Compare Oak Park, IL Car Insurance Rates (2021)

Car insurance in Oak Park, IL averages $341 a month. Oak Park, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Oak Park car insurance rates, compare quotes from the top car insurance companies in Oak Park, IL.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Oak Park, IL after a DUI are $4,818/year
  • The cheapest car insurance company in Oak Park is Liberty Mutual
  • Average car insurance rates in Oak Park, IL are $4,092/year

If you need to buy Oak Park, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Oak Park, IL is right here.

You’ll find Oak Park car insurance rates, the cheapest Oak Park, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Oak Park, Illinois car insurance rates to Joliet car insurance rates, Aurora car insurance rates, and Peoria car insurance rates.

Ready to find affordable Oak Park, IL car insurance today? Enter your ZIP code for fast, free Oak Park car insurance quotes.

Cheapest Oak Park, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Oak Park, IL car insurance rates? Every Oak Park, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Oak Park, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,024 $4,041 $4,218 $4,218 $10,410 $13,516 $4,828 $5,211
American Family $2,807 $2,807 $2,573 $2,573 $8,011 $11,084 $2,807 $3,626
Farmers $3,027 $3,020 $2,684 $2,858 $13,374 $13,890 $3,447 $3,574
GEICO $2,091 $2,152 $2,033 $2,280 $7,605 $7,888 $2,421 $2,527
Liberty Mutual $1,602 $1,726 $1,322 $1,476 $5,602 $6,225 $1,680 $1,776
Nationwide $2,798 $2,841 $2,481 $2,627 $7,985 $10,245 $3,288 $3,562
Progressive $2,332 $2,184 $1,928 $2,026 $8,778 $9,838 $2,775 $2,996
State Farm $1,795 $1,795 $1,627 $1,627 $5,751 $7,251 $2,036 $2,354
Travelers $1,961 $2,066 $1,807 $1,925 $6,047 $7,633 $2,082 $2,192
USAA $1,884 $1,907 $1,750 $1,711 $6,291 $6,930 $2,492 $2,723

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Minimum Car Insurance in Oak Park, IL

Every driver must carry the minimum car insurance in Oak Park, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Oak Park, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Oak Park, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Oak Park, IL. Compare credit history car insurance rates in Oak Park from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Oak Park, Illinois

Insurance Company Poor Fair Good
Allstate $8,023 $5,805 $5,096
American Family $6,028 $4,107 $3,473
Farmers $6,517 $5,478 $5,208
GEICO $5,847 $2,831 $2,196
Liberty Mutual $3,794 $2,363 $1,872
Nationwide $5,359 $4,316 $3,760
Progressive $4,668 $3,973 $3,680
State Farm $4,402 $2,638 $2,048
Travelers $3,904 $3,175 $2,564
USAA $4,274 $2,938 $2,421

Cheapest Oak Park, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Oak Park, IL to rates for a clean record with top companies.

Annual Oak Park, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,490 $7,692 $7,127 $5,923
American Family $3,341 $4,708 $6,305 $3,789
Farmers $4,834 $6,255 $6,102 $5,747
GEICO $2,430 $3,893 $5,315 $2,861
Liberty Mutual $2,217 $3,176 $2,784 $2,529
Nationwide $3,595 $4,674 $5,506 $4,139
Progressive $3,372 $5,051 $3,742 $4,263
State Farm $2,746 $3,312 $3,029 $3,029
Travelers $2,544 $3,363 $3,746 $3,205
USAA $2,275 $3,295 $4,524 $2,750

Cheapest Oak Park, IL Car Insurance for Teen Drivers

Teen car insurance in Oak Park, IL can be expensive. Take a look at rates from the top car insurance companies in Oak Park for teenagers.

Annual Car Insurance Rates for Teen Drivers in Oak Park, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,410 $13,516
American Family $8,011 $11,084
Farmers $13,374 $13,890
GEICO $7,605 $7,888
Liberty Mutual $5,602 $6,225
Nationwide $7,985 $10,245
Progressive $8,778 $9,838
State Farm $5,751 $7,251
Travelers $6,047 $7,633
USAA $6,291 $6,930

Cheapest Oak Park, IL Car Insurance for Seniors

Take a look at Oak Park, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Oak Park, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,218 $4,218
American Family $2,573 $2,573
Farmers $2,684 $2,858
GEICO $2,033 $2,280
Liberty Mutual $1,322 $1,476
Nationwide $2,481 $2,627
Progressive $1,928 $2,026
State Farm $1,627 $1,627
Travelers $1,807 $1,925
USAA $1,750 $1,711

Cheapest Oak Park, IL Car Insurance Rates After a DUI

A DUI in Oak Park, IL increases car insurance rates. Compare Oak Park, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Oak Park, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,127
American Family $6,305
Farmers $6,102
GEICO $5,315
Liberty Mutual $2,784
Nationwide $5,506
Progressive $3,742
State Farm $3,029
Travelers $3,746
USAA $4,524

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Cheapest Oak Park, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Oak Park, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Oak Park, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,308 $6,308
American Family $4,478 $4,594
Farmers $5,734 $5,734
GEICO $3,562 $3,687
Liberty Mutual $2,676 $2,676
Nationwide $4,478 $4,478
Progressive $4,107 $4,107
State Farm $2,954 $3,105
Travelers $3,086 $3,342
USAA $3,121 $3,301

Cheapest Oak Park, IL Car Insurance Rates by ZIP Code

Oak Park car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Oak Park, IL.

Annual Car Insurance Rates by ZIP Code in Oak Park, Illinois

ZIP Code Average Annual Rates
60301 $4,037
60302 $4,039
60304 $4,060

The Best Cheap Car Insurance Companies in Oak Park, IL

Take a look at a side-by-side comparison of the top car insurance companies in Oak Park, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Oak Park, Illinois

Insurance Company Average Annual Rates
Allstate $6,308
American Family $4,536
Farmers $5,734
GEICO $3,625
Liberty Mutual $2,676
Nationwide $4,478
Progressive $4,107
State Farm $3,029
Travelers $3,214
USAA $3,211

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Category Winners: Cheapest Car Insurance in Oak Park, Illinois

Find the cheapest car insurance companies in Oak Park, IL for each category right here.

Best Annual Car Insurance Rates by Company in Oak Park, Illinois

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

Cheapest Oak Park, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Oak Park car insurance rates. Find the cheapest Oak Park, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Oak Park, Illinois

Insurance Company Low Medium High
Allstate $6,070 $6,297 $6,557
American Family $4,366 $4,702 $4,540
Farmers $5,420 $5,588 $6,194
GEICO $3,292 $3,622 $3,960
Liberty Mutual $2,540 $2,671 $2,817
Nationwide $4,423 $4,522 $4,490
Progressive $3,742 $4,088 $4,492
State Farm $2,842 $3,035 $3,211
Travelers $3,013 $3,210 $3,419
USAA $3,003 $3,209 $3,421

What affects car insurance rates in Oak Park, Illinois?

What factors can have an impact on Oak Park, IL car insurance? There are several reasons why Oak Park car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Oak Park, Illinois.

Commute Time in Oak Park

The more time you spend in your car the higher the risk of an accident. The average commute length in Oak Park, IL is 35.8 minutes according to City-Data.

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Compare Car Insurance Quotes in Oak Park, IL

Ready to find affordable Oak Park, Illinois car insurance today? Enter your ZIP code for fast, free Oak Park, IL car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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