Compare O Neals, CA Car Insurance Rates (2021)

Car insurance in O Neals, CA averages $288 a month. O Neals, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap O Neals car insurance rates, compare quotes from the top car insurance companies in O Neals, CA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in O Neals, CA are $3,460/year
  • Average car insurance rates in O Neals, CA after a DUI are $4,844/year
  • The cheapest car insurance company in O Neals is USAA

If you need to buy O Neals, California car insurance, the options can be confusing. Everything you need to know about car insurance in O Neals, CA is right here.

You’ll find O Neals car insurance rates, the cheapest O Neals, CA car insurance companies, and information on California car insurance laws. You can also compare O Neals, California car insurance rates to Fresno car insurance rates, Los Angeles car insurance rates, and Oakland car insurance rates.

Ready to find affordable O Neals, CA car insurance today? Enter your ZIP code for fast, free O Neals car insurance quotes.

Cheapest O Neals, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect O Neals, CA car insurance rates? Every O Neals, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in O Neals, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,709 $2,710 $1,971 $1,988 $7,429 $9,329 $3,446 $3,775
Farmers $2,755 $2,755 $2,478 $2,478 $8,761 $14,369 $3,261 $3,628
GEICO $1,821 $1,822 $1,712 $1,712 $5,517 $5,622 $2,613 $2,677
Liberty Mutual $2,168 $2,060 $2,006 $1,946 $4,738 $5,016 $2,454 $2,466
Nationwide $3,096 $2,961 $2,701 $2,552 $7,759 $8,586 $3,683 $3,648
Progressive $1,687 $1,740 $1,406 $1,684 $4,422 $5,375 $2,414 $2,602
State Farm $2,693 $2,693 $2,405 $2,405 $4,916 $6,100 $2,977 $3,069
Travelers $2,283 $2,212 $2,020 $1,999 $4,675 $5,345 $2,958 $2,898
USAA $1,875 $1,777 $1,830 $1,837 $4,289 $4,310 $2,596 $2,453

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Minimum Car Insurance in O Neals, CA

Every driver must carry the minimum car insurance in O Neals, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in O Neals, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest O Neals, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in O Neals, CA to rates for a clean record with top companies.

Annual O Neals, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,518 $4,216 $6,647 $3,297
Farmers $3,741 $5,094 $6,348 $5,059
GEICO $2,055 $3,166 $3,978 $2,549
Liberty Mutual $2,479 $3,324 $2,997 $2,627
Nationwide $3,051 $3,911 $6,619 $3,911
Progressive $1,754 $2,956 $3,435 $2,520
State Farm $2,428 $2,898 $5,483 $2,819
Travelers $2,046 $3,310 $3,845 $2,993
USAA $1,742 $2,591 $4,243 $1,908

Cheapest O Neals, CA Car Insurance for Teen Drivers

Teen car insurance in O Neals, CA can be expensive. Take a look at rates from the top car insurance companies in O Neals for teenagers.

Annual Car Insurance Rates for Teen Drivers in O Neals, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,429 $9,329
Farmers $8,761 $14,369
GEICO $5,517 $5,622
Liberty Mutual $4,738 $5,016
Nationwide $7,759 $8,586
Progressive $4,422 $5,375
State Farm $4,916 $6,100
Travelers $4,675 $5,345
USAA $4,289 $4,310

Cheapest O Neals, CA Car Insurance for Seniors

Take a look at O Neals, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in O Neals, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,971 $1,988
Farmers $2,478 $2,478
GEICO $1,712 $1,712
Liberty Mutual $2,006 $1,946
Nationwide $2,701 $2,552
Progressive $1,406 $1,684
State Farm $2,405 $2,405
Travelers $2,020 $1,999
USAA $1,830 $1,837

Cheapest O Neals, CA Car Insurance Rates After a DUI

A DUI in O Neals, CA increases car insurance rates. Compare O Neals, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in O Neals, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,647
Farmers $6,348
GEICO $3,978
Liberty Mutual $2,997
Nationwide $6,619
Progressive $3,435
State Farm $5,483
Travelers $3,845
USAA $4,243

Cheapest O Neals, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in O Neals, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in O Neals, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,753 $4,586
Farmers $4,592 $5,529
GEICO $2,668 $3,206
Liberty Mutual $2,623 $3,091
Nationwide $3,866 $4,880
Progressive $2,421 $2,912
State Farm $3,283 $3,531
Travelers $2,746 $3,352
USAA $2,414 $2,827

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The Best Cheap Car Insurance Companies in O Neals, CA

Take a look at a side-by-side comparison of the top car insurance companies in O Neals, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in O Neals, California

Insurance Company Average Annual Rates
Allstate $4,170
Farmers $5,061
GEICO $2,937
Liberty Mutual $2,857
Nationwide $4,373
Progressive $2,666
State Farm $3,407
Travelers $3,049
USAA $2,621

Category Winners: Cheapest Car Insurance in O Neals, California

Find the cheapest car insurance companies in O Neals, CA for each category right here.

Best Annual Car Insurance Rates by Company in O Neals, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest O Neals, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your O Neals car insurance rates. Find the cheapest O Neals, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in O Neals, California

Insurance Company Low Medium High
Allstate $3,914 $4,210 $4,385
Farmers $4,717 $5,098 $5,367
GEICO $2,648 $2,968 $3,195
Liberty Mutual $2,684 $2,879 $3,007
Nationwide $3,938 $4,446 $4,736
Progressive $2,458 $2,731 $2,810
State Farm $3,094 $3,457 $3,670
Travelers $2,667 $3,129 $3,350
USAA $2,378 $2,671 $2,813

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Compare Car Insurance Quotes in O Neals, CA

Ready to find affordable O Neals, California car insurance today? Enter your ZIP code for fast, free O Neals, CA car insurance quotes.

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