Compare North Platte, NE Car Insurance Rates (2021)

Car insurance in North Platte, NE averages $285 a month. North Platte, Nebraska car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap North Platte car insurance rates, compare quotes from the top car insurance companies in North Platte, NE.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in North Platte is American Family
  • The cheapest car insurance company in North Platte for teen drivers is American Family
  • Average car insurance rates in North Platte, NE are $3,417/year

If you need to buy North Platte, Nebraska car insurance, the options can be confusing. Everything you need to know about car insurance in North Platte, NE is right here.

You’ll find North Platte car insurance rates, the cheapest North Platte, NE car insurance companies, and information on Nebraska car insurance laws. You can also compare North Platte, Nebraska car insurance rates to Fremont car insurance rates, Hastings car insurance rates, and North Platte car insurance rates.

Ready to find affordable North Platte, NE car insurance today? Enter your ZIP code for fast, free North Platte car insurance quotes.

Cheapest North Platte, NE Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect North Platte, NE car insurance rates? Every North Platte, Nebraska car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in North Platte, Nebraska

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,390 $2,275 $2,127 $2,146 $6,742 $7,125 $2,687 $2,739
American Family $1,725 $1,725 $1,569 $1,569 $2,873 $4,208 $1,687 $1,823
Farmers $2,164 $2,153 $1,944 $2,044 $8,059 $8,293 $2,450 $2,571
GEICO $3,271 $3,213 $3,200 $3,079 $6,485 $8,525 $2,940 $2,860
Liberty Mutual $3,257 $3,538 $2,570 $3,127 $13,537 $15,213 $3,434 $3,811
Nationwide $1,781 $1,842 $1,593 $1,709 $4,012 $5,015 $2,039 $2,209
Progressive $2,046 $1,975 $1,681 $1,745 $7,853 $8,855 $2,449 $2,619
State Farm $1,592 $1,592 $1,390 $1,390 $4,256 $5,435 $1,756 $1,992
USAA $1,509 $1,513 $1,359 $1,415 $4,567 $5,506 $1,972 $2,217

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Minimum Car Insurance in North Platte, NE

Every driver must carry the minimum car insurance in North Platte, NE. Take a look at the Nebraska car insurance requirements.

Minimum Required Car Insurance Coverage in North Platte, Nebraska

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest North Platte, NE Car Insurance Rates by Credit Score

Your credit affects car insurance costs in North Platte, NE. Compare credit history car insurance rates in North Platte from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in North Platte, Nebraska

Insurance Company Poor Fair Good
Allstate $4,378 $3,331 $2,879
American Family $2,874 $1,968 $1,600
Farmers $4,260 $3,519 $3,350
GEICO $4,804 $4,162 $3,624
Liberty Mutual $8,763 $5,271 $4,149
Nationwide $3,039 $2,412 $2,124
Progressive $4,191 $3,519 $3,248
State Farm $3,524 $2,113 $1,640
USAA $3,357 $2,256 $1,908

Cheapest North Platte, NE Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in North Platte, NE to rates for a clean record with top companies.

Annual North Platte, Nebraska Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,062 $3,456 $4,172 $3,425
American Family $2,101 $2,285 $2,101 $2,101
Farmers $3,140 $4,018 $3,919 $3,761
GEICO $2,666 $3,862 $5,866 $4,392
Liberty Mutual $5,209 $6,112 $6,645 $6,277
Nationwide $1,785 $2,586 $3,702 $2,027
Progressive $3,105 $4,555 $3,473 $3,477
State Farm $2,258 $2,593 $2,425 $2,425
USAA $1,906 $2,389 $3,574 $2,159

Cheapest North Platte, NE Car Insurance for Teen Drivers

Teen car insurance in North Platte, NE can be expensive. Take a look at rates from the top car insurance companies in North Platte for teenagers.

Annual Car Insurance Rates for Teen Drivers in North Platte, Nebraska

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,742 $7,125
American Family $2,873 $4,208
Farmers $8,059 $8,293
GEICO $6,485 $8,525
Liberty Mutual $13,537 $15,213
Nationwide $4,012 $5,015
Progressive $7,853 $8,855
State Farm $4,256 $5,435
USAA $4,567 $5,506

Cheapest North Platte, NE Car Insurance for Seniors

Take a look at North Platte, NE senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in North Platte, Nebraska

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,127 $2,146
American Family $1,569 $1,569
Farmers $1,944 $2,044
GEICO $3,200 $3,079
Liberty Mutual $2,570 $3,127
Nationwide $1,593 $1,709
Progressive $1,681 $1,745
State Farm $1,390 $1,390
USAA $1,359 $1,415

Cheapest North Platte, NE Car Insurance Rates After a DUI

A DUI in North Platte, NE increases car insurance rates. Compare North Platte, Nebraska DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in North Platte, Nebraska

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,172
American Family $2,101
Farmers $3,919
GEICO $5,866
Liberty Mutual $6,645
Nationwide $3,702
Progressive $3,473
State Farm $2,425
USAA $3,574

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Cheapest North Platte, NE Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in North Platte, NE by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in North Platte, Nebraska

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,529 $3,529
American Family $2,130 $2,165
Farmers $3,710 $3,710
GEICO $4,131 $4,262
Liberty Mutual $6,061 $6,061
Nationwide $2,525 $2,525
Progressive $3,653 $3,653
State Farm $2,364 $2,487
USAA $2,478 $2,537

The Best Cheap Car Insurance Companies in North Platte, NE

Take a look at a side-by-side comparison of the top car insurance companies in North Platte, NE to find the best option for your needs.

Average Annual Car Insurance Rates by Company in North Platte, Nebraska

Insurance Company Average Annual Rates
Allstate $3,529
American Family $2,147
Farmers $3,710
GEICO $4,197
Liberty Mutual $6,061
Nationwide $2,525
Progressive $3,653
State Farm $2,425
USAA $2,507

Category Winners: Cheapest Car Insurance in North Platte, Nebraska

Find the cheapest car insurance companies in North Platte, NE for each category right here.

Best Annual Car Insurance Rates by Company in North Platte, Nebraska

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record Nationwide
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation Nationwide

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Cheapest North Platte, NE Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your North Platte car insurance rates. Find the cheapest North Platte, NE car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in North Platte, Nebraska

Insurance Company Low Medium High
Allstate $3,444 $3,522 $3,621
American Family $2,134 $2,211 $2,097
Farmers $3,570 $3,664 $3,895
GEICO $4,116 $4,193 $4,280
Liberty Mutual $5,910 $6,032 $6,241
Nationwide $2,573 $2,514 $2,488
Progressive $3,483 $3,643 $3,831
State Farm $2,336 $2,422 $2,518
USAA $2,436 $2,504 $2,582

What affects car insurance rates in North Platte, Nebraska?

What factors can have an impact on North Platte, NE car insurance? There are several reasons why North Platte car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in North Platte, Nebraska.

Commute Time in North Platte

The more time you spend in your car the higher the risk of an accident. The average commute length in North Platte, NE is 12.5 minutes according to City-Data.

Compare Car Insurance Quotes in North Platte, NE

Ready to find affordable North Platte, Nebraska car insurance today? Enter your ZIP code for fast, free North Platte, NE car insurance quotes.

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