Compare North Little Rock, AR Car Insurance Rates (2021)

Car insurance in North Little Rock, AR averages $374 a month. North Little Rock, Arkansas car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap North Little Rock car insurance rates, compare quotes from the top car insurance companies in North Little Rock, AR.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in North Little Rock is USAA
  • Average car insurance rates in North Little Rock, AR are $4,488/year
  • The cheapest car insurance company in North Little Rock for teen drivers is USAA

If you need to buy North Little Rock, Arkansas car insurance, the options can be confusing. Everything you need to know about car insurance in North Little Rock, AR is right here.

You’ll find North Little Rock car insurance rates, the cheapest North Little Rock, AR car insurance companies, and information on Arkansas car insurance laws. You can also compare North Little Rock, Arkansas car insurance rates to Fort Smith car insurance rates, Bentonville car insurance rates, and Rogers car insurance rates.

Ready to find affordable North Little Rock, AR car insurance today? Enter your ZIP code for fast, free North Little Rock car insurance quotes.

Cheapest North Little Rock, AR Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect North Little Rock, AR car insurance rates? Every North Little Rock, Arkansas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in North Little Rock, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,013 $3,018 $2,703 $2,889 $11,413 $13,733 $3,301 $3,570
Farmers $2,437 $2,426 $2,170 $2,291 $10,710 $11,124 $2,786 $2,915
GEICO $2,526 $2,485 $2,319 $2,254 $7,074 $7,045 $2,515 $2,551
Liberty Mutual $2,466 $2,641 $2,383 $2,663 $9,201 $10,140 $2,674 $2,788
Nationwide $2,870 $2,915 $2,578 $2,715 $7,164 $9,098 $3,310 $3,562
Progressive $2,924 $2,746 $2,413 $2,525 $12,886 $14,506 $3,486 $3,767
State Farm $1,941 $1,941 $1,762 $1,762 $5,974 $7,483 $2,196 $2,531
Travelers $2,425 $2,464 $2,433 $2,435 $14,954 $24,165 $2,615 $2,950
USAA $1,462 $1,466 $1,367 $1,361 $4,843 $5,038 $1,883 $2,017

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Minimum Car Insurance in North Little Rock, AR

Every driver must carry the minimum car insurance in North Little Rock, AR. Take a look at the Arkansas car insurance requirements.

Minimum Required Car Insurance Coverage in North Little Rock, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest North Little Rock, AR Car Insurance Rates by Credit Score

Your credit affects car insurance costs in North Little Rock, AR. Compare credit history car insurance rates in North Little Rock from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in North Little Rock, Arkansas

Insurance Company Poor Fair Good
Allstate $6,847 $5,259 $4,258
Farmers $5,220 $4,405 $4,196
GEICO $4,304 $3,546 $2,938
Liberty Mutual $6,297 $3,821 $2,990
Nationwide $5,047 $4,071 $3,712
Progressive $6,373 $5,482 $5,116
State Farm $4,638 $2,789 $2,169
Travelers $7,784 $6,525 $6,106
USAA $3,202 $2,203 $1,884

Cheapest North Little Rock, AR Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in North Little Rock, AR to rates for a clean record with top companies.

Annual North Little Rock, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,466 $5,658 $6,321 $5,375
Farmers $3,896 $4,999 $4,890 $4,645
GEICO $2,467 $3,749 $5,514 $2,655
Liberty Mutual $2,959 $4,848 $5,678 $3,993
Nationwide $3,330 $4,299 $5,813 $3,664
Progressive $4,867 $6,809 $5,124 $5,827
State Farm $2,912 $3,485 $3,199 $3,199
Travelers $5,692 $5,879 $8,668 $6,982
USAA $1,856 $2,376 $3,425 $2,062

Cheapest North Little Rock, AR Car Insurance for Teen Drivers

Teen car insurance in North Little Rock, AR can be expensive. Take a look at rates from the top car insurance companies in North Little Rock for teenagers.

Annual Car Insurance Rates for Teen Drivers in North Little Rock, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,413 $13,733
Farmers $10,710 $11,124
GEICO $7,074 $7,045
Liberty Mutual $9,201 $10,140
Nationwide $7,164 $9,098
Progressive $12,886 $14,506
State Farm $5,974 $7,483
Travelers $14,954 $24,165
USAA $4,843 $5,038

Cheapest North Little Rock, AR Car Insurance for Seniors

Take a look at North Little Rock, AR senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in North Little Rock, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,703 $2,889
Farmers $2,170 $2,291
GEICO $2,319 $2,254
Liberty Mutual $2,383 $2,663
Nationwide $2,578 $2,715
Progressive $2,413 $2,525
State Farm $1,762 $1,762
Travelers $2,433 $2,435
USAA $1,367 $1,361

Cheapest North Little Rock, AR Car Insurance Rates After a DUI

A DUI in North Little Rock, AR increases car insurance rates. Compare North Little Rock, Arkansas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in North Little Rock, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,321
Farmers $4,890
GEICO $5,514
Liberty Mutual $5,678
Nationwide $5,813
Progressive $5,124
State Farm $3,199
Travelers $8,668
USAA $3,425

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Cheapest North Little Rock, AR Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in North Little Rock, AR by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in North Little Rock, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,455 $5,455
Farmers $4,607 $4,607
GEICO $3,563 $3,629
Liberty Mutual $4,369 $4,369
Nationwide $4,277 $4,277
Progressive $5,657 $5,657
State Farm $3,120 $3,277
Travelers $6,805 $6,805
USAA $2,361 $2,498

Cheapest North Little Rock, AR Car Insurance Rates by ZIP Code

North Little Rock car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in North Little Rock, AR.

Annual Car Insurance Rates by ZIP Code in North Little Rock, Arkansas

ZIP Code Average Annual Rates
72114 $4,891
72116 $4,393
72117 $4,469
72118 $4,575
72120 $4,444

The Best Cheap Car Insurance Companies in North Little Rock, AR

Take a look at a side-by-side comparison of the top car insurance companies in North Little Rock, AR to find the best option for your needs.

Average Annual Car Insurance Rates by Company in North Little Rock, Arkansas

Insurance Company Average Annual Rates
Allstate $5,455
Farmers $4,607
GEICO $3,596
Liberty Mutual $4,369
Nationwide $4,277
Progressive $5,657
State Farm $3,199
Travelers $6,805
USAA $2,429

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Category Winners: Cheapest Car Insurance in North Little Rock, Arkansas

Find the cheapest car insurance companies in North Little Rock, AR for each category right here.

Best Annual Car Insurance Rates by Company in North Little Rock, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Cheapest North Little Rock, AR Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your North Little Rock car insurance rates. Find the cheapest North Little Rock, AR car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in North Little Rock, Arkansas

Insurance Company Low Medium High
Allstate $5,288 $5,452 $5,625
Farmers $4,340 $4,550 $4,932
GEICO $3,428 $3,595 $3,766
Liberty Mutual $4,207 $4,336 $4,564
Nationwide $4,281 $4,185 $4,364
Progressive $5,065 $5,527 $6,378
State Farm $3,021 $3,197 $3,378
Travelers $6,416 $6,821 $7,179
USAA $2,311 $2,420 $2,557

What affects car insurance rates in North Little Rock, Arkansas?

What factors can have an impact on North Little Rock, AR car insurance? There are several reasons why North Little Rock car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in North Little Rock, Arkansas.

Commute Time in North Little Rock

The more time you spend in your car the higher the risk of an accident. The average commute length in North Little Rock, AR is 19.2 minutes according to City-Data.

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Compare Car Insurance Quotes in North Little Rock, AR

Ready to find affordable North Little Rock, Arkansas car insurance today? Enter your ZIP code for fast, free North Little Rock, AR car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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