Compare Novelty, OH Car Insurance Rates (2021)

Car insurance in Novelty, OH averages $241 a month. Novelty, Ohio car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Novelty car insurance rates, compare quotes from the top car insurance companies in Novelty, OH.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Novelty for teen drivers is USAA
  • The cheapest car insurance company in Novelty is USAA
  • Average car insurance rates in Novelty, OH are $2,888/year

If you need to buy Novelty, Ohio car insurance, the options can be confusing. Everything you need to know about car insurance in Novelty, OH is right here.

You’ll find Novelty car insurance rates, the cheapest Novelty, OH car insurance companies, and information on Ohio car insurance laws. You can also compare Novelty, Ohio car insurance rates to Hamilton car insurance rates, Lorain car insurance rates, and Toledo car insurance rates.

Ready to find affordable Novelty, OH car insurance today? Enter your ZIP code for fast, free Novelty car insurance quotes.

Cheapest Novelty, OH Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Novelty, OH car insurance rates? Every Novelty, Ohio car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Novelty, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,191 $2,181 $1,978 $2,115 $6,125 $7,018 $2,298 $2,452
American Family $948 $985 $869 $873 $2,992 $3,248 $1,176 $1,239
Farmers $1,861 $1,858 $1,638 $1,728 $8,339 $8,674 $2,091 $2,186
GEICO $1,289 $1,252 $1,214 $1,229 $3,456 $3,211 $1,432 $1,209
Liberty Mutual $2,034 $2,221 $1,564 $1,906 $10,697 $12,072 $2,160 $2,355
Nationwide $2,125 $2,135 $1,920 $1,932 $5,484 $7,058 $2,276 $2,644
Progressive $1,844 $1,731 $1,538 $1,585 $8,317 $9,358 $2,209 $2,282
State Farm $1,677 $1,677 $1,507 $1,507 $5,346 $6,715 $1,951 $2,236
Travelers $1,478 $1,498 $1,482 $1,470 $6,544 $10,308 $1,548 $1,749
USAA $878 $885 $835 $835 $2,696 $3,001 $1,172 $1,262

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Minimum Car Insurance in Novelty, OH

Every driver must carry the minimum car insurance in Novelty, OH. Take a look at the Ohio car insurance requirements.

Minimum Required Car Insurance Coverage in Novelty, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Novelty, OH Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Novelty, OH. Compare credit history car insurance rates in Novelty from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Novelty, Ohio

Insurance Company Poor Fair Good
Allstate $4,231 $3,082 $2,571
American Family $2,049 $1,395 $1,180
Farmers $4,014 $3,395 $3,232
GEICO $2,141 $1,787 $1,432
Liberty Mutual $6,263 $3,847 $3,018
Nationwide $3,858 $3,108 $2,625
Progressive $4,042 $3,503 $3,278
State Farm $4,030 $2,490 $1,962
Travelers $3,640 $3,173 $2,966
USAA $1,875 $1,329 $1,133

Cheapest Novelty, OH Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Novelty, OH to rates for a clean record with top companies.

Annual Novelty, Ohio Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,765 $3,347 $3,935 $3,132
American Family $1,476 $1,563 $1,563 $1,563
Farmers $2,923 $3,767 $3,674 $3,824
GEICO $1,213 $1,749 $2,539 $1,645
Liberty Mutual $3,675 $4,722 $4,820 $4,288
Nationwide $2,566 $3,258 $4,128 $2,835
Progressive $3,108 $4,237 $3,311 $3,775
State Farm $2,569 $3,085 $2,827 $2,827
Travelers $2,387 $3,130 $4,734 $2,787
USAA $1,109 $1,487 $1,957 $1,229

Cheapest Novelty, OH Car Insurance for Teen Drivers

Teen car insurance in Novelty, OH can be expensive. Take a look at rates from the top car insurance companies in Novelty for teenagers.

Annual Car Insurance Rates for Teen Drivers in Novelty, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,125 $7,018
American Family $2,992 $3,248
Farmers $8,339 $8,674
GEICO $3,456 $3,211
Liberty Mutual $10,697 $12,072
Nationwide $5,484 $7,058
Progressive $8,317 $9,358
State Farm $5,346 $6,715
Travelers $6,544 $10,308
USAA $2,696 $3,001

Cheapest Novelty, OH Car Insurance for Seniors

Take a look at Novelty, OH senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Novelty, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,978 $2,115
American Family $869 $873
Farmers $1,638 $1,728
GEICO $1,214 $1,229
Liberty Mutual $1,564 $1,906
Nationwide $1,920 $1,932
Progressive $1,538 $1,585
State Farm $1,507 $1,507
Travelers $1,482 $1,470
USAA $835 $835

Cheapest Novelty, OH Car Insurance Rates After a DUI

A DUI in Novelty, OH increases car insurance rates. Compare Novelty, Ohio DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Novelty, Ohio

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,935
American Family $1,563
Farmers $3,674
GEICO $2,539
Liberty Mutual $4,820
Nationwide $4,128
Progressive $3,311
State Farm $2,827
Travelers $4,734
USAA $1,957

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Cheapest Novelty, OH Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Novelty, OH by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Novelty, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,295 $3,295
American Family $1,522 $1,560
Farmers $3,547 $3,547
GEICO $1,756 $1,818
Liberty Mutual $4,376 $4,376
Nationwide $3,197 $3,197
Progressive $3,608 $3,608
State Farm $2,756 $2,898
Travelers $3,260 $3,260
USAA $1,390 $1,501

The Best Cheap Car Insurance Companies in Novelty, OH

Take a look at a side-by-side comparison of the top car insurance companies in Novelty, OH to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Novelty, Ohio

Insurance Company Average Annual Rates
Allstate $3,295
American Family $1,541
Farmers $3,547
GEICO $1,787
Liberty Mutual $4,376
Nationwide $3,197
Progressive $3,608
State Farm $2,827
Travelers $3,260
USAA $1,446

Category Winners: Cheapest Car Insurance in Novelty, Ohio

Find the cheapest car insurance companies in Novelty, OH for each category right here.

Best Annual Car Insurance Rates by Company in Novelty, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

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Cheapest Novelty, OH Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Novelty car insurance rates. Find the cheapest Novelty, OH car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Novelty, Ohio

Insurance Company Low Medium High
Allstate $3,191 $3,288 $3,405
American Family $1,515 $1,553 $1,555
Farmers $3,359 $3,492 $3,790
GEICO $1,727 $1,778 $1,854
Liberty Mutual $4,207 $4,400 $4,521
Nationwide $3,527 $3,099 $2,965
Progressive $3,476 $3,579 $3,768
State Farm $2,678 $2,837 $2,966
Travelers $3,177 $3,301 $3,301
USAA $1,378 $1,444 $1,514

Compare Car Insurance Quotes in Novelty, OH

Ready to find affordable Novelty, Ohio car insurance today? Enter your ZIP code for fast, free Novelty, OH car insurance quotes.

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