Compare Oak Grove, LA Car Insurance Rates (2021)

Car insurance in Oak Grove, LA averages $428 a month. Oak Grove, Louisiana car insurance requirements are 15/30/25, but you might need full coverage insurance if your car is financed. To find cheap Oak Grove car insurance rates, compare quotes from the top car insurance companies in Oak Grove, LA.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Oak Grove, LA are $5,142/year
  • The cheapest car insurance company in Oak Grove is USAA
  • The cheapest car insurance company in Oak Grove for teen drivers is USAA

If you need to buy Oak Grove, Louisiana car insurance, the options can be confusing. Everything you need to know about car insurance in Oak Grove, LA is right here.

You’ll find Oak Grove car insurance rates, the cheapest Oak Grove, LA car insurance companies, and information on Louisiana car insurance laws. You can also compare Oak Grove, Louisiana car insurance rates to Bossier City car insurance rates, Kenner car insurance rates, and Monroe car insurance rates.

Ready to find affordable Oak Grove, LA car insurance today? Enter your ZIP code for fast, free Oak Grove car insurance quotes.

Cheapest Oak Grove, LA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Oak Grove, LA car insurance rates? Every Oak Grove, Louisiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Oak Grove, Louisiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,321 $4,321 $4,468 $4,468 $9,324 $11,717 $4,762 $5,152
GEICO $3,022 $3,476 $3,558 $4,299 $11,332 $12,047 $2,931 $2,882
Progressive $3,668 $3,434 $3,068 $3,298 $14,820 $16,504 $4,223 $4,371
State Farm $2,408 $2,408 $2,187 $2,187 $6,906 $8,687 $2,680 $3,005
USAA $2,300 $2,269 $2,229 $2,223 $6,783 $7,974 $2,841 $3,124

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Oak Grove, LA

Every driver must carry the minimum car insurance in Oak Grove, LA. Take a look at the Louisiana car insurance requirements.

Minimum Required Car Insurance Coverage in Oak Grove, Louisiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Oak Grove, LA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Oak Grove, LA. Compare credit history car insurance rates in Oak Grove from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Oak Grove, Louisiana

Insurance Company Poor Fair Good
Allstate $7,943 $5,467 $4,790
GEICO $6,474 $5,619 $4,237
Progressive $7,541 $6,463 $6,016
State Farm $5,290 $3,396 $2,739
USAA $5,140 $3,277 $2,736

Cheapest Oak Grove, LA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Oak Grove, LA to rates for a clean record with top companies.

Annual Oak Grove, Louisiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,812 $7,299 $6,516 $5,639
GEICO $3,710 $5,985 $7,313 $4,766
Progressive $5,556 $7,472 $7,162 $6,504
State Farm $3,509 $4,108 $3,808 $3,808
USAA $2,843 $3,931 $4,708 $3,389

Cheapest Oak Grove, LA Car Insurance for Teen Drivers

Teen car insurance in Oak Grove, LA can be expensive. Take a look at rates from the top car insurance companies in Oak Grove for teenagers.

Annual Car Insurance Rates for Teen Drivers in Oak Grove, Louisiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,324 $11,717
GEICO $11,332 $12,047
Progressive $14,820 $16,504
State Farm $6,906 $8,687
USAA $6,783 $7,974

Cheapest Oak Grove, LA Car Insurance for Seniors

Take a look at Oak Grove, LA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Oak Grove, Louisiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,468 $4,468
GEICO $3,558 $4,299
Progressive $3,068 $3,298
State Farm $2,187 $2,187
USAA $2,229 $2,223

Cheapest Oak Grove, LA Car Insurance Rates After a DUI

A DUI in Oak Grove, LA increases car insurance rates. Compare Oak Grove, Louisiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Oak Grove, Louisiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,516
GEICO $7,313
Progressive $7,162
State Farm $3,808
USAA $4,708

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Oak Grove, LA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Oak Grove, LA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Oak Grove, Louisiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,067 $6,067
GEICO $5,339 $5,547
Progressive $6,673 $6,673
State Farm $3,711 $3,906
USAA $3,603 $3,833

The Best Cheap Car Insurance Companies in Oak Grove, LA

Take a look at a side-by-side comparison of the top car insurance companies in Oak Grove, LA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Oak Grove, Louisiana

Insurance Company Average Annual Rates
Allstate $6,067
GEICO $5,443
Progressive $6,673
State Farm $3,808
USAA $3,718

Category Winners: Cheapest Car Insurance in Oak Grove, Louisiana

Find the cheapest car insurance companies in Oak Grove, LA for each category right here.

Best Annual Car Insurance Rates by Company in Oak Grove, Louisiana

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Oak Grove, LA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Oak Grove car insurance rates. Find the cheapest Oak Grove, LA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Oak Grove, Louisiana

Insurance Company Low Medium High
Allstate $5,199 $6,184 $6,817
GEICO $4,628 $5,462 $6,240
Progressive $5,712 $6,625 $7,684
State Farm $3,353 $3,800 $4,272
USAA $3,249 $3,772 $4,133

What affects car insurance rates in Oak Grove, Louisiana?

What factors can have an impact on Oak Grove, LA car insurance? There are several reasons why Oak Grove car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Oak Grove, Louisiana.

Car Theft in Oak Grove

High levels of vehicle theft can make car insurance more expensive. Oak Grove, LA car theft statistics from the FBI indicate 1 vehicle thefts a year.

Commute Time in Oak Grove

The more time you spend in your car the higher the risk of an accident. The average commute length in Oak Grove, LA is 18.2 minutes according to City-Data.

Compare Car Insurance Quotes in Oak Grove, LA

Ready to find affordable Oak Grove, Louisiana car insurance today? Enter your ZIP code for fast, free Oak Grove, LA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption