Compare Oak Grove Heights, AR Car Insurance Rates (2021)

Car insurance in Oak Grove Heights, AR averages $342 a month. Oak Grove Heights, Arkansas car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Oak Grove Heights car insurance rates, compare quotes from the top car insurance companies in Oak Grove Heights, AR.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Oak Grove Heights for teen drivers is USAA
  • Average car insurance rates in Oak Grove Heights, AR after a DUI are $4,947/year
  • The cheapest car insurance company in Oak Grove Heights is USAA

If you need to buy Oak Grove Heights, Arkansas car insurance, the options can be confusing. Everything you need to know about car insurance in Oak Grove Heights, AR is right here.

You’ll find Oak Grove Heights car insurance rates, the cheapest Oak Grove Heights, AR car insurance companies, and information on Arkansas car insurance laws. You can also compare Oak Grove Heights, Arkansas car insurance rates to Fort Smith car insurance rates, Hot Springs car insurance rates, and Bentonville car insurance rates.

Ready to find affordable Oak Grove Heights, AR car insurance today? Enter your ZIP code for fast, free Oak Grove Heights car insurance quotes.

Cheapest Oak Grove Heights, AR Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Oak Grove Heights, AR car insurance rates? Every Oak Grove Heights, Arkansas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Oak Grove Heights, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,982 $2,989 $2,674 $2,857 $11,234 $13,516 $3,270 $3,541
Farmers $2,236 $2,225 $1,992 $2,102 $9,724 $10,092 $2,559 $2,683
GEICO $2,743 $2,708 $2,525 $2,454 $7,374 $7,373 $2,712 $2,751
Liberty Mutual $2,188 $2,342 $2,111 $2,361 $7,986 $8,798 $2,360 $2,456
Nationwide $2,616 $2,667 $2,348 $2,483 $6,317 $8,058 $2,991 $3,227
Progressive $2,689 $2,535 $2,213 $2,321 $11,530 $12,971 $3,202 $3,444
State Farm $1,729 $1,729 $1,557 $1,557 $5,107 $6,419 $1,950 $2,234
Travelers $2,143 $2,182 $2,123 $2,130 $12,690 $20,448 $2,297 $2,632
USAA $1,284 $1,296 $1,192 $1,200 $4,009 $4,199 $1,650 $1,779

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Minimum Car Insurance in Oak Grove Heights, AR

Every driver must carry the minimum car insurance in Oak Grove Heights, AR. Take a look at the Arkansas car insurance requirements.

Minimum Required Car Insurance Coverage in Oak Grove Heights, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Oak Grove Heights, AR Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Oak Grove Heights, AR. Compare credit history car insurance rates in Oak Grove Heights from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Oak Grove Heights, Arkansas

Insurance Company Poor Fair Good
Allstate $6,757 $5,189 $4,203
Farmers $4,766 $4,015 $3,824
GEICO $4,587 $3,774 $3,129
Liberty Mutual $5,515 $3,342 $2,618
Nationwide $4,538 $3,651 $3,326
Progressive $5,782 $4,949 $4,608
State Farm $4,035 $2,429 $1,891
Travelers $6,682 $5,586 $5,224
USAA $2,749 $1,878 $1,602

Cheapest Oak Grove Heights, AR Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Oak Grove Heights, AR to rates for a clean record with top companies.

Annual Oak Grove Heights, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,409 $5,580 $6,237 $5,305
Farmers $3,551 $4,557 $4,456 $4,242
GEICO $2,607 $3,988 $5,919 $2,806
Liberty Mutual $2,604 $4,240 $4,959 $3,498
Nationwide $2,985 $3,858 $5,224 $3,286
Progressive $4,405 $6,134 $4,635 $5,278
State Farm $2,549 $3,022 $2,785 $2,785
Travelers $4,886 $5,047 $7,399 $5,991
USAA $1,597 $2,023 $2,912 $1,772

Cheapest Oak Grove Heights, AR Car Insurance for Teen Drivers

Teen car insurance in Oak Grove Heights, AR can be expensive. Take a look at rates from the top car insurance companies in Oak Grove Heights for teenagers.

Annual Car Insurance Rates for Teen Drivers in Oak Grove Heights, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,234 $13,516
Farmers $9,724 $10,092
GEICO $7,374 $7,373
Liberty Mutual $7,986 $8,798
Nationwide $6,317 $8,058
Progressive $11,530 $12,971
State Farm $5,107 $6,419
Travelers $12,690 $20,448
USAA $4,009 $4,199

Cheapest Oak Grove Heights, AR Car Insurance for Seniors

Take a look at Oak Grove Heights, AR senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Oak Grove Heights, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,674 $2,857
Farmers $1,992 $2,102
GEICO $2,525 $2,454
Liberty Mutual $2,111 $2,361
Nationwide $2,348 $2,483
Progressive $2,213 $2,321
State Farm $1,557 $1,557
Travelers $2,123 $2,130
USAA $1,192 $1,200

Cheapest Oak Grove Heights, AR Car Insurance Rates After a DUI

A DUI in Oak Grove Heights, AR increases car insurance rates. Compare Oak Grove Heights, Arkansas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Oak Grove Heights, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,237
Farmers $4,456
GEICO $5,919
Liberty Mutual $4,959
Nationwide $5,224
Progressive $4,635
State Farm $2,785
Travelers $7,399
USAA $2,912

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Cheapest Oak Grove Heights, AR Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Oak Grove Heights, AR by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Oak Grove Heights, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,383 $5,383
Farmers $4,202 $4,202
GEICO $3,800 $3,860
Liberty Mutual $3,825 $3,825
Nationwide $3,838 $3,838
Progressive $5,113 $5,113
State Farm $2,717 $2,853
Travelers $5,831 $5,831
USAA $2,017 $2,135

The Best Cheap Car Insurance Companies in Oak Grove Heights, AR

Take a look at a side-by-side comparison of the top car insurance companies in Oak Grove Heights, AR to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Oak Grove Heights, Arkansas

Insurance Company Average Annual Rates
Allstate $5,383
Farmers $4,202
GEICO $3,830
Liberty Mutual $3,825
Nationwide $3,838
Progressive $5,113
State Farm $2,785
Travelers $5,831
USAA $2,076

Category Winners: Cheapest Car Insurance in Oak Grove Heights, Arkansas

Find the cheapest car insurance companies in Oak Grove Heights, AR for each category right here.

Best Annual Car Insurance Rates by Company in Oak Grove Heights, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Oak Grove Heights, AR Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Oak Grove Heights car insurance rates. Find the cheapest Oak Grove Heights, AR car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Oak Grove Heights, Arkansas

Insurance Company Low Medium High
Allstate $5,228 $5,380 $5,541
Farmers $3,966 $4,151 $4,487
GEICO $3,670 $3,829 $3,992
Liberty Mutual $3,677 $3,794 $4,004
Nationwide $3,859 $3,758 $3,898
Progressive $4,618 $5,006 $5,715
State Farm $2,634 $2,783 $2,938
Travelers $5,533 $5,846 $6,113
USAA $1,989 $2,069 $2,171

What affects car insurance rates in Oak Grove Heights, Arkansas?

What factors can have an impact on Oak Grove Heights, AR car insurance? There are several reasons why Oak Grove Heights car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Oak Grove Heights, Arkansas.

Commute Time in Oak Grove Heights

The more time you spend in your car the higher the risk of an accident. The average commute length in Oak Grove Heights, AR is 23.8 minutes according to City-Data.

Compare Car Insurance Quotes in Oak Grove Heights, AR

Ready to find affordable Oak Grove Heights, Arkansas car insurance today? Enter your ZIP code for fast, free Oak Grove Heights, AR car insurance quotes.

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