Compare North Sarasota, FL Car Insurance Rates (2021)

Car insurance in North Sarasota, FL averages $340 a month. North Sarasota, Florida car insurance requirements are 10/20/10, but you might need full coverage insurance if your car is financed. To find cheap North Sarasota car insurance rates, compare quotes from the top car insurance companies in North Sarasota, FL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in North Sarasota is USAA
  • The cheapest car insurance company in North Sarasota for teen drivers is GEICO
  • Average car insurance rates in North Sarasota, FL are $4,080/year

If you need to buy North Sarasota, Florida car insurance, the options can be confusing. Everything you need to know about car insurance in North Sarasota, FL is right here.

You’ll find North Sarasota car insurance rates, the cheapest North Sarasota, FL car insurance companies, and information on Florida car insurance laws. You can also compare North Sarasota, Florida car insurance rates to Tallahassee car insurance rates, Jacksonville car insurance rates, and Port St. Lucie car insurance rates.

Ready to find affordable North Sarasota, FL car insurance today? Enter your ZIP code for fast, free North Sarasota car insurance quotes.

Cheapest North Sarasota, FL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect North Sarasota, FL car insurance rates? Every North Sarasota, Florida car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in North Sarasota, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,948 $3,763 $3,419 $3,472 $13,600 $14,724 $3,958 $4,012
GEICO $2,498 $2,508 $2,338 $2,338 $4,485 $5,645 $2,753 $2,797
Liberty Mutual $3,211 $3,211 $2,948 $2,948 $6,713 $10,307 $3,211 $4,332
Nationwide $2,559 $2,531 $2,286 $2,366 $6,169 $7,619 $2,820 $2,942
Progressive $3,325 $3,148 $2,876 $3,066 $9,533 $10,409 $4,012 $3,855
State Farm $1,823 $1,823 $1,656 $1,656 $5,346 $6,798 $2,027 $2,168
USAA $1,620 $1,591 $1,515 $1,501 $5,588 $6,492 $2,022 $2,181

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Minimum Car Insurance in North Sarasota, FL

Every driver must carry the minimum car insurance in North Sarasota, FL. Take a look at the Florida car insurance requirements.

Minimum Required Car Insurance Coverage in North Sarasota, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest North Sarasota, FL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in North Sarasota, FL. Compare credit history car insurance rates in North Sarasota from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in North Sarasota, Florida

Insurance Company Poor Fair Good
Allstate $8,852 $5,639 $4,595
GEICO $4,623 $2,793 $2,094
Liberty Mutual $5,922 $4,361 $3,547
Nationwide $4,572 $3,365 $3,048
Progressive $6,531 $4,654 $3,900
State Farm $3,994 $2,608 $2,133
USAA $4,567 $2,243 $1,632

Cheapest North Sarasota, FL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in North Sarasota, FL to rates for a clean record with top companies.

Annual North Sarasota, Florida Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,487 $6,564 $7,304 $6,093
GEICO $2,206 $2,822 $4,204 $3,450
Liberty Mutual $3,324 $4,315 $6,263 $4,539
Nationwide $3,133 $3,430 $4,607 $3,476
Progressive $3,949 $5,890 $4,939 $5,334
State Farm $2,660 $3,165 $2,912 $2,912
USAA $2,196 $2,718 $4,038 $2,304

Cheapest North Sarasota, FL Car Insurance for Teen Drivers

Teen car insurance in North Sarasota, FL can be expensive. Take a look at rates from the top car insurance companies in North Sarasota for teenagers.

Annual Car Insurance Rates for Teen Drivers in North Sarasota, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,600 $14,724
GEICO $4,485 $5,645
Liberty Mutual $6,713 $10,307
Nationwide $6,169 $7,619
Progressive $9,533 $10,409
State Farm $5,346 $6,798
USAA $5,588 $6,492

Cheapest North Sarasota, FL Car Insurance for Seniors

Take a look at North Sarasota, FL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in North Sarasota, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,419 $3,472
GEICO $2,338 $2,338
Liberty Mutual $2,948 $2,948
Nationwide $2,286 $2,366
Progressive $2,876 $3,066
State Farm $1,656 $1,656
USAA $1,515 $1,501

Cheapest North Sarasota, FL Car Insurance Rates After a DUI

A DUI in North Sarasota, FL increases car insurance rates. Compare North Sarasota, Florida DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in North Sarasota, Florida

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,304
GEICO $4,204
Liberty Mutual $6,263
Nationwide $4,607
Progressive $4,939
State Farm $2,912
USAA $4,038

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Cheapest North Sarasota, FL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in North Sarasota, FL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in North Sarasota, Florida

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,179 $6,545
GEICO $3,155 $3,186
Liberty Mutual $4,463 $4,757
Nationwide $3,662 $3,662
Progressive $5,028 $5,028
State Farm $2,812 $3,012
USAA $2,782 $2,846

The Best Cheap Car Insurance Companies in North Sarasota, FL

Take a look at a side-by-side comparison of the top car insurance companies in North Sarasota, FL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in North Sarasota, Florida

Insurance Company Average Annual Rates
Allstate $6,362
GEICO $3,170
Liberty Mutual $4,610
Nationwide $3,662
Progressive $5,028
State Farm $2,912
USAA $2,814

Category Winners: Cheapest Car Insurance in North Sarasota, Florida

Find the cheapest car insurance companies in North Sarasota, FL for each category right here.

Best Annual Car Insurance Rates by Company in North Sarasota, Florida

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest North Sarasota, FL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your North Sarasota car insurance rates. Find the cheapest North Sarasota, FL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in North Sarasota, Florida

Insurance Company Low Medium High
Allstate $5,167 $6,634 $7,285
GEICO $2,609 $3,281 $3,621
Liberty Mutual $4,234 $4,679 $4,917
Nationwide $2,936 $3,798 $4,250
Progressive $4,251 $5,142 $5,691
State Farm $2,489 $2,984 $3,264
USAA $2,423 $2,915 $3,103

What affects car insurance rates in North Sarasota, Florida?

What factors can have an impact on North Sarasota, FL car insurance? There are several reasons why North Sarasota car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in North Sarasota, Florida.

Commute Time in North Sarasota

The more time you spend in your car the higher the risk of an accident. The average commute length in North Sarasota, FL is 23.5 minutes according to City-Data.

Compare Car Insurance Quotes in North Sarasota, FL

Ready to find affordable North Sarasota, Florida car insurance today? Enter your ZIP code for fast, free North Sarasota, FL car insurance quotes.

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Average Monthly Car Insurance Rates by State