Compare Oak Ridge, PA Car Insurance Rates (2021)

Car insurance in Oak Ridge, PA averages $333 a month. Oak Ridge, Pennsylvania car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Oak Ridge car insurance rates, compare quotes from the top car insurance companies in Oak Ridge, PA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Oak Ridge, PA are $4,001/year
  • The cheapest car insurance company in Oak Ridge is USAA
  • Average car insurance rates in Oak Ridge, PA after a DUI are $4,379/year

If you need to buy Oak Ridge, Pennsylvania car insurance, the options can be confusing. Everything you need to know about car insurance in Oak Ridge, PA is right here.

You’ll find Oak Ridge car insurance rates, the cheapest Oak Ridge, PA car insurance companies, and information on Pennsylvania car insurance laws. You can also compare Oak Ridge, Pennsylvania car insurance rates to Philadelphia car insurance rates, Altoona car insurance rates, and Harrisburg car insurance rates.

Ready to find affordable Oak Ridge, PA car insurance today? Enter your ZIP code for fast, free Oak Ridge car insurance quotes.

Cheapest Oak Ridge, PA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Oak Ridge, PA car insurance rates? Every Oak Ridge, Pennsylvania car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Oak Ridge, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,502 $2,502 $2,274 $2,274 $7,943 $7,943 $2,790 $2,790
GEICO $2,049 $1,773 $1,878 $1,627 $4,984 $4,320 $2,093 $1,811
Liberty Mutual $4,166 $4,166 $3,814 $3,814 $12,225 $12,225 $5,297 $5,297
Nationwide $1,889 $1,889 $1,782 $1,782 $5,212 $5,212 $2,110 $2,110
Progressive $2,694 $2,694 $2,400 $2,400 $8,458 $8,458 $3,460 $3,460
State Farm $1,661 $1,661 $1,457 $1,457 $5,752 $5,752 $1,823 $1,823
Travelers $1,757 $1,757 $1,871 $1,871 $24,875 $24,875 $2,137 $2,137
USAA $1,189 $1,189 $1,073 $1,073 $3,570 $3,570 $1,583 $1,583

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Minimum Car Insurance in Oak Ridge, PA

Every driver must carry the minimum car insurance in Oak Ridge, PA. Take a look at the Pennsylvania car insurance requirements.

Minimum Required Car Insurance Coverage in Oak Ridge, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Oak Ridge, PA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Oak Ridge, PA. Compare credit history car insurance rates in Oak Ridge from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Oak Ridge, Pennsylvania

Insurance Company Poor Fair Good
Allstate $4,963 $3,690 $2,978
GEICO $3,853 $2,171 $1,677
Liberty Mutual $8,142 $5,834 $5,151
Nationwide $3,234 $2,646 $2,364
Progressive $5,648 $3,946 $3,165
State Farm $3,800 $2,357 $1,863
Travelers $8,355 $7,525 $7,100
USAA $2,319 $1,720 $1,523

Cheapest Oak Ridge, PA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Oak Ridge, PA to rates for a clean record with top companies.

Annual Oak Ridge, Pennsylvania Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,717 $4,358 $3,717 $3,717
GEICO $1,893 $3,177 $2,555 $2,643
Liberty Mutual $5,831 $6,649 $6,511 $6,511
Nationwide $1,973 $2,641 $3,712 $2,667
Progressive $3,868 $5,296 $3,971 $3,876
State Farm $2,464 $2,883 $2,673 $2,673
Travelers $5,473 $7,734 $9,699 $7,734
USAA $1,492 $2,058 $2,198 $1,668

Cheapest Oak Ridge, PA Car Insurance for Teen Drivers

Teen car insurance in Oak Ridge, PA can be expensive. Take a look at rates from the top car insurance companies in Oak Ridge for teenagers.

Annual Car Insurance Rates for Teen Drivers in Oak Ridge, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,943 $7,943
GEICO $4,984 $4,320
Liberty Mutual $12,225 $12,225
Nationwide $5,212 $5,212
Progressive $8,458 $8,458
State Farm $5,752 $5,752
Travelers $24,875 $24,875
USAA $3,570 $3,570

Cheapest Oak Ridge, PA Car Insurance for Seniors

Take a look at Oak Ridge, PA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Oak Ridge, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,274 $2,274
GEICO $1,878 $1,627
Liberty Mutual $3,814 $3,814
Nationwide $1,782 $1,782
Progressive $2,400 $2,400
State Farm $1,457 $1,457
Travelers $1,871 $1,871
USAA $1,073 $1,073

Cheapest Oak Ridge, PA Car Insurance Rates After a DUI

A DUI in Oak Ridge, PA increases car insurance rates. Compare Oak Ridge, Pennsylvania DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Oak Ridge, Pennsylvania

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,717
GEICO $2,555
Liberty Mutual $6,511
Nationwide $3,712
Progressive $3,971
State Farm $2,673
Travelers $9,699
USAA $2,198

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Cheapest Oak Ridge, PA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Oak Ridge, PA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Oak Ridge, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,804 $3,950
GEICO $2,520 $2,614
Liberty Mutual $6,212 $6,540
Nationwide $2,748 $2,748
Progressive $4,253 $4,253
State Farm $2,595 $2,752
Travelers $7,660 $7,660
USAA $1,801 $1,907

The Best Cheap Car Insurance Companies in Oak Ridge, PA

Take a look at a side-by-side comparison of the top car insurance companies in Oak Ridge, PA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Oak Ridge, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,877
GEICO $2,567
Liberty Mutual $6,376
Nationwide $2,748
Progressive $4,253
State Farm $2,673
Travelers $7,660
USAA $1,854

Category Winners: Cheapest Car Insurance in Oak Ridge, Pennsylvania

Find the cheapest car insurance companies in Oak Ridge, PA for each category right here.

Best Annual Car Insurance Rates by Company in Oak Ridge, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Oak Ridge, PA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Oak Ridge car insurance rates. Find the cheapest Oak Ridge, PA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Oak Ridge, Pennsylvania

Insurance Company Low Medium High
Allstate $3,742 $3,896 $3,994
GEICO $2,392 $2,583 $2,726
Liberty Mutual $6,091 $6,419 $6,618
Nationwide $2,800 $2,775 $2,669
Progressive $3,956 $4,285 $4,518
State Farm $2,514 $2,703 $2,803
Travelers $7,830 $7,641 $7,510
USAA $1,726 $1,871 $1,964

Compare Car Insurance Quotes in Oak Ridge, PA

Ready to find affordable Oak Ridge, Pennsylvania car insurance today? Enter your ZIP code for fast, free Oak Ridge, PA car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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