Compare North Myrtle Beach, SC Car Insurance Rates (2021)

Car insurance in North Myrtle Beach, SC averages $305 a month. North Myrtle Beach, South Carolina car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap North Myrtle Beach car insurance rates, compare quotes from the top car insurance companies in North Myrtle Beach, SC.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in North Myrtle Beach for teen drivers is GEICO
  • Average car insurance rates in North Myrtle Beach, SC are $3,659/year
  • The cheapest car insurance company in North Myrtle Beach is State Farm

If you need to buy North Myrtle Beach, South Carolina car insurance, the options can be confusing. Everything you need to know about car insurance in North Myrtle Beach, SC is right here.

You’ll find North Myrtle Beach car insurance rates, the cheapest North Myrtle Beach, SC car insurance companies, and information on South Carolina car insurance laws. You can also compare North Myrtle Beach, South Carolina car insurance rates to Charleston car insurance rates, Goose Creek car insurance rates, and Rock Hill car insurance rates.

Ready to find affordable North Myrtle Beach, SC car insurance today? Enter your ZIP code for fast, free North Myrtle Beach car insurance quotes.

Cheapest North Myrtle Beach, SC Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect North Myrtle Beach, SC car insurance rates? Every North Myrtle Beach, South Carolina car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in North Myrtle Beach, South Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,603 $2,603 $2,489 $2,489 $6,675 $8,522 $2,886 $3,139
Farmers $3,121 $3,135 $3,016 $3,237 $8,570 $9,360 $3,425 $3,448
GEICO $2,083 $2,083 $1,902 $1,902 $5,299 $5,399 $2,446 $2,521
Nationwide $2,365 $2,391 $2,136 $2,210 $5,768 $7,401 $2,679 $2,911
Progressive $2,357 $2,169 $2,034 $2,125 $9,889 $10,905 $2,709 $2,814
State Farm $1,770 $1,770 $1,615 $1,615 $5,183 $6,507 $1,988 $2,232
USAA $1,805 $1,811 $1,660 $1,663 $7,257 $7,942 $2,379 $2,508

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in North Myrtle Beach, SC

Every driver must carry the minimum car insurance in North Myrtle Beach, SC. Take a look at the South Carolina car insurance requirements.

Minimum Required Car Insurance Coverage in North Myrtle Beach, South Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest North Myrtle Beach, SC Car Insurance Rates by Credit Score

Your credit affects car insurance costs in North Myrtle Beach, SC. Compare credit history car insurance rates in North Myrtle Beach from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in North Myrtle Beach, South Carolina

Insurance Company Poor Fair Good
Allstate $4,941 $3,708 $3,128
Farmers $5,325 $4,522 $4,146
GEICO $4,506 $2,424 $1,933
Nationwide $4,124 $3,369 $2,955
Progressive $4,860 $4,274 $3,992
State Farm $4,062 $2,486 $1,958
USAA $5,256 $2,601 $2,277

Cheapest North Myrtle Beach, SC Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in North Myrtle Beach, SC to rates for a clean record with top companies.

Annual North Myrtle Beach, South Carolina Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,967 $4,688 $4,140 $3,909
Farmers $3,896 $5,391 $4,479 $4,891
GEICO $2,279 $2,915 $4,345 $2,279
Nationwide $2,788 $3,580 $4,501 $3,062
Progressive $3,579 $5,222 $4,379 $4,321
State Farm $2,567 $3,163 $2,805 $2,805
USAA $2,671 $3,301 $4,546 $2,994

Cheapest North Myrtle Beach, SC Car Insurance for Teen Drivers

Teen car insurance in North Myrtle Beach, SC can be expensive. Take a look at rates from the top car insurance companies in North Myrtle Beach for teenagers.

Annual Car Insurance Rates for Teen Drivers in North Myrtle Beach, South Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,675 $8,522
Farmers $8,570 $9,360
GEICO $5,299 $5,399
Nationwide $5,768 $7,401
Progressive $9,889 $10,905
State Farm $5,183 $6,507
USAA $7,257 $7,942

Cheapest North Myrtle Beach, SC Car Insurance for Seniors

Take a look at North Myrtle Beach, SC senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in North Myrtle Beach, South Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,489 $2,489
Farmers $3,016 $3,237
GEICO $1,902 $1,902
Nationwide $2,136 $2,210
Progressive $2,034 $2,125
State Farm $1,615 $1,615
USAA $1,660 $1,663

Cheapest North Myrtle Beach, SC Car Insurance Rates After a DUI

A DUI in North Myrtle Beach, SC increases car insurance rates. Compare North Myrtle Beach, South Carolina DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in North Myrtle Beach, South Carolina

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,140
Farmers $4,479
GEICO $4,345
Nationwide $4,501
Progressive $4,379
State Farm $2,805
USAA $4,546

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest North Myrtle Beach, SC Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in North Myrtle Beach, SC by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in North Myrtle Beach, South Carolina

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,843 $4,008
Farmers $4,664 $4,664
GEICO $2,935 $2,973
Nationwide $3,483 $3,483
Progressive $4,375 $4,375
State Farm $2,764 $2,907
USAA $3,343 $3,414

The Best Cheap Car Insurance Companies in North Myrtle Beach, SC

Take a look at a side-by-side comparison of the top car insurance companies in North Myrtle Beach, SC to find the best option for your needs.

Average Annual Car Insurance Rates by Company in North Myrtle Beach, South Carolina

Insurance Company Average Annual Rates
Allstate $3,926
Farmers $4,664
GEICO $2,954
Nationwide $3,483
Progressive $4,375
State Farm $2,835
USAA $3,378

Category Winners: Cheapest Car Insurance in North Myrtle Beach, South Carolina

Find the cheapest car insurance companies in North Myrtle Beach, SC for each category right here.

Best Annual Car Insurance Rates by Company in North Myrtle Beach, South Carolina

Category Insurance Company
Teenagers GEICO
Seniors State Farm
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest North Myrtle Beach, SC Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your North Myrtle Beach car insurance rates. Find the cheapest North Myrtle Beach, SC car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in North Myrtle Beach, South Carolina

Insurance Company Low Medium High
Allstate $3,691 $3,907 $4,180
Farmers $4,148 $4,662 $5,182
GEICO $2,734 $2,923 $3,206
Nationwide $3,404 $3,488 $3,555
Progressive $4,034 $4,318 $4,775
State Farm $2,608 $2,834 $3,063
USAA $3,180 $3,374 $3,580

What affects car insurance rates in North Myrtle Beach, South Carolina?

What factors can have an impact on North Myrtle Beach, SC car insurance? There are several reasons why North Myrtle Beach car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in North Myrtle Beach, South Carolina.

Commute Time in North Myrtle Beach

The more time you spend in your car the higher the risk of an accident. The average commute length in North Myrtle Beach, SC is 21.5 minutes according to City-Data.

Compare Car Insurance Quotes in North Myrtle Beach, SC

Ready to find affordable North Myrtle Beach, South Carolina car insurance today? Enter your ZIP code for fast, free North Myrtle Beach, SC car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption