Compare Oak Bluffs, MA Car Insurance Rates (2021)

Car insurance in Oak Bluffs, MA averages $214 a month. Oak Bluffs, Massachusetts car insurance requirements are 20/40/5, but you might need full coverage insurance if your car is financed. To find cheap Oak Bluffs car insurance rates, compare quotes from the top car insurance companies in Oak Bluffs, MA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Oak Bluffs, MA are $2,562/year
  • The cheapest car insurance company in Oak Bluffs for teen drivers is State Farm
  • Average car insurance rates in Oak Bluffs, MA after a DUI are $3,113/year

If you need to buy Oak Bluffs, Massachusetts car insurance, the options can be confusing. Everything you need to know about car insurance in Oak Bluffs, MA is right here.

You’ll find Oak Bluffs car insurance rates, the cheapest Oak Bluffs, MA car insurance companies, and information on Massachusetts car insurance laws. You can also compare Oak Bluffs, Massachusetts car insurance rates to Worcester car insurance rates, Lowell car insurance rates, and Fall River car insurance rates.

Ready to find affordable Oak Bluffs, MA car insurance today? Enter your ZIP code for fast, free Oak Bluffs car insurance quotes.

Cheapest Oak Bluffs, MA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Oak Bluffs, MA car insurance rates? Every Oak Bluffs, Massachusetts car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Oak Bluffs, Massachusetts

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,557 $1,557 $1,557 $1,557 $5,594 $5,594 $1,743 $1,743
GEICO $1,585 $1,585 $1,457 $1,457 $4,691 $4,691 $1,639 $1,639
Liberty Mutual $2,218 $2,218 $1,934 $1,934 $7,380 $7,380 $2,319 $2,319
Progressive $2,104 $2,104 $2,012 $2,012 $7,802 $7,802 $2,281 $2,281
State Farm $740 $740 $740 $740 $2,110 $2,110 $740 $740
Travelers $2,673 $2,673 $2,367 $2,367 $5,437 $5,437 $2,962 $2,962
USAA $1,133 $1,133 $1,117 $1,117 $2,604 $2,604 $1,251 $1,251

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Minimum Car Insurance in Oak Bluffs, MA

Every driver must carry the minimum car insurance in Oak Bluffs, MA. Take a look at the Massachusetts car insurance requirements.

Minimum Required Car Insurance Coverage in Oak Bluffs, Massachusetts

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Oak Bluffs, MA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Oak Bluffs, MA to rates for a clean record with top companies.

Annual Oak Bluffs, Massachusetts Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,033 $2,995 $3,390 $2,033
GEICO $1,878 $2,573 $2,943 $1,978
Liberty Mutual $2,733 $3,719 $4,485 $2,914
Progressive $2,987 $4,194 $3,334 $3,684
State Farm $859 $1,166 $1,388 $918
Travelers $2,623 $3,620 $3,873 $3,324
USAA $1,092 $1,412 $2,381 $1,219

Cheapest Oak Bluffs, MA Car Insurance for Teen Drivers

Teen car insurance in Oak Bluffs, MA can be expensive. Take a look at rates from the top car insurance companies in Oak Bluffs for teenagers.

Annual Car Insurance Rates for Teen Drivers in Oak Bluffs, Massachusetts

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,594 $5,594
GEICO $4,691 $4,691
Liberty Mutual $7,380 $7,380
Progressive $7,802 $7,802
State Farm $2,110 $2,110
Travelers $5,437 $5,437
USAA $2,604 $2,604

Cheapest Oak Bluffs, MA Car Insurance for Seniors

Take a look at Oak Bluffs, MA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Oak Bluffs, Massachusetts

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,557 $1,557
GEICO $1,457 $1,457
Liberty Mutual $1,934 $1,934
Progressive $2,012 $2,012
State Farm $740 $740
Travelers $2,367 $2,367
USAA $1,117 $1,117

Cheapest Oak Bluffs, MA Car Insurance Rates After a DUI

A DUI in Oak Bluffs, MA increases car insurance rates. Compare Oak Bluffs, Massachusetts DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Oak Bluffs, Massachusetts

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,390
GEICO $2,943
Liberty Mutual $4,485
Progressive $3,334
State Farm $1,388
Travelers $3,873
USAA $2,381

Cheapest Oak Bluffs, MA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Oak Bluffs, MA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Oak Bluffs, Massachusetts

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,531 $2,694
GEICO $2,297 $2,389
Liberty Mutual $3,327 $3,598
Progressive $3,550 $3,550
State Farm $1,058 $1,108
Travelers $3,203 $3,517
USAA $1,484 $1,568

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The Best Cheap Car Insurance Companies in Oak Bluffs, MA

Take a look at a side-by-side comparison of the top car insurance companies in Oak Bluffs, MA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Oak Bluffs, Massachusetts

Insurance Company Average Annual Rates
Allstate $2,613
GEICO $2,343
Liberty Mutual $3,463
Progressive $3,550
State Farm $1,083
Travelers $3,360
USAA $1,526

Category Winners: Cheapest Car Insurance in Oak Bluffs, Massachusetts

Find the cheapest car insurance companies in Oak Bluffs, MA for each category right here.

Best Annual Car Insurance Rates by Company in Oak Bluffs, Massachusetts

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

Cheapest Oak Bluffs, MA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Oak Bluffs car insurance rates. Find the cheapest Oak Bluffs, MA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Oak Bluffs, Massachusetts

Insurance Company Low Medium High
Allstate $2,448 $2,643 $2,748
GEICO $2,166 $2,385 $2,477
Liberty Mutual $3,248 $3,507 $3,633
Progressive $3,294 $3,614 $3,742
State Farm $990 $1,101 $1,157
Travelers $3,025 $3,430 $3,625
USAA $1,418 $1,551 $1,609

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Compare Car Insurance Quotes in Oak Bluffs, MA

Ready to find affordable Oak Bluffs, Massachusetts car insurance today? Enter your ZIP code for fast, free Oak Bluffs, MA car insurance quotes.

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