Compare North York, PA Car Insurance Rates (2021)

Car insurance in North York, PA averages $294 a month. North York, Pennsylvania car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap North York car insurance rates, compare quotes from the top car insurance companies in North York, PA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in North York for teen drivers is USAA
  • Average car insurance rates in North York, PA are $3,531/year
  • Average car insurance rates in North York, PA after a DUI are $3,865/year

If you need to buy North York, Pennsylvania car insurance, the options can be confusing. Everything you need to know about car insurance in North York, PA is right here.

You’ll find North York car insurance rates, the cheapest North York, PA car insurance companies, and information on Pennsylvania car insurance laws. You can also compare North York, Pennsylvania car insurance rates to Erie car insurance rates, Philadelphia car insurance rates, and Pittsburgh car insurance rates.

Ready to find affordable North York, PA car insurance today? Enter your ZIP code for fast, free North York car insurance quotes.

Cheapest North York, PA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect North York, PA car insurance rates? Every North York, Pennsylvania car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in North York, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,146 $2,146 $1,990 $1,990 $7,256 $7,256 $2,348 $2,348
GEICO $1,778 $1,540 $1,688 $1,463 $4,520 $3,922 $1,784 $1,546
Liberty Mutual $3,403 $3,403 $3,120 $3,120 $9,880 $9,880 $4,312 $4,312
Nationwide $1,710 $1,710 $1,623 $1,623 $4,870 $4,870 $1,922 $1,922
Progressive $2,427 $2,427 $2,170 $2,170 $7,923 $7,923 $3,079 $3,079
State Farm $1,565 $1,565 $1,391 $1,391 $5,749 $5,749 $1,736 $1,736
Travelers $1,490 $1,490 $1,616 $1,616 $22,064 $22,064 $1,783 $1,783
USAA $1,007 $1,007 $914 $914 $3,067 $3,067 $1,330 $1,330

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Minimum Car Insurance in North York, PA

Every driver must carry the minimum car insurance in North York, PA. Take a look at the Pennsylvania car insurance requirements.

Minimum Required Car Insurance Coverage in North York, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest North York, PA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in North York, PA. Compare credit history car insurance rates in North York from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in North York, Pennsylvania

Insurance Company Poor Fair Good
Allstate $4,392 $3,273 $2,639
GEICO $3,416 $1,930 $1,494
Liberty Mutual $6,608 $4,740 $4,187
Nationwide $2,965 $2,446 $2,182
Progressive $5,160 $3,628 $2,911
State Farm $3,717 $2,300 $1,814
Travelers $7,313 $6,628 $6,273
USAA $1,966 $1,468 $1,304

Cheapest North York, PA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in North York, PA to rates for a clean record with top companies.

Annual North York, Pennsylvania Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,288 $3,875 $3,288 $3,288
GEICO $1,683 $2,884 $2,240 $2,314
Liberty Mutual $4,704 $5,433 $5,289 $5,289
Nationwide $1,831 $2,451 $3,403 $2,440
Progressive $3,531 $4,896 $3,634 $3,538
State Farm $2,374 $2,846 $2,610 $2,610
Travelers $4,765 $6,803 $8,582 $6,803
USAA $1,270 $1,756 $1,873 $1,418

Cheapest North York, PA Car Insurance for Teen Drivers

Teen car insurance in North York, PA can be expensive. Take a look at rates from the top car insurance companies in North York for teenagers.

Annual Car Insurance Rates for Teen Drivers in North York, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,256 $7,256
GEICO $4,520 $3,922
Liberty Mutual $9,880 $9,880
Nationwide $4,870 $4,870
Progressive $7,923 $7,923
State Farm $5,749 $5,749
Travelers $22,064 $22,064
USAA $3,067 $3,067

Cheapest North York, PA Car Insurance for Seniors

Take a look at North York, PA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in North York, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,990 $1,990
GEICO $1,688 $1,463
Liberty Mutual $3,120 $3,120
Nationwide $1,623 $1,623
Progressive $2,170 $2,170
State Farm $1,391 $1,391
Travelers $1,616 $1,616
USAA $914 $914

Cheapest North York, PA Car Insurance Rates After a DUI

A DUI in North York, PA increases car insurance rates. Compare North York, Pennsylvania DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in North York, Pennsylvania

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,288
GEICO $2,240
Liberty Mutual $5,289
Nationwide $3,403
Progressive $3,634
State Farm $2,610
Travelers $8,582
USAA $1,873

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Cheapest North York, PA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in North York, PA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in North York, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,366 $3,504
GEICO $2,246 $2,314
Liberty Mutual $5,047 $5,310
Nationwide $2,531 $2,531
Progressive $3,900 $3,900
State Farm $2,532 $2,688
Travelers $6,738 $6,738
USAA $1,535 $1,624

The Best Cheap Car Insurance Companies in North York, PA

Take a look at a side-by-side comparison of the top car insurance companies in North York, PA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in North York, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,435
GEICO $2,280
Liberty Mutual $5,179
Nationwide $2,531
Progressive $3,900
State Farm $2,610
Travelers $6,738
USAA $1,579

Category Winners: Cheapest Car Insurance in North York, Pennsylvania

Find the cheapest car insurance companies in North York, PA for each category right here.

Best Annual Car Insurance Rates by Company in North York, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest North York, PA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your North York car insurance rates. Find the cheapest North York, PA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in North York, Pennsylvania

Insurance Company Low Medium High
Allstate $3,272 $3,458 $3,574
GEICO $2,087 $2,304 $2,449
Liberty Mutual $4,912 $5,218 $5,406
Nationwide $2,538 $2,568 $2,487
Progressive $3,530 $3,936 $4,233
State Farm $2,408 $2,655 $2,768
Travelers $6,784 $6,755 $6,675
USAA $1,452 $1,596 $1,689

What affects car insurance rates in North York, Pennsylvania?

What factors can have an impact on North York, PA car insurance? There are several reasons why North York car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in North York, Pennsylvania.

Commute Time in North York

The more time you spend in your car the higher the risk of an accident. The average commute length in North York, PA is 23.1 minutes according to City-Data.

Compare Car Insurance Quotes in North York, PA

Ready to find affordable North York, Pennsylvania car insurance today? Enter your ZIP code for fast, free North York, PA car insurance quotes.

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