Compare Oak Ridge, LA Car Insurance Rates (2021)

Car insurance in Oak Ridge, LA averages $424 a month. Oak Ridge, Louisiana car insurance requirements are 15/30/25, but you might need full coverage insurance if your car is financed. To find cheap Oak Ridge car insurance rates, compare quotes from the top car insurance companies in Oak Ridge, LA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Oak Ridge, LA after a DUI are $5,847/year
  • Average car insurance rates in Oak Ridge, LA are $5,094/year
  • The cheapest car insurance company in Oak Ridge for teen drivers is USAA

If you need to buy Oak Ridge, Louisiana car insurance, the options can be confusing. Everything you need to know about car insurance in Oak Ridge, LA is right here.

You’ll find Oak Ridge car insurance rates, the cheapest Oak Ridge, LA car insurance companies, and information on Louisiana car insurance laws. You can also compare Oak Ridge, Louisiana car insurance rates to Baton Rouge car insurance rates, Kenner car insurance rates, and Bossier City car insurance rates.

Ready to find affordable Oak Ridge, LA car insurance today? Enter your ZIP code for fast, free Oak Ridge car insurance quotes.

Cheapest Oak Ridge, LA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Oak Ridge, LA car insurance rates? Every Oak Ridge, Louisiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Oak Ridge, Louisiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,321 $4,321 $4,468 $4,468 $9,324 $11,717 $4,762 $5,152
GEICO $2,997 $3,452 $3,535 $4,277 $11,271 $11,977 $2,909 $2,856
Progressive $3,434 $3,208 $2,877 $3,099 $13,877 $15,434 $3,940 $4,053
State Farm $2,524 $2,524 $2,302 $2,302 $7,374 $9,278 $2,814 $3,155
USAA $2,300 $2,269 $2,229 $2,223 $6,783 $7,974 $2,841 $3,124

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Minimum Car Insurance in Oak Ridge, LA

Every driver must carry the minimum car insurance in Oak Ridge, LA. Take a look at the Louisiana car insurance requirements.

Minimum Required Car Insurance Coverage in Oak Ridge, Louisiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Oak Ridge, LA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Oak Ridge, LA. Compare credit history car insurance rates in Oak Ridge from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Oak Ridge, Louisiana

Insurance Company Poor Fair Good
Allstate $7,943 $5,467 $4,790
GEICO $6,433 $5,584 $4,211
Progressive $7,047 $6,046 $5,628
State Farm $5,609 $3,596 $2,897
USAA $5,140 $3,277 $2,736

Cheapest Oak Ridge, LA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Oak Ridge, LA to rates for a clean record with top companies.

Annual Oak Ridge, Louisiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,812 $7,299 $6,516 $5,639
GEICO $3,683 $5,948 $7,277 $4,730
Progressive $5,196 $6,989 $6,698 $6,079
State Farm $3,707 $4,361 $4,034 $4,034
USAA $2,843 $3,931 $4,708 $3,389

Cheapest Oak Ridge, LA Car Insurance for Teen Drivers

Teen car insurance in Oak Ridge, LA can be expensive. Take a look at rates from the top car insurance companies in Oak Ridge for teenagers.

Annual Car Insurance Rates for Teen Drivers in Oak Ridge, Louisiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,324 $11,717
GEICO $11,271 $11,977
Progressive $13,877 $15,434
State Farm $7,374 $9,278
USAA $6,783 $7,974

Cheapest Oak Ridge, LA Car Insurance for Seniors

Take a look at Oak Ridge, LA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Oak Ridge, Louisiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,468 $4,468
GEICO $3,535 $4,277
Progressive $2,877 $3,099
State Farm $2,302 $2,302
USAA $2,229 $2,223

Cheapest Oak Ridge, LA Car Insurance Rates After a DUI

A DUI in Oak Ridge, LA increases car insurance rates. Compare Oak Ridge, Louisiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Oak Ridge, Louisiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,516
GEICO $7,277
Progressive $6,698
State Farm $4,034
USAA $4,708

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Cheapest Oak Ridge, LA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Oak Ridge, LA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Oak Ridge, Louisiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,067 $6,067
GEICO $5,307 $5,512
Progressive $6,240 $6,240
State Farm $3,929 $4,139
USAA $3,603 $3,833

The Best Cheap Car Insurance Companies in Oak Ridge, LA

Take a look at a side-by-side comparison of the top car insurance companies in Oak Ridge, LA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Oak Ridge, Louisiana

Insurance Company Average Annual Rates
Allstate $6,067
GEICO $5,409
Progressive $6,240
State Farm $4,034
USAA $3,718

Category Winners: Cheapest Car Insurance in Oak Ridge, Louisiana

Find the cheapest car insurance companies in Oak Ridge, LA for each category right here.

Best Annual Car Insurance Rates by Company in Oak Ridge, Louisiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Oak Ridge, LA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Oak Ridge car insurance rates. Find the cheapest Oak Ridge, LA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Oak Ridge, Louisiana

Insurance Company Low Medium High
Allstate $5,199 $6,184 $6,817
GEICO $4,594 $5,428 $6,206
Progressive $5,278 $6,192 $7,251
State Farm $3,528 $4,026 $4,549
USAA $3,249 $3,772 $4,133

What affects car insurance rates in Oak Ridge, Louisiana?

What factors can have an impact on Oak Ridge, LA car insurance? There are several reasons why Oak Ridge car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Oak Ridge, Louisiana.

Commute Time in Oak Ridge

The more time you spend in your car the higher the risk of an accident. The average commute length in Oak Ridge, LA is 11.6 minutes according to City-Data.

Compare Car Insurance Quotes in Oak Ridge, LA

Ready to find affordable Oak Ridge, Louisiana car insurance today? Enter your ZIP code for fast, free Oak Ridge, LA car insurance quotes.

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