Compare Oak Grove, MO Car Insurance Rates (2021)

Car insurance in Oak Grove, MO averages $285 a month. Oak Grove, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Oak Grove car insurance rates, compare quotes from the top car insurance companies in Oak Grove, MO.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Oak Grove is Nationwide
  • The cheapest car insurance company in Oak Grove for teen drivers is Nationwide
  • Average car insurance rates in Oak Grove, MO after a DUI are $3,995/year

If you need to buy Oak Grove, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Oak Grove, MO is right here.

You’ll find Oak Grove car insurance rates, the cheapest Oak Grove, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Oak Grove, Missouri car insurance rates to Columbia car insurance rates, Kansas City car insurance rates, and Florissant car insurance rates.

Ready to find affordable Oak Grove, MO car insurance today? Enter your ZIP code for fast, free Oak Grove car insurance quotes.

Cheapest Oak Grove, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Oak Grove, MO car insurance rates? Every Oak Grove, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Oak Grove, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,799 $2,700 $2,530 $2,609 $7,989 $8,664 $2,660 $2,738
American Family $2,237 $2,237 $1,992 $1,992 $6,126 $7,973 $2,237 $2,615
Farmers $2,334 $2,318 $2,079 $2,208 $9,851 $10,174 $2,669 $2,783
GEICO $1,846 $2,076 $1,431 $1,857 $5,929 $6,259 $1,673 $1,671
Liberty Mutual $2,785 $3,020 $2,291 $2,574 $9,686 $10,764 $2,932 $3,124
Nationwide $1,559 $1,587 $1,401 $1,477 $4,021 $5,125 $1,786 $1,925
Progressive $2,154 $1,968 $1,769 $1,822 $7,500 $8,397 $2,618 $2,670
State Farm $1,837 $1,837 $1,665 $1,665 $5,547 $6,975 $2,073 $2,369
USAA $1,554 $1,543 $1,391 $1,422 $4,587 $5,609 $1,939 $2,160

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Minimum Car Insurance in Oak Grove, MO

Every driver must carry the minimum car insurance in Oak Grove, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Oak Grove, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Oak Grove, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Oak Grove, MO. Compare credit history car insurance rates in Oak Grove from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Oak Grove, Missouri

Insurance Company Poor Fair Good
Allstate $5,634 $3,630 $2,994
American Family $4,482 $3,147 $2,650
Farmers $4,906 $4,101 $3,898
GEICO $3,925 $2,557 $2,046
Liberty Mutual $6,664 $4,072 $3,206
Nationwide $2,780 $2,303 $1,998
Progressive $4,168 $3,468 $3,201
State Farm $4,186 $2,657 $2,145
USAA $4,216 $1,958 $1,402

Cheapest Oak Grove, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Oak Grove, MO to rates for a clean record with top companies.

Annual Oak Grove, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,487 $3,950 $4,944 $3,963
American Family $2,574 $3,690 $4,507 $2,934
Farmers $3,697 $4,641 $4,534 $4,336
GEICO $2,180 $2,881 $3,932 $2,378
Liberty Mutual $3,376 $4,849 $4,994 $5,370
Nationwide $1,843 $2,380 $3,195 $2,022
Progressive $3,090 $4,237 $3,457 $3,665
State Farm $2,737 $3,255 $2,996 $2,996
USAA $2,036 $2,458 $3,392 $2,217

Cheapest Oak Grove, MO Car Insurance for Teen Drivers

Teen car insurance in Oak Grove, MO can be expensive. Take a look at rates from the top car insurance companies in Oak Grove for teenagers.

Annual Car Insurance Rates for Teen Drivers in Oak Grove, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,989 $8,664
American Family $6,126 $7,973
Farmers $9,851 $10,174
GEICO $5,929 $6,259
Liberty Mutual $9,686 $10,764
Nationwide $4,021 $5,125
Progressive $7,500 $8,397
State Farm $5,547 $6,975
USAA $4,587 $5,609

Cheapest Oak Grove, MO Car Insurance for Seniors

Take a look at Oak Grove, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Oak Grove, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,530 $2,609
American Family $1,992 $1,992
Farmers $2,079 $2,208
GEICO $1,431 $1,857
Liberty Mutual $2,291 $2,574
Nationwide $1,401 $1,477
Progressive $1,769 $1,822
State Farm $1,665 $1,665
USAA $1,391 $1,422

Cheapest Oak Grove, MO Car Insurance Rates After a DUI

A DUI in Oak Grove, MO increases car insurance rates. Compare Oak Grove, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Oak Grove, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,944
American Family $4,507
Farmers $4,534
GEICO $3,932
Liberty Mutual $4,994
Nationwide $3,195
Progressive $3,457
State Farm $2,996
USAA $3,392

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Cheapest Oak Grove, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Oak Grove, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Oak Grove, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,086 $4,086
American Family $3,392 $3,460
Farmers $4,302 $4,302
GEICO $2,792 $2,893
Liberty Mutual $4,647 $4,647
Nationwide $2,360 $2,360
Progressive $3,612 $3,612
State Farm $2,921 $3,071
USAA $2,433 $2,618

The Best Cheap Car Insurance Companies in Oak Grove, MO

Take a look at a side-by-side comparison of the top car insurance companies in Oak Grove, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Oak Grove, Missouri

Insurance Company Average Annual Rates
Allstate $4,086
American Family $3,426
Farmers $4,302
GEICO $2,843
Liberty Mutual $4,647
Nationwide $2,360
Progressive $3,612
State Farm $2,996
USAA $2,526

Category Winners: Cheapest Car Insurance in Oak Grove, Missouri

Find the cheapest car insurance companies in Oak Grove, MO for each category right here.

Best Annual Car Insurance Rates by Company in Oak Grove, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors USAA
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest Oak Grove, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Oak Grove car insurance rates. Find the cheapest Oak Grove, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Oak Grove, Missouri

Insurance Company Low Medium High
Allstate $3,927 $4,077 $4,254
American Family $3,319 $3,534 $3,425
Farmers $4,025 $4,261 $4,620
GEICO $2,648 $2,869 $3,011
Liberty Mutual $4,374 $4,671 $4,897
Nationwide $2,209 $2,383 $2,489
Progressive $3,206 $3,623 $4,007
State Farm $2,775 $3,010 $3,203
USAA $2,420 $2,517 $2,640

What affects car insurance rates in Oak Grove, Missouri?

What factors can have an impact on Oak Grove, MO car insurance? There are several reasons why Oak Grove car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Oak Grove, Missouri.

Commute Time in Oak Grove

The more time you spend in your car the higher the risk of an accident. The average commute length in Oak Grove, MO is 27.6 minutes according to City-Data.

Compare Car Insurance Quotes in Oak Grove, MO

Ready to find affordable Oak Grove, Missouri car insurance today? Enter your ZIP code for fast, free Oak Grove, MO car insurance quotes.

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