Compare Northvale, NJ Car Insurance Rates (2021)

Car insurance in Northvale, NJ averages $449 a month. Northvale, New Jersey car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Northvale car insurance rates, compare quotes from the top car insurance companies in Northvale, NJ.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Northvale, NJ are $5,390/year
  • Average car insurance rates in Northvale, NJ after a DUI are $6,390/year
  • The cheapest car insurance company in Northvale for teen drivers is GEICO

If you need to buy Northvale, New Jersey car insurance, the options can be confusing. Everything you need to know about car insurance in Northvale, NJ is right here.

You’ll find Northvale car insurance rates, the cheapest Northvale, NJ car insurance companies, and information on New Jersey car insurance laws. You can also compare Northvale, New Jersey car insurance rates to Elizabeth car insurance rates, Bayonne car insurance rates, and Passaic car insurance rates.

Ready to find affordable Northvale, NJ car insurance today? Enter your ZIP code for fast, free Northvale car insurance quotes.

Cheapest Northvale, NJ Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Northvale, NJ car insurance rates? Every Northvale, New Jersey car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Northvale, New Jersey

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,553 $3,535 $3,457 $3,457 $11,192 $13,576 $4,192 $4,283
Farmers $4,615 $4,664 $4,504 $4,428 $13,705 $15,831 $5,513 $5,645
GEICO $2,235 $2,199 $2,187 $2,187 $4,098 $4,116 $2,575 $2,518
Liberty Mutual $4,058 $4,058 $4,454 $4,454 $10,540 $11,967 $4,454 $5,118
Progressive $1,984 $1,836 $1,794 $1,847 $8,975 $9,816 $2,345 $2,233
State Farm $4,483 $4,483 $4,066 $4,066 $14,778 $18,962 $5,117 $5,719
Travelers $2,945 $2,891 $2,734 $2,784 $6,899 $7,924 $2,899 $2,898

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Minimum Car Insurance in Northvale, NJ

Every driver must carry the minimum car insurance in Northvale, NJ. Take a look at the New Jersey car insurance requirements.

Minimum Required Car Insurance Coverage in Northvale, New Jersey

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Northvale, NJ Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Northvale, NJ. Compare credit history car insurance rates in Northvale from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Northvale, New Jersey

Insurance Company Poor Fair Good
Allstate $8,248 $5,305 $4,164
Farmers $8,772 $6,850 $6,467
GEICO $4,163 $2,395 $1,735
Liberty Mutual $7,770 $5,768 $4,874
Progressive $4,311 $3,768 $3,482
State Farm $11,158 $6,727 $5,243
Travelers $5,317 $3,940 $2,733

Cheapest Northvale, NJ Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Northvale, NJ to rates for a clean record with top companies.

Annual Northvale, New Jersey Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,415 $7,370 $6,454 $5,382
Farmers $5,703 $9,703 $7,866 $6,181
GEICO $2,152 $2,826 $3,928 $2,152
Liberty Mutual $5,896 $6,740 $6,019 $5,896
Progressive $3,313 $4,457 $3,788 $3,858
State Farm $4,186 $7,629 $12,263 $6,758
Travelers $3,078 $4,538 $4,413 $3,958

Cheapest Northvale, NJ Car Insurance for Teen Drivers

Teen car insurance in Northvale, NJ can be expensive. Take a look at rates from the top car insurance companies in Northvale for teenagers.

Annual Car Insurance Rates for Teen Drivers in Northvale, New Jersey

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,192 $13,576
Farmers $13,705 $15,831
GEICO $4,098 $4,116
Liberty Mutual $10,540 $11,967
Progressive $8,975 $9,816
State Farm $14,778 $18,962
Travelers $6,899 $7,924

Cheapest Northvale, NJ Car Insurance for Seniors

Take a look at Northvale, NJ senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Northvale, New Jersey

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,457 $3,457
Farmers $4,504 $4,428
GEICO $2,187 $2,187
Liberty Mutual $4,454 $4,454
Progressive $1,794 $1,847
State Farm $4,066 $4,066
Travelers $2,734 $2,784

Cheapest Northvale, NJ Car Insurance Rates After a DUI

A DUI in Northvale, NJ increases car insurance rates. Compare Northvale, New Jersey DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Northvale, New Jersey

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,454
Farmers $7,866
GEICO $3,928
Liberty Mutual $6,019
Progressive $3,788
State Farm $12,263
Travelers $4,413

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Cheapest Northvale, NJ Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Northvale, NJ by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Northvale, New Jersey

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,894 $5,917
Farmers $7,363 $7,363
GEICO $2,741 $2,787
Liberty Mutual $6,078 $6,197
Progressive $3,854 $3,854
State Farm $7,510 $7,909
Travelers $3,997 $3,997

The Best Cheap Car Insurance Companies in Northvale, NJ

Take a look at a side-by-side comparison of the top car insurance companies in Northvale, NJ to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Northvale, New Jersey

Insurance Company Average Annual Rates
Allstate $5,905
Farmers $7,363
GEICO $2,764
Liberty Mutual $6,138
Progressive $3,854
State Farm $7,709
Travelers $3,997

Category Winners: Cheapest Car Insurance in Northvale, New Jersey

Find the cheapest car insurance companies in Northvale, NJ for each category right here.

Best Annual Car Insurance Rates by Company in Northvale, New Jersey

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Cheapest Northvale, NJ Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Northvale car insurance rates. Find the cheapest Northvale, NJ car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Northvale, New Jersey

Insurance Company Low Medium High
Allstate $5,460 $5,991 $6,266
Farmers $6,540 $7,321 $8,229
GEICO $2,470 $2,821 $3,002
Liberty Mutual $5,493 $6,322 $6,598
Progressive $3,446 $3,920 $4,195
State Farm $7,155 $7,811 $8,162
Travelers $3,641 $3,999 $4,350

What affects car insurance rates in Northvale, New Jersey?

What factors can have an impact on Northvale, NJ car insurance? There are several reasons why Northvale car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Northvale, New Jersey.

Commute Time in Northvale

The more time you spend in your car the higher the risk of an accident. The average commute length in Northvale, NJ is 30.4 minutes according to City-Data.

Compare Car Insurance Quotes in Northvale, NJ

Ready to find affordable Northvale, New Jersey car insurance today? Enter your ZIP code for fast, free Northvale, NJ car insurance quotes.

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