car Insurance Rates (2021)

Car insurance in North Liberty, IN averages $273 a month. North Liberty, Indiana car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap North Liberty car insurance rates, compare quotes from the top car insurance companies in North Liberty, IN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in North Liberty, IN are $3,271/year
  • The cheapest car insurance company in North Liberty is USAA
  • Average car insurance rates in North Liberty, IN after a DUI are $3,889/year

If you need to buy North Liberty, Indiana car insurance, the options can be confusing. Everything you need to know about car insurance in North Liberty, IN is right here.

You’ll find North Liberty car insurance rates, the cheapest North Liberty, IN car insurance companies, and information on Indiana car insurance laws. You can also compare North Liberty, Indiana car insurance rates to Indianapolis car insurance rates, Gary car insurance rates, and Fort Wayne car insurance rates.

Ready to find affordable North Liberty, IN car insurance today? Enter your ZIP code for fast, free North Liberty car insurance quotes.

Cheapest North Liberty, IN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect North Liberty, IN car insurance rates? Every North Liberty, Indiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in North Liberty, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,440 $2,504 $2,138 $2,340 $7,422 $9,348 $2,485 $2,703
American Family $2,285 $2,285 $2,057 $2,057 $6,352 $9,181 $2,285 $2,806
Farmers $1,479 $1,458 $1,266 $1,423 $7,961 $8,500 $1,947 $2,101
GEICO $1,534 $1,521 $1,431 $1,480 $4,461 $4,147 $1,750 $1,547
Liberty Mutual $3,828 $3,828 $3,520 $3,520 $8,348 $12,592 $3,828 $5,238
Nationwide $1,820 $1,859 $1,593 $1,701 $5,378 $6,988 $2,143 $2,345
Progressive $1,569 $1,490 $1,420 $1,429 $9,145 $10,307 $1,968 $2,017
State Farm $1,411 $1,411 $1,256 $1,256 $4,263 $5,463 $1,560 $1,738
Travelers $1,227 $1,249 $1,149 $1,149 $7,543 $11,900 $1,297 $1,506
USAA $1,091 $1,073 $1,018 $1,023 $3,070 $3,422 $1,474 $1,573

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Minimum Car Insurance in North Liberty, IN

Every driver must carry the minimum car insurance in North Liberty, IN. Take a look at the Indiana car insurance requirements.

Minimum Required Car Insurance Coverage in North Liberty, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest North Liberty, IN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in North Liberty, IN. Compare credit history car insurance rates in North Liberty from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in North Liberty, Indiana

Insurance Company Poor Fair Good
Allstate $4,866 $3,617 $3,285
American Family $5,016 $3,252 $2,722
Farmers $3,812 $3,108 $2,881
GEICO $2,688 $2,234 $1,780
Liberty Mutual $7,441 $4,843 $4,479
Nationwide $3,391 $2,862 $2,682
Progressive $4,050 $3,580 $3,374
State Farm $3,344 $1,995 $1,546
Travelers $3,762 $3,187 $3,184
USAA $2,309 $1,531 $1,314

Cheapest North Liberty, IN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in North Liberty, IN to rates for a clean record with top companies.

Annual North Liberty, Indiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,135 $4,596 $4,235 $3,724
American Family $2,524 $4,025 $5,097 $3,008
Farmers $2,926 $3,404 $3,510 $3,228
GEICO $1,471 $2,307 $3,115 $2,043
Liberty Mutual $4,336 $5,129 $8,100 $4,786
Nationwide $2,558 $3,304 $3,167 $2,884
Progressive $2,753 $4,807 $3,284 $3,828
State Farm $2,241 $2,456 $2,241 $2,241
Travelers $2,868 $3,546 $4,018 $3,077
USAA $1,295 $1,849 $2,121 $1,606

Cheapest North Liberty, IN Car Insurance for Teen Drivers

Teen car insurance in North Liberty, IN can be expensive. Take a look at rates from the top car insurance companies in North Liberty for teenagers.

Annual Car Insurance Rates for Teen Drivers in North Liberty, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,422 $9,348
American Family $6,352 $9,181
Farmers $7,961 $8,500
GEICO $4,461 $4,147
Liberty Mutual $8,348 $12,592
Nationwide $5,378 $6,988
Progressive $9,145 $10,307
State Farm $4,263 $5,463
Travelers $7,543 $11,900
USAA $3,070 $3,422

Cheapest North Liberty, IN Car Insurance for Seniors

Take a look at North Liberty, IN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in North Liberty, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,138 $2,340
American Family $2,057 $2,057
Farmers $1,266 $1,423
GEICO $1,431 $1,480
Liberty Mutual $3,520 $3,520
Nationwide $1,593 $1,701
Progressive $1,420 $1,429
State Farm $1,256 $1,256
Travelers $1,149 $1,149
USAA $1,018 $1,023

Cheapest North Liberty, IN Car Insurance Rates After a DUI

A DUI in North Liberty, IN increases car insurance rates. Compare North Liberty, Indiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in North Liberty, Indiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,235
American Family $5,097
Farmers $3,510
GEICO $3,115
Liberty Mutual $8,100
Nationwide $3,167
Progressive $3,284
State Farm $2,241
Travelers $4,018
USAA $2,121

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Cheapest North Liberty, IN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in North Liberty, IN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in North Liberty, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,923 $3,923
American Family $3,619 $3,708
Farmers $3,267 $3,267
GEICO $2,193 $2,275
Liberty Mutual $5,440 $5,736
Nationwide $2,978 $2,978
Progressive $3,668 $3,668
State Farm $2,230 $2,360
Travelers $3,377 $3,377
USAA $1,695 $1,741

The Best Cheap Car Insurance Companies in North Liberty, IN

Take a look at a side-by-side comparison of the top car insurance companies in North Liberty, IN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in North Liberty, Indiana

Insurance Company Average Annual Rates
Allstate $3,923
American Family $3,663
Farmers $3,267
GEICO $2,234
Liberty Mutual $5,588
Nationwide $2,978
Progressive $3,668
State Farm $2,295
Travelers $3,377
USAA $1,718

Category Winners: Cheapest Car Insurance in North Liberty, Indiana

Find the cheapest car insurance companies in North Liberty, IN for each category right here.

Best Annual Car Insurance Rates by Company in North Liberty, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest North Liberty, IN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your North Liberty car insurance rates. Find the cheapest North Liberty, IN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in North Liberty, Indiana

Insurance Company Low Medium High
Allstate $3,744 $3,909 $4,115
American Family $3,622 $3,784 $3,584
Farmers $3,145 $3,260 $3,395
GEICO $2,089 $2,228 $2,385
Liberty Mutual $5,393 $5,573 $5,798
Nationwide $3,000 $2,957 $2,977
Progressive $3,469 $3,612 $3,923
State Farm $2,189 $2,294 $2,402
Travelers $3,317 $3,409 $3,406
USAA $1,652 $1,714 $1,789

What affects car insurance rates in North Liberty, Indiana?

What factors can have an impact on North Liberty, IN car insurance? There are several reasons why North Liberty car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in North Liberty, Indiana.

Commute Time in North Liberty

The more time you spend in your car the higher the risk of an accident. The average commute length in North Liberty, IN is 26.2 minutes according to City-Data.

Compare Car Insurance Quotes in North Liberty, IN

Ready to find affordable North Liberty, Indiana car insurance today? Enter your ZIP code for fast, free North Liberty, IN car insurance quotes.

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Average Monthly Car Insurance Rates by State