Compare Norwood, MN Car Insurance Rates (2021)

Car insurance in Norwood, MN averages $400 a month. Norwood, Minnesota car insurance requirements are 30/60/10, but you might need full coverage insurance if your car is financed. To find cheap Norwood car insurance rates, compare quotes from the top car insurance companies in Norwood, MN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Norwood for teen drivers is State Farm
  • The cheapest car insurance company in Norwood is State Farm
  • Average car insurance rates in Norwood, MN after a DUI are $6,550/year

If you need to buy Norwood, Minnesota car insurance, the options can be confusing. Everything you need to know about car insurance in Norwood, MN is right here.

You’ll find Norwood car insurance rates, the cheapest Norwood, MN car insurance companies, and information on Minnesota car insurance laws. You can also compare Norwood, Minnesota car insurance rates to Woodbury car insurance rates, Duluth car insurance rates, and Maple Grove car insurance rates.

Ready to find affordable Norwood, MN car insurance today? Enter your ZIP code for fast, free Norwood car insurance quotes.

Cheapest Norwood, MN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Norwood, MN car insurance rates? Every Norwood, Minnesota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Norwood, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,541 $3,541 $3,428 $3,428 $8,082 $11,565 $4,325 $4,499
American Family $2,990 $2,990 $2,722 $2,722 $8,444 $11,978 $2,990 $3,336
Farmers $2,245 $2,233 $2,164 $2,271 $6,279 $6,258 $2,914 $2,774
GEICO $2,512 $2,488 $2,394 $2,327 $5,476 $6,911 $2,349 $2,463
Liberty Mutual $9,803 $9,803 $9,708 $9,708 $19,133 $28,631 $9,803 $13,584
Nationwide $1,970 $1,973 $1,756 $1,860 $5,108 $6,185 $2,322 $2,410
State Farm $1,545 $1,545 $1,394 $1,394 $3,473 $4,246 $1,783 $1,472
USAA $1,813 $1,790 $1,657 $1,650 $4,804 $5,231 $2,355 $2,494

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Minimum Car Insurance in Norwood, MN

Every driver must carry the minimum car insurance in Norwood, MN. Take a look at the Minnesota car insurance requirements.

Minimum Required Car Insurance Coverage in Norwood, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Norwood, MN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Norwood, MN. Compare credit history car insurance rates in Norwood from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Norwood, Minnesota

Insurance Company Poor Fair Good
Allstate $7,750 $4,225 $3,928
American Family $6,696 $4,261 $3,358
Farmers $4,280 $3,050 $2,846
GEICO $4,038 $3,305 $2,752
Liberty Mutual $19,196 $12,415 $9,704
Nationwide $3,505 $2,831 $2,508
State Farm $3,070 $1,878 $1,370
USAA $4,235 $2,104 $1,834

Cheapest Norwood, MN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Norwood, MN to rates for a clean record with top companies.

Annual Norwood, Minnesota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,791 $5,600 $6,770 $5,044
American Family $3,252 $5,592 $6,558 $3,684
Farmers $2,896 $3,675 $3,730 $3,268
GEICO $2,249 $3,553 $5,249 $2,409
Liberty Mutual $9,988 $13,792 $20,536 $10,770
Nationwide $2,347 $3,105 $3,565 $2,776
State Farm $1,924 $2,289 $2,106 $2,106
USAA $2,024 $2,577 $3,888 $2,409

Cheapest Norwood, MN Car Insurance for Teen Drivers

Teen car insurance in Norwood, MN can be expensive. Take a look at rates from the top car insurance companies in Norwood for teenagers.

Annual Car Insurance Rates for Teen Drivers in Norwood, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,082 $11,565
American Family $8,444 $11,978
Farmers $6,279 $6,258
GEICO $5,476 $6,911
Liberty Mutual $19,133 $28,631
Nationwide $5,108 $6,185
State Farm $3,473 $4,246
USAA $4,804 $5,231

Cheapest Norwood, MN Car Insurance for Seniors

Take a look at Norwood, MN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Norwood, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,428 $3,428
American Family $2,722 $2,722
Farmers $2,164 $2,271
GEICO $2,394 $2,327
Liberty Mutual $9,708 $9,708
Nationwide $1,756 $1,860
State Farm $1,394 $1,394
USAA $1,657 $1,650

Cheapest Norwood, MN Car Insurance Rates After a DUI

A DUI in Norwood, MN increases car insurance rates. Compare Norwood, Minnesota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Norwood, Minnesota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,770
American Family $6,558
Farmers $3,730
GEICO $5,249
Liberty Mutual $20,536
Nationwide $3,565
State Farm $2,106
USAA $3,888

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Cheapest Norwood, MN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Norwood, MN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Norwood, Minnesota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,301 $5,301
American Family $4,716 $4,827
Farmers $3,392 $3,392
GEICO $3,318 $3,412
Liberty Mutual $13,372 $14,171
Nationwide $2,948 $2,948
State Farm $2,047 $2,166
USAA $2,688 $2,760

The Best Cheap Car Insurance Companies in Norwood, MN

Take a look at a side-by-side comparison of the top car insurance companies in Norwood, MN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Norwood, Minnesota

Insurance Company Average Annual Rates
Allstate $5,301
American Family $4,772
Farmers $3,392
GEICO $3,365
Liberty Mutual $13,772
Nationwide $2,948
State Farm $2,106
USAA $2,724

Category Winners: Cheapest Car Insurance in Norwood, Minnesota

Find the cheapest car insurance companies in Norwood, MN for each category right here.

Best Annual Car Insurance Rates by Company in Norwood, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Norwood, MN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Norwood car insurance rates. Find the cheapest Norwood, MN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Norwood, Minnesota

Insurance Company Low Medium High
Allstate $5,217 $5,298 $5,389
American Family $4,755 $4,901 $4,659
Farmers $3,264 $3,405 $3,507
GEICO $3,245 $3,365 $3,485
Liberty Mutual $13,398 $13,788 $14,129
Nationwide $2,776 $2,972 $3,096
State Farm $2,008 $2,116 $2,195
USAA $2,638 $2,723 $2,812

What affects car insurance rates in Norwood, Minnesota?

What factors can have an impact on Norwood, MN car insurance? There are several reasons why Norwood car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Norwood, Minnesota.

Commute Time in Norwood

The more time you spend in your car the higher the risk of an accident. The average commute length in Norwood, MN is 30.3 minutes according to City-Data.

Compare Car Insurance Quotes in Norwood, MN

Ready to find affordable Norwood, Minnesota car insurance today? Enter your ZIP code for fast, free Norwood, MN car insurance quotes.

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