Compare Oak Hill, NY Car Insurance Rates (2021)

Car insurance in Oak Hill, NY averages $312 a month. Oak Hill, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Oak Hill car insurance rates, compare quotes from the top car insurance companies in Oak Hill, NY.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Oak Hill for teen drivers is GEICO
  • The cheapest car insurance company in Oak Hill is GEICO
  • Average car insurance rates in Oak Hill, NY after a DUI are $4,947/year

If you need to buy Oak Hill, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Oak Hill, NY is right here.

You’ll find Oak Hill car insurance rates, the cheapest Oak Hill, NY car insurance companies, and information on New York car insurance laws. You can also compare Oak Hill, New York car insurance rates to Schenectady car insurance rates, Yonkers car insurance rates, and Albany car insurance rates.

Ready to find affordable Oak Hill, NY car insurance today? Enter your ZIP code for fast, free Oak Hill car insurance quotes.

Cheapest Oak Hill, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Oak Hill, NY car insurance rates? Every Oak Hill, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Oak Hill, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,558 $2,425 $2,387 $2,430 $7,430 $8,032 $2,567 $2,601
GEICO $1,606 $1,546 $1,561 $1,538 $3,362 $4,907 $1,450 $1,489
Liberty Mutual $4,244 $4,244 $3,949 $3,949 $8,248 $13,407 $4,244 $4,515
Nationwide $2,433 $2,433 $2,295 $2,295 $4,336 $6,474 $2,433 $3,109
Progressive $1,985 $1,870 $1,594 $1,617 $6,468 $7,208 $2,555 $2,501
State Farm $3,009 $3,009 $2,625 $2,625 $8,936 $11,500 $3,313 $3,503
Travelers $2,553 $2,583 $2,323 $2,497 $5,872 $6,977 $2,710 $2,829
USAA $1,750 $1,722 $1,576 $1,583 $6,993 $8,362 $2,243 $2,480

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Minimum Car Insurance in Oak Hill, NY

Every driver must carry the minimum car insurance in Oak Hill, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Oak Hill, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Oak Hill, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Oak Hill, NY. Compare credit history car insurance rates in Oak Hill from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Oak Hill, New York

Insurance Company Poor Fair Good
Allstate $5,400 $3,213 $2,798
GEICO $2,734 $2,010 $1,803
Liberty Mutual $8,187 $5,354 $4,009
Nationwide $3,226 $3,226 $3,226
Progressive $5,139 $2,625 $1,910
State Farm $6,803 $4,262 $3,380
Travelers $4,872 $3,079 $2,678
USAA $5,185 $2,565 $2,265

Cheapest Oak Hill, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Oak Hill, NY to rates for a clean record with top companies.

Annual Oak Hill, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,234 $3,234 $4,688 $4,059
GEICO $1,719 $1,873 $3,419 $1,719
Liberty Mutual $4,698 $4,698 $9,308 $4,698
Nationwide $2,459 $2,459 $5,473 $2,515
Progressive $3,138 $3,138 $3,467 $3,156
State Farm $4,583 $4,583 $5,047 $5,047
Travelers $3,041 $3,776 $3,831 $3,524
USAA $2,972 $3,020 $4,343 $3,020

Cheapest Oak Hill, NY Car Insurance for Teen Drivers

Teen car insurance in Oak Hill, NY can be expensive. Take a look at rates from the top car insurance companies in Oak Hill for teenagers.

Annual Car Insurance Rates for Teen Drivers in Oak Hill, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,430 $8,032
GEICO $3,362 $4,907
Liberty Mutual $8,248 $13,407
Nationwide $4,336 $6,474
Progressive $6,468 $7,208
State Farm $8,936 $11,500
Travelers $5,872 $6,977
USAA $6,993 $8,362

Cheapest Oak Hill, NY Car Insurance for Seniors

Take a look at Oak Hill, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Oak Hill, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,387 $2,430
GEICO $1,561 $1,538
Liberty Mutual $3,949 $3,949
Nationwide $2,295 $2,295
Progressive $1,594 $1,617
State Farm $2,625 $2,625
Travelers $2,323 $2,497
USAA $1,576 $1,583

Cheapest Oak Hill, NY Car Insurance Rates After a DUI

A DUI in Oak Hill, NY increases car insurance rates. Compare Oak Hill, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Oak Hill, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,688
GEICO $3,419
Liberty Mutual $9,308
Nationwide $5,473
Progressive $3,467
State Farm $5,047
Travelers $3,831
USAA $4,343

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Cheapest Oak Hill, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Oak Hill, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Oak Hill, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,752 $3,855
GEICO $2,118 $2,247
Liberty Mutual $5,686 $6,015
Nationwide $3,226 $3,226
Progressive $3,225 $3,225
State Farm $4,645 $4,985
Travelers $3,543 $3,543
USAA $3,305 $3,372

The Best Cheap Car Insurance Companies in Oak Hill, NY

Take a look at a side-by-side comparison of the top car insurance companies in Oak Hill, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Oak Hill, New York

Insurance Company Average Annual Rates
Allstate $3,804
GEICO $2,182
Liberty Mutual $5,850
Nationwide $3,226
Progressive $3,225
State Farm $4,815
Travelers $3,543
USAA $3,339

Category Winners: Cheapest Car Insurance in Oak Hill, New York

Find the cheapest car insurance companies in Oak Hill, NY for each category right here.

Best Annual Car Insurance Rates by Company in Oak Hill, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Cheapest Oak Hill, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Oak Hill car insurance rates. Find the cheapest Oak Hill, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Oak Hill, New York

Insurance Company Low Medium High
Allstate $3,628 $3,792 $3,992
GEICO $2,072 $2,173 $2,302
Liberty Mutual $5,608 $5,832 $6,111
Nationwide $3,031 $3,200 $3,448
Progressive $3,090 $3,210 $3,375
State Farm $4,584 $4,842 $5,019
Travelers $3,368 $3,508 $3,752
USAA $3,250 $3,324 $3,442

Compare Car Insurance Quotes in Oak Hill, NY

Ready to find affordable Oak Hill, New York car insurance today? Enter your ZIP code for fast, free Oak Hill, NY car insurance quotes.

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