Compare North Muskegon, MI Car Insurance Rates (2021)

Car insurance in North Muskegon, MI averages $781 a month. North Muskegon, Michigan car insurance requirements are 20/40/10, but you might need full coverage insurance if your car is financed. To find cheap North Muskegon car insurance rates, compare quotes from the top car insurance companies in North Muskegon, MI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in North Muskegon, MI after a DUI are $15,594/year
  • Average car insurance rates in North Muskegon, MI are $9,372/year
  • The cheapest car insurance company in North Muskegon for teen drivers is USAA

If you need to buy North Muskegon, Michigan car insurance, the options can be confusing. Everything you need to know about car insurance in North Muskegon, MI is right here.

You’ll find North Muskegon car insurance rates, the cheapest North Muskegon, MI car insurance companies, and information on Michigan car insurance laws. You can also compare North Muskegon, Michigan car insurance rates to Warren car insurance rates, Detroit car insurance rates, and Troy car insurance rates.

Ready to find affordable North Muskegon, MI car insurance today? Enter your ZIP code for fast, free North Muskegon car insurance quotes.

Cheapest North Muskegon, MI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect North Muskegon, MI car insurance rates? Every North Muskegon, Michigan car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in North Muskegon, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $14,662 $14,662 $13,595 $13,595 $36,860 $36,860 $15,453 $15,453
Farmers $3,747 $3,747 $3,489 $3,489 $8,497 $8,497 $4,212 $4,212
GEICO $3,614 $3,614 $3,688 $3,688 $10,576 $10,576 $3,468 $3,468
Liberty Mutual $13,501 $13,501 $13,368 $13,368 $31,589 $31,589 $13,501 $13,501
Nationwide $4,017 $4,017 $3,575 $3,575 $10,634 $10,634 $4,406 $4,406
Progressive $2,833 $2,656 $2,508 $2,769 $10,649 $11,478 $3,308 $3,119
State Farm $7,202 $7,202 $6,706 $6,706 $25,603 $25,603 $8,467 $8,467
Travelers $6,706 $6,706 $5,743 $5,743 $20,375 $20,375 $7,293 $7,293
USAA $2,431 $2,295 $2,290 $2,157 $5,888 $5,571 $2,946 $2,814

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Minimum Car Insurance in North Muskegon, MI

Every driver must carry the minimum car insurance in North Muskegon, MI. Take a look at the Michigan car insurance requirements.

Minimum Required Car Insurance Coverage in North Muskegon, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest North Muskegon, MI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in North Muskegon, MI. Compare credit history car insurance rates in North Muskegon from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in North Muskegon, Michigan

Insurance Company Poor Fair Good
Allstate $30,531 $16,920 $12,976
Farmers $6,505 $4,388 $4,066
GEICO $6,857 $5,045 $4,107
Liberty Mutual $28,449 $16,436 $9,083
Nationwide $7,069 $5,348 $4,557
Progressive $5,638 $4,776 $4,331
State Farm $19,462 $9,842 $6,680
Travelers $10,279 $9,968 $9,841
USAA $4,921 $2,823 $2,152

Cheapest North Muskegon, MI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in North Muskegon, MI to rates for a clean record with top companies.

Annual North Muskegon, Michigan Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $9,764 $13,040 $44,056 $13,710
Farmers $4,193 $5,340 $5,264 $5,148
GEICO $1,866 $3,975 $12,034 $3,471
Liberty Mutual $12,439 $15,131 $28,365 $16,024
Nationwide $4,850 $6,457 $5,872 $5,454
Progressive $4,191 $5,467 $4,904 $5,098
State Farm $7,550 $9,096 $19,917 $11,415
Travelers $6,788 $9,693 $15,607 $8,028
USAA $2,659 $3,315 $4,327 $2,895

Cheapest North Muskegon, MI Car Insurance for Teen Drivers

Teen car insurance in North Muskegon, MI can be expensive. Take a look at rates from the top car insurance companies in North Muskegon for teenagers.

Annual Car Insurance Rates for Teen Drivers in North Muskegon, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $36,860 $36,860
Farmers $8,497 $8,497
GEICO $10,576 $10,576
Liberty Mutual $31,589 $31,589
Nationwide $10,634 $10,634
Progressive $10,649 $11,478
State Farm $25,603 $25,603
Travelers $20,375 $20,375
USAA $5,888 $5,571

Cheapest North Muskegon, MI Car Insurance for Seniors

Take a look at North Muskegon, MI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in North Muskegon, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $13,595 $13,595
Farmers $3,489 $3,489
GEICO $3,688 $3,688
Liberty Mutual $13,368 $13,368
Nationwide $3,575 $3,575
Progressive $2,508 $2,769
State Farm $6,706 $6,706
Travelers $5,743 $5,743
USAA $2,290 $2,157

Cheapest North Muskegon, MI Car Insurance Rates After a DUI

A DUI in North Muskegon, MI increases car insurance rates. Compare North Muskegon, Michigan DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in North Muskegon, Michigan

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $44,056
Farmers $5,264
GEICO $12,034
Liberty Mutual $28,365
Nationwide $5,872
Progressive $4,904
State Farm $19,917
Travelers $15,607
USAA $4,327

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Cheapest North Muskegon, MI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in North Muskegon, MI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in North Muskegon, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $20,143 $20,143
Farmers $4,986 $4,986
GEICO $5,216 $5,457
Liberty Mutual $17,375 $18,605
Nationwide $5,658 $5,658
Progressive $4,915 $4,915
State Farm $11,669 $12,320
Travelers $9,971 $10,087
USAA $3,261 $3,336

The Best Cheap Car Insurance Companies in North Muskegon, MI

Take a look at a side-by-side comparison of the top car insurance companies in North Muskegon, MI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in North Muskegon, Michigan

Insurance Company Average Annual Rates
Allstate $20,143
Farmers $4,986
GEICO $5,337
Liberty Mutual $17,990
Nationwide $5,658
Progressive $4,915
State Farm $11,994
Travelers $10,029
USAA $3,299

Category Winners: Cheapest Car Insurance in North Muskegon, Michigan

Find the cheapest car insurance companies in North Muskegon, MI for each category right here.

Best Annual Car Insurance Rates by Company in North Muskegon, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest North Muskegon, MI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your North Muskegon car insurance rates. Find the cheapest North Muskegon, MI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in North Muskegon, Michigan

Insurance Company Low Medium High
Allstate $19,702 $20,181 $20,544
Farmers $4,864 $4,976 $5,118
GEICO $5,008 $5,292 $5,710
Liberty Mutual $17,587 $17,951 $18,431
Nationwide $5,892 $5,569 $5,513
Progressive $4,794 $4,920 $5,031
State Farm $11,377 $12,071 $12,535
Travelers $9,935 $10,037 $10,116
USAA $3,204 $3,306 $3,386

What affects car insurance rates in North Muskegon, Michigan?

What factors can have an impact on North Muskegon, MI car insurance? There are several reasons why North Muskegon car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in North Muskegon, Michigan.

Car Theft in North Muskegon

High levels of vehicle theft can make car insurance more expensive. North Muskegon, MI car theft statistics from the FBI indicate 4 vehicle thefts a year.

Commute Time in North Muskegon

The more time you spend in your car the higher the risk of an accident. The average commute length in North Muskegon, MI is 20.3 minutes according to City-Data.

Compare Car Insurance Quotes in North Muskegon, MI

Ready to find affordable North Muskegon, Michigan car insurance today? Enter your ZIP code for fast, free North Muskegon, MI car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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